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Assumable homes for sale in Alpine, CA

46 homesVA & FHA loansrates from 2.65% vs 7.18% today

Alpine assumption guide
916 Amistad Ct #D, El Cajon, CA, 92019 — assumable VA mortgage at 2.96%
VATop pick
Active
17
$380,000$23,586 equity gap
Rate
2.96%
7.18%today
Payment
$1,690/mo
$2,730today
  • 2beds
  • 1baths
  • 945sqft

916 Amistad Ct #D, El Cajon

2110 Via Corina, Alpine, CA, 91901 — assumable VA mortgage at 2.66%
VA
Active
74
$850,000$163,629 equity gap
Rate
2.66%
7.18%today
Payment
$3,188/mo
$5,352today
  • 3beds
  • 2baths
  • 1,584sqft

2110 Via Corina, Alpine

4722 PARK LN, Alpine, CA, 91901 — assumable VA mortgage at 2.87%
VA
Active
33
$520,000$84,476 equity gap
Rate
2.87%
7.18%today
Payment
$2,036/mo
$3,326today
  • 2beds
  • 1baths
  • 800sqft

4722 PARK LN, Alpine

216 Krishen Heights Road, El Cajon, CA, 92019 — assumable VA mortgage at 3.11%
VA
Active
30
$880,000$165,570 equity gap
Rate
3.11%
7.18%today
Payment
$3,399/mo
$5,386today
  • 3beds
  • 3baths
  • 1,828sqft

216 Krishen Heights Road, El Cajon

8560 Rancho Canada Rd, El Cajon, CA, 92021 — assumable VA mortgage at 3.10%
VA
Active
9
$875,000$184,949 equity gap
Rate
3.10%
7.18%today
Payment
$3,279/mo
$5,203today
  • 3beds
  • 2baths
  • 1,377sqft

8560 Rancho Canada Rd, El Cajon

161 Ruth Ct, El Cajon, CA, 92019 — assumable VA mortgage at 2.84%
VA
Active
44
$849,000$263,105 equity gap
Rate
2.84%
7.18%today
Payment
$2,781/mo
$4,562today
  • 3beds
  • 2baths
  • 1,402sqft

161 Ruth Ct, El Cajon

11937 Royal Road #B, El Cajon, CA, 92021 — assumable FHA mortgage at 2.88%
FHA
Active
48
$499,900$178,005 equity gap
Rate
2.88%
7.18%today
Payment
$1,500/mo
$2,447today
  • 3beds
  • 2baths
  • 1,323sqft

11937 Royal Road #B, El Cajon

9421 Elm Dr, Descanso, CA, 91916 — assumable FHA mortgage at 3.00%
FHA
Active
44
$620,000$246,313 equity gap
Rate
3.00%
7.18%today
Payment
$1,780/mo
$2,860today
  • 3beds
  • 2baths
  • 1,064sqft

9421 Elm Dr, Descanso

9209 Lakeview Terrace, Lakeside, CA, 92040 — assumable VA mortgage at 3.00%
VA
Active
39
$819,900$284,260 equity gap
Rate
3.00%
7.18%today
Payment
$2,534/mo
$4,072today
  • 3beds
  • 2baths
  • 1,750sqft

9209 Lakeview Terrace, Lakeside

3239 Dehesa Road #48, El Cajon, CA, 92019 — assumable VA mortgage at 4.17%
VA
Active
41
$475,000Potential short sale
Rate
4.17%
7.18%today
Payment
$2,534/mo
$3,523today
  • 2beds
  • 2baths
  • 1,371sqft

3239 Dehesa Road #48, El Cajon

2108 John Dewitt Pl, Alpine, CA, 91901 — assumable VA mortgage at 2.65%
VA
Active
46
$1,175,000$598,173 equity gap
Rate
2.65%
7.18%today
Payment
$2,676/mo
$4,499today
  • 4beds
  • 3baths
  • 2,803sqft

2108 John Dewitt Pl, Alpine

13323 Appaloosa Drive, Lakeside, CA, 92040 — assumable VA mortgage at 2.93%
VA
Active
49
$749,999$357,027 equity gap
Rate
2.93%
7.18%today
Payment
$1,897/mo
$3,076today
  • 3beds
  • 2baths
  • 1,026sqft

13323 Appaloosa Drive, Lakeside

1163 Tucson Court, El Cajon, CA, 92021 — assumable VA mortgage at 2.94%
VA
Active
34
$799,000$409,745 equity gap
Rate
2.94%
7.18%today
Payment
$1,842/mo
$2,983today
  • 3beds
  • 2baths
  • 2,022sqft

1163 Tucson Court, El Cajon

13107 Lindo Lane, Lakeside, CA, 92040 — assumable VA mortgage at 3.04%
VA
Active
23
$750,000$563,973 equity gap
Rate
3.04%
7.18%today
Payment
$892/mo
$1,426today
  • 3beds
  • 2baths
  • 1,416sqft

13107 Lindo Lane, Lakeside

1267 Oakdale #C, El Cajon, CA, 92021 — assumable VA mortgage at 3.05%
VA
Active
35
$425,000$205,021 equity gap
Rate
3.05%
7.18%today
Payment
$1,061/mo
$1,694today
  • 2beds
  • 2baths
  • 1,088sqft

1267 Oakdale #C, El Cajon

12038 Los Amigos Way, Lakeside, CA, 92040 — assumable VA mortgage at 3.51%
VA
Active
42
$699,000$245,113 equity gap
Rate
3.51%
7.18%today
Payment
$2,360/mo
$3,557today
  • 3beds
  • 2baths
  • 1,234sqft

12038 Los Amigos Way, Lakeside

15844 Broad Oaks Road, El Cajon, CA, 92021 — assumable VA mortgage at 3.33%
VA
Active
75
$1,449,000$873,530 equity gap
Rate
3.33%
7.18%today
Payment
$2,931/mo
$4,517today
  • 4beds
  • 4baths
  • 3,151sqft

15844 Broad Oaks Road, El Cajon

513 Shady Ln #B, El Cajon, CA, 92021 — assumable VA mortgage at 4.98%
VA
Active
47
$429,000$33,045 equity gap
Rate
4.98%
7.18%today
Payment
$2,276/mo
$2,879today
  • 2beds
  • 2baths
  • 1,088sqft

513 Shady Ln #B, El Cajon

2157 Arnold Way #622, Alpine, CA, 91901 — assumable VA mortgage at 3.64%
VA
Active
20
$329,000$139,967 equity gap
Rate
3.64%
7.18%today
Payment
$1,005/mo
$1,490today
  • 1beds
  • 1baths
  • 754sqft

2157 Arnold Way #622, Alpine

9212 Palomino Ridge Dr, Lakeside, CA, 92040 — assumable VA mortgage at 3.72%
VA
Active
53
$969,000$401,800 equity gap
Rate
3.72%
7.18%today
Payment
$3,000/mo
$4,405today
  • 5beds
  • 3baths
  • 2,290sqft

9212 Palomino Ridge Dr, Lakeside

10020 Pino Dr, Lakeside, CA, 92040 — assumable FHA mortgage at 3.84%
FHA
Active
27
$799,900$473,910 equity gap
Rate
3.84%
7.18%today
Payment
$2,022/mo
$2,926today
  • 3beds
  • 2baths
  • 1,704sqft

10020 Pino Dr, Lakeside

13891 Pinkard Way #81, El Cajon, CA, 92021 — assumable FHA mortgage at 3.95%
FHA
Active
30
$575,000$381,198 equity gap
Rate
3.95%
7.18%today
Payment
$1,196/mo
$1,707today
  • 3beds
  • 3baths
  • 1,534sqft

13891 Pinkard Way #81, El Cajon

12677 Acadia Way, Lakeside, CA, 92040 — assumable VA mortgage at 4.75%
VA
Active
34
$832,751$214,683 equity gap
Rate
4.75%
7.18%today
Payment
$3,465/mo
$4,499today
  • 3beds
  • 2baths
  • 1,734sqft

12677 Acadia Way, Lakeside

12730 Laurel Street #301, Lakeside, CA, 92040 — assumable VA mortgage at 6.22%
VA
Active
30
$459,999$17,149 equity gap
Rate
6.22%
7.18%today
Payment
$2,739/mo
$3,024today
  • 2beds
  • 1baths
  • 921sqft

12730 Laurel Street #301, Lakeside

1560 Plantation Way, El Cajon, CA, 92019 — assumable VA mortgage at 6.31%
VA
Active
36
$1,099,999Potential short sale
Rate
6.31%
7.18%today
Payment
$7,050/mo
$7,708today
  • 4beds
  • 2baths
  • 1,990sqft

1560 Plantation Way, El Cajon

2958 Verde View Rd, Alpine, CA, 91901 — assumable VA mortgage at 6.50%
VA
Active
57
$899,000$23,350 equity gap
Rate
6.50%
7.18%today
Payment
$5,592/mo
$5,993today
  • 3beds
  • 2baths
  • 1,680sqft

2958 Verde View Rd, Alpine

12777 Wildcat Canyon Road, Lakeside, CA, 92040 — assumable VA mortgage at 6.50%
VA
Active
69
$699,999Potential short sale
Rate
6.50%
7.18%today
Payment
$4,587/mo
$4,916today
  • 3beds
  • 2baths
  • 2,025sqft

12777 Wildcat Canyon Road, Lakeside

3321 Dehesa Rd #95, El Cajon, CA, 92019 — assumable VA mortgage at 6.61%
VA
Active
50
$449,900Potential short sale
Rate
6.61%
7.18%today
Payment
$3,520/mo
$3,730today
  • 2beds
  • 2baths
  • 1,371sqft

3321 Dehesa Rd #95, El Cajon

12010 Lakeside Court, Lakeside, CA, 92040 — assumable VA mortgage at 6.76%
VA
Active
24
$635,000Potential short sale
Rate
6.76%
7.18%today
Payment
$4,344/mo
$4,533today
  • 2beds
  • 1baths
  • 754sqft

12010 Lakeside Court, Lakeside

1321 Greenfield Drive #16, El Cajon, CA, 92021 — assumable VA mortgage at 6.95%
VA
Active
19
$425,000Potential short sale
Rate
6.95%
7.18%today
Payment
$3,009/mo
$3,079today
  • 2beds
  • 2baths
  • 1,024sqft

1321 Greenfield Drive #16, El Cajon

1020 Silverbrook Drive, El Cajon, CA, 92019 — assumable FHA mortgage at 6.65%
FHA
Active
23
$649,999$48,413 equity gap
Rate
6.65%
7.18%today
Payment
$3,908/mo
$4,124today
  • 3beds
  • 2baths
  • 1,198sqft

1020 Silverbrook Drive, El Cajon

13676 Willow Rd, Lakeside, CA, 92040 — assumable VA mortgage at 6.77%
VA
Active
39
$949,000$49,430 equity gap
Rate
6.77%
7.18%today
Payment
$5,978/mo
$6,231today
  • 3beds
  • 2baths
  • 1,892sqft

13676 Willow Rd, Lakeside

220 Sage Road, El Cajon, CA, 92021 — assumable VA mortgage at 6.78%
VA
Active
40
$799,000$53,883 equity gap
Rate
6.78%
7.18%today
Payment
$4,987/mo
$5,193today
  • 3beds
  • 2baths
  • 1,456sqft

220 Sage Road, El Cajon

1475 Lily Avenue, El Cajon, CA, 92021 — assumable FHA mortgage at 6.46%
FHA
Active
35
$774,976$89,940 equity gap
Rate
6.46%
7.18%today
Payment
$4,415/mo
$4,751today
  • 3beds
  • 2baths
  • 1,573sqft

1475 Lily Avenue, El Cajon

8445 Vista Del Cajon Pl, Lakeside, CA, 92040 — assumable VA mortgage at 5.25%
VA
Active
34
$874,000$269,114 equity gap
Rate
5.25%
7.18%today
Payment
$3,574/mo
$4,384today
  • 3beds
  • 3baths
  • 1,596sqft

8445 Vista Del Cajon Pl, Lakeside

2736 Via Chinarros, Alpine, CA, 91901 — assumable VA mortgage at 6.19%
VA
Active
62
$1,549,000$341,516 equity gap
Rate
6.19%
7.18%today
Payment
$7,446/mo
$8,244today
  • 5beds
  • 5baths
  • 4,416sqft

2736 Via Chinarros, Alpine

Assuming a mortgage in Alpine

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$442/mo
Median cash to assume
$246,313
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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