Assumable homes,
by state and city.
Every market here is indexed from live MLS feeds and filtered down to homes with a mortgage you can take over. Pick a state to see counts, rates, and neighborhoods, or search a city directly.
Browse by state
Where we have coverage
Every market
Assumable homes by city
Each city page shows current inventory, the lowest and median locked rate, and the ZIP codes with the most assumable homes.
AZ
Assumable homes in Arizona
214 cities with MLS coverage
Show all 214 citiesShow fewer
- Cave Creek
- Central
- Chambers
- Chandler
- Chino Valley
- Chloride
- Cibola
- Clarkdale
- Clay Springs
- Claypool
- Clifton
- Cochise
- Colorado City
- Concho
- Congress
- Coolidge
- Cordes Lakes
- Cornville
- Corona de Tucson
- Cottonwood
- Crown King
- Dateland
- Dewey
- Dewey-Humboldt
- Dolan Springs
- Douglas
- Dragoon
- Dudleyville
- Duncan
- Eagar
- Eden
- Ehrenberg
- El Mirage
- Elfrida
- Elgin
- Eloy
- Flagstaff
- Florence
- Forest Lakes
- Fort McDowell
- Fort Mohave
- Fort Thomas
- Fountain Hills
- Fredonia
- Gila Bend
- Gilbert
- Glendale
- Globe
- Gold Canyon
- Golden Valley
- Goodyear
- Green Valley
- Greer
- Groom Creek
- Guadalupe
- Hackberry
- Happy Jack
- Hayden
- Heber
- Hereford
- Holbrook
- Huachuca City
- Humboldt
- Jerome
- Joseph City
- Kearny
- Kingman
- Kirkland
- Lake Havasu City
- Lakeside
- Laveen
- Litchfield Park
- Littlefield
- Mammoth
- Marana
- Maricopa
- Mayer
- McNeal
- Meadview
- Mesa
- Miami
- Mobile
- Mohave Valley
- Mormon Lake
- Morristown
- Mount Lemmon
- Munds Park
- Naco
- New River
- Nogales
- Nutrioso
- Oatman
- Oracle
- Oro Valley
- Overgaard
- Page
- Palo Verde
- Paradise Valley
- Parker
- Parks
- Patagonia
- Paulden
- Payson
- Peach Springs
- Pearce
- Peeples Valley
- Peoria
- Phoenix
- Picacho
- Pima
- Pine
- Pinedale
- Pinetop
- Pirtleville
- Portal
- Prescott
- Prescott Valley
- Quartzsite
- Queen Creek
- Queen Valley
- Red Rock
- Rimrock
- Rio Rico
- Rio Verde
- Roll
- Roosevelt
- Saddlebrooke
- Safford
- Sahuarita
- Salome
- San Luis
- San Manuel
- San Simon
- San Tan Valley
- Sanders
- Scottsdale
- Sedona
- Seligman
- Show Low
- Sierra Vista
- Skull Valley
- Snowflake
- Somerton
- Sonoita
- Spring Valley
- Springerville
- St. David
- St. Johns
- Stanfield
- Star Valley
- Strawberry
- Sun City
- Sun City West
- Sun Lakes
- Sun Valley
- Sunsites
- Superior
- Surprise
- Tacna
- Taylor
- Tempe
- Thatcher
- Tolleson
- Tombstone
- Tonopah
- Tonto Basin
- Topock
- Tubac
- Tucson
- Tumacacori
- Vail
- Valley Farms
- Vernon
- Waddell
- Wellton
- Wenden
- White Hills
- Wickenburg
- Wikieup
- Willcox
- Williams
- Winkelman
- Winslow
- Wittmann
- Woodruff
- Yarnell
- Young
- Youngtown
- Yucca
- Yuma
CO
Assumable homes in Colorado
360 cities with MLS coverage
Show all 360 citiesShow fewer
- Bennett
- Berthoud
- Bethune
- Beulah
- Black Hawk
- Blanca
- Blue River
- Boncarbo
- Boone
- Boulder
- Bow Mar
- Breckenridge
- Briggsdale
- Brighton
- Broomfield
- Brush
- Buena Vista
- Buffalo Creek
- Burlington
- Byers
- Cahone
- Calhan
- Cañon City
- Capulin
- Carbondale
- Carr
- Cascade
- Castle Pines
- Castle Rock
- Cedaredge
- Centennial
- Center
- Central City
- Chama
- Cheraw
- Cherry Hills Village
- Cheyenne Wells
- Cimarron
- Clark
- Clifton
- Coal Creek
- Coaldale
- Coalmont
- Collbran
- Colorado City
- Colorado Springs
- Commerce City
- Como
- Conifer
- Cope
- Cortez
- Cotopaxi
- Craig
- Crawford
- Creede
- Crested Butte
- Crestone
- Cripple Creek
- Crook
- Crowley
- Dacono
- De Beque
- Deer Trail
- Del Norte
- Delta
- Denver
- Dillon
- Dinosaur
- Divide
- Drake
- Dumont
- DuPont
- Durango
- Eads
- Eagle
- Eaton
- Eckert
- Eckley
- Edgewater
- Edwards
- Elbert
- Eldorado Springs
- Elizabeth
- Empire
- Englewood
- Erie
- Estes Park
- Evans
- Evergreen
- Fairplay
- Federal Heights
- Firestone
- Flagler
- Fleming
- Florence
- Florissant
- Fort Collins
- Fort Garland
- Fort Lupton
- Fort Morgan
- Fountain
- Fowler
- Foxfield
- Franktown
- Fraser
- Frederick
- Frisco
- Fruita
- Galeton
- Garcia
- Garden City
- Gardner
- Gateway
- Genoa
- Georgetown
- Gilcrest
- Gill
- Glade Park
- Glen Haven
- Glendale
- Glenwood Springs
- Golden
- Granada
- Granby
- Grand Junction
- Grand Lake
- Granite
- Grant
- Greeley
- Green Mountain Falls
- Greenwood Village
- Grover
- Guffey
- Gunnison
- Gypsum
- Hartsel
- Haswell
- Haxtun
- Hayden
- Heeney
- Henderson
- Hereford
- Hesperus
- Highlands Ranch
- Hillrose
- Holly
- Holyoke
- Hooper
- Hot Sulphur Springs
- Hotchkiss
- Howard
- Hudson
- Hugo
- Idaho Springs
- Idalia
- Idledale
- Ignacio
- Iliff
- Indian Hills
- Jamestown
- Jaroso
- Jelm
- Joes
- Johnstown
- Julesburg
- Karval
- Keenesburg
- Kersey
- Keystone
- Kiowa
- Kirk
- Kit Carson
- Kittredge
- Kremmling
- La Jara
- La Junta
- La Salle
- La Veta
- Lafayette
- Lake City
- Lake George
- Lakewood
- Lamar
- Laporte
- Larkspur
- Las Animas
- Leadville
- Limon
- Lindon
- Littleton
- Livermore
- Lochbuie
- Log Lane Village
- Lone Tree
- Longmont
- Louisville
- Louviers
- Loveland
- Lyons
- Mack
- Manassa
- Mancos
- Manitou Springs
- Manzanola
- Matheson
- McClave
- McCoy
- Mead
- Meeker
- Merino
- Mesa
- Mesita
- Milliken
- Minturn
- Model
- Moffat
- Molina
- Monte Vista
- Montezuma
- Montrose
- Monument
- Morrison
- Mosca
- Mountain Village
- Nathrop
- Nederland
- New Castle
- New Raymer
- Niwot
- Northglenn
- Norwood
- Nunn
- Oak Creek
- Olathe
- Olney Springs
- Orchard
- Ordway
- Otis
- Ouray
- Ovid
- Padroni
- Pagosa Springs
- Palisade
- Palmer Lake
- Paoli
- Paonia
- Parachute
- Parker
- Parlin
- Parshall
- Peetz
- Penrose
- Peyton
- Pierce
- Pine
- Pitkin
- Platteville
- Poncha Springs
- Powderhorn
- Pueblo
- Pueblo West
- Ramah
- Rand
- Rangely
- Red Cliff
- Red Feather Lakes
- Ridgway
- Rifle
- Rockvale
- Rocky Ford
- Roggen
- Rollinsville
- Romeo
- Rush
- Rye
- Saguache
- Salida
- San Luis
- Sanford
- Sedalia
- Sedgwick
- Seibert
- Severance
- Shawnee
- Sheridan
- Silt
- Silver Cliff
- Silver Plume
- Silverthorne
- Silverton
- Simla
- Snyder
- Somerset
- South Fork
- Springfield
- Steamboat Springs
- Sterling
- Stoneham
- Strasburg
- Stratton
- Sugar City
- Superior
- Swink
- Tabernash
- Thornton
- Timnath
- Toponas
- Trinidad
- Twin Lakes
- Vail
- Vernon
- Victor
- Villa Grove
- Vona
- Walden
- Walsenburg
- Walsh
- Ward
- Watkins
- Weldona
- Wellington
- Westcliffe
- Westminster
- Weston
- Wetmore
- Wheat Ridge
- Whitewater
- Wiggins
- Windsor
- Winter Park
- Wolcott
- Woodland Park
- Woodrow
- Wray
- Yoder
- Yuma
GA
Assumable homes in Georgia
1 city with MLS coverage
How it works
From market to keys in three steps.
An assumable mortgage lets you step into the seller’s existing loan at the rate it was written, instead of financing at today’s market rate. FHA, VA, and USDA loans are assumable by law; conventional loans almost never are.
- 01
Pick a market
Every state and city above has live MLS coverage. Start broad or jump straight to the neighborhood you already have in mind.
- 02
Find a locked rate
Each listing carries an existing FHA, VA, or USDA loan you can take over, with its rate, balance, and payment already worked out.
- 03
Assume and close
You qualify with the current servicer, not a new lender. The seller’s rate and remaining term become yours at closing.
Ready when you are
Don’t see your market yet?
Coverage grows as we add MLS feeds. Search the map for any address, or list your own low-rate loan and let buyers come to you.
