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Assumable homes for sale in Altamonte Springs, FL

200 homesFHA & VA loansrates from 2.20% vs 7.18% today

Altamonte Springs assumption guide
2040 TRIANGLE Drive, Longwood, FL, 32779 — assumable FHA mortgage at 3.09%
FHA
Active
21
$325,000$41,587 equity gap
Rate
3.09%
7.18%today
Payment
$1,348/mo
$2,142today
  • 3beds
  • 2baths
  • 1,283sqft

2040 TRIANGLE Drive, Longwood

986 GRAND WILDMERE Cove, Longwood, FL, 32750 — assumable VA mortgage at 2.73%
VA
Active
40
$340,000$101,017 equity gap
Rate
2.73%
7.18%today
Payment
$1,116/mo
$1,856today
  • 3beds
  • 3baths
  • 1,743sqft

986 GRAND WILDMERE Cove, Longwood

3833 LOON Lane, Sanford, FL, 32773 — assumable FHA mortgage at 2.73%
FHA
Active
34
$425,000$112,414 equity gap
Rate
2.73%
7.18%today
Payment
$1,459/mo
$2,428today
  • 5beds
  • 3baths
  • 2,270sqft

3833 LOON Lane, Sanford

428 RUTH ST, Longwood, FL, 32779 — assumable FHA mortgage at 2.77%
FHA
Active
36
$399,900$104,354 equity gap
Rate
2.77%
7.18%today
Payment
$1,366/mo
$2,262today
  • 3beds
  • 2baths
  • 1,639sqft

428 RUTH ST, Longwood

3531 PINE OAK Trail, Sanford, FL, 32773 — assumable FHA mortgage at 2.87%
FHA
Active
50
$245,000$60,112 equity gap
Rate
2.87%
7.18%today
Payment
$862/mo
$1,409today
  • 3beds
  • 3baths
  • 1,530sqft

3531 PINE OAK Trail, Sanford

219 15TH Street, Apopka, FL, 32703 — assumable FHA mortgage at 2.94%
FHA
Active
19
$255,000$69,237 equity gap
Rate
2.94%
7.18%today
Payment
$879/mo
$1,423today
  • 3beds
  • 2baths
  • 1,186sqft

219 15TH Street, Apopka

619 HEATHERTON Village, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.98%
FHA
Active
34
$199,500$48,090 equity gap
Rate
2.98%
7.18%today
Payment
$718/mo
$1,157today
  • 2beds
  • 2baths
  • 1,144sqft

619 HEATHERTON Village, Altamonte Springs

871 LAKE JACKSON Circle, Apopka, FL, 32703 — assumable FHA mortgage at 3.04%
FHA
Active
19
$350,000$102,696 equity gap
Rate
3.04%
7.18%today
Payment
$1,186/mo
$1,896today
  • 4beds
  • 3baths
  • 1,786sqft

871 LAKE JACKSON Circle, Apopka

1880 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 3.06%
FHA
Active
36
$300,000$91,548 equity gap
Rate
3.06%
7.18%today
Payment
$993/mo
$1,583today
  • 3beds
  • 3baths
  • 1,669sqft

1880 PETERSON Place, Sanford

166 OVERBROOK Drive, Casselberry, FL, 32707 — assumable FHA mortgage at 3.09%
FHA
Active
$309,000$92,480 equity gap
Rate
3.09%
7.18%today
Payment
$1,030/mo
$1,636today
  • 2beds
  • 2baths
  • 968sqft

166 OVERBROOK Drive, Casselberry

3602 PALM Avenue, Apopka, FL, 32703 — assumable VA mortgage at 3.10%
VA
Active
33
$410,000$118,076 equity gap
Rate
3.10%
7.18%today
Payment
$1,387/mo
$2,201today
  • 3beds
  • 2baths
  • 1,712sqft

3602 PALM Avenue, Apopka

1570 GRAND RUE Drive, Casselberry, FL, 32707 — assumable FHA mortgage at 3.69%
FHA
Active
30
$335,000$64,454 equity gap
Rate
3.69%
7.18%today
Payment
$1,366/mo
$2,012today
  • 3beds
  • 3baths
  • 1,498sqft

1570 GRAND RUE Drive, Casselberry

2183 CRANDON Avenue, Winter Park, FL, 32789 — assumable FHA mortgage at 3.45%
FHA
Active
28
$469,000$112,614 equity gap
Rate
3.45%
7.18%today
Payment
$1,753/mo
$2,661today
  • 4beds
  • 2baths
  • 1,200sqft

2183 CRANDON Avenue, Winter Park

214 15TH Street, Apopka, FL, 32703 — assumable FHA mortgage at 2.65%
FHA
Active
34
$300,000$120,022 equity gap
Rate
2.65%
7.18%today
Payment
$831/mo
$1,397today
  • 3beds
  • 2baths
  • 1,560sqft

214 15TH Street, Apopka

2265 EMERALD SPRINGS Drive, Apopka, FL, 32712 — assumable VA mortgage at 2.71%
VA
Active
48
$460,000$144,797 equity gap
Rate
2.71%
7.18%today
Payment
$1,475/mo
$2,461today
  • 4beds
  • 3baths
  • 2,314sqft

2265 EMERALD SPRINGS Drive, Apopka

2405 PIEDMONT LAKES BLVD, Apopka, FL, 32703 — assumable FHA mortgage at 2.73%
FHA
Active
19
$400,000$155,948 equity gap
Rate
2.73%
7.18%today
Payment
$1,139/mo
$1,896today
  • 3beds
  • 2baths
  • 1,666sqft

2405 PIEDMONT LAKES BLVD, Apopka

135 OAK Street, Apopka, FL, 32703 — assumable VA mortgage at 2.73%
VA
Active
51
$439,900$146,230 equity gap
Rate
2.73%
7.18%today
Payment
$1,371/mo
$2,281today
  • 3beds
  • 3baths
  • 2,114sqft

135 OAK Street, Apopka

6526 LYNN Road, Orlando, FL, 32810 — assumable VA mortgage at 2.77%
VA
Active
49
$539,000$188,292 equity gap
Rate
2.77%
7.18%today
Payment
$1,621/mo
$2,684today
  • 4beds
  • 3baths
  • 1,850sqft

6526 LYNN Road, Orlando

1664 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
28
$320,000$117,937 equity gap
Rate
2.81%
7.18%today
Payment
$949/mo
$1,563today
  • 3beds
  • 3baths
  • 1,653sqft

1664 PETERSON Place, Sanford

3980 LIGHTNING Court, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
50
$489,000$196,188 equity gap
Rate
2.81%
7.18%today
Payment
$1,389/mo
$2,287today
  • 3beds
  • 3baths
  • 2,237sqft

3980 LIGHTNING Court, Sanford

139 OLIVE TREE Circle, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.81%
FHA
Active
61
$288,000$100,709 equity gap
Rate
2.81%
7.18%today
Payment
$888/mo
$1,463today
  • 3beds
  • 3baths
  • 1,314sqft

139 OLIVE TREE Circle, Altamonte Springs

2223 WEKIVA VILLAGE Lane, Apopka, FL, 32703 — assumable VA mortgage at 2.81%
VA
Active
34
$369,000$147,050 equity gap
Rate
2.81%
7.18%today
Payment
$1,053/mo
$1,733today
  • 3beds
  • 3baths
  • 2,293sqft

2223 WEKIVA VILLAGE Lane, Apopka

6330 RUTHIE Drive, Orlando, FL, 32818 — assumable FHA mortgage at 2.84%
FHA
Active
35
$355,000$140,884 equity gap
Rate
2.84%
7.18%today
Payment
$998/mo
$1,636today
  • 3beds
  • 2baths
  • 1,170sqft

6330 RUTHIE Drive, Orlando

105 CEDAR OAK Trail, Longwood, FL, 32750 — assumable VA mortgage at 2.87%
VA
Active
88
$575,000$224,207 equity gap
Rate
2.87%
7.18%today
Payment
$1,640/mo
$2,679today
  • 4beds
  • 3baths
  • 2,212sqft

105 CEDAR OAK Trail, Longwood

1407 BROAD WING Lane, Winter Park, FL, 32792 — assumable VA mortgage at 2.87%
VA
Active
41
$482,000$178,851 equity gap
Rate
2.87%
7.18%today
Payment
$1,451/mo
$2,370today
  • 3beds
  • 3baths
  • 2,308sqft

1407 BROAD WING Lane, Winter Park

645 PAVIA Loop, Lake Mary, FL, 32746 — assumable FHA mortgage at 2.87%
FHA
Active
49
$428,000$166,811 equity gap
Rate
2.87%
7.18%today
Payment
$1,250/mo
$2,042today
  • 4beds
  • 4baths
  • 2,168sqft

645 PAVIA Loop, Lake Mary

1232 BENT OAK Trail, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.88%
FHA
Active
47
$399,000$159,623 equity gap
Rate
2.88%
7.18%today
Payment
$1,115/mo
$1,820today
  • 4beds
  • 3baths
  • 1,923sqft

1232 BENT OAK Trail, Altamonte Springs

2117 MOUNTAIN PINE Street, Ocoee, FL, 34761 — assumable FHA mortgage at 2.88%
FHA
Active
56
$489,000$165,945 equity gap
Rate
2.88%
7.18%today
Payment
$1,515/mo
$2,473today
  • 4beds
  • 3baths
  • 2,110sqft

2117 MOUNTAIN PINE Street, Ocoee

2063 HAREBELL Lane, Ocoee, FL, 34761 — assumable FHA mortgage at 4.00%
FHA
Active
32
$314,900$56,488 equity gap
Rate
4.00%
7.18%today
Payment
$1,351/mo
$1,917today
  • 3beds
  • 3baths
  • 1,485sqft

2063 HAREBELL Lane, Ocoee

1403 KENNETH Avenue, Casselberry, FL, 32707 — assumable FHA mortgage at 3.06%
FHA
Active
32
$365,000$127,149 equity gap
Rate
3.06%
7.18%today
Payment
$1,143/mo
$1,823today
  • 3beds
  • 2baths
  • 1,276sqft

1403 KENNETH Avenue, Casselberry

6567 MERITMOOR Circle, Orlando, FL, 32818 — assumable FHA mortgage at 4.16%
FHA
Active
7
$310,000$56,912 equity gap
Rate
4.16%
7.18%today
Payment
$1,341/mo
$1,866today
  • 3beds
  • 2baths
  • 1,067sqft

6567 MERITMOOR Circle, Orlando

11030 EINBENDER Road, Orlando, FL, 32825 — assumable FHA mortgage at 3.18%
FHA
Active
19
$325,000$112,313 equity gap
Rate
3.18%
7.18%today
Payment
$1,038/mo
$1,630today
  • 3beds
  • 2baths
  • 1,103sqft

11030 EINBENDER Road, Orlando

513 OAKCREST Street, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.20%
FHA
Active
32
$490,000$300,501 equity gap
Rate
2.20%
7.18%today
Payment
$1,000/mo
$1,657today
  • 4beds
  • 3baths
  • 2,400sqft

513 OAKCREST Street, Altamonte Springs

6617 BEAR LAKE Terrace, Apopka, FL, 32703 — assumable VA mortgage at 2.31%
VA
Active
56
$599,000$392,941 equity gap
Rate
2.31%
7.18%today
Payment
$898/mo
$1,579today
  • 4beds
  • 3baths
  • 2,132sqft

6617 BEAR LAKE Terrace, Apopka

FAYE Street, Apopka, FL, 32712 — assumable FHA mortgage at 2.36%
FHA
Active
22
$389,000$381,295 equity gap
Rate
2.36%
7.18%today
Payment
$34/mo
$59today
  • —beds
  • —baths
  • —sqft

FAYE Street, Apopka

4489 OAK ARBOR Circle, Orlando, FL, 32808 — assumable FHA mortgage at 2.65%
FHA
Active
24
$225,000$106,433 equity gap
Rate
2.65%
7.18%today
Payment
$550/mo
$925today
  • 3beds
  • 3baths
  • 1,418sqft

4489 OAK ARBOR Circle, Orlando

Assuming a mortgage in Altamonte Springs

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$300/mo
Median cash to assume
$161,118
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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