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Assumable homes for sale in Carefree, AZ

30 homesVA & FHA loansrates from 2.77% vs 7.18% today

Carefree assumption guide
5100 RANCHO PALOMA Drive #2072, Cave Creek, AZ, 85331 — assumable VA mortgage at 5.625%
VA
Active
28
$560,000$28,979 equity gap
Rate
5.625%
7.18%today
Payment
$3,220/mo
$3,790today
  • 2beds
  • 2baths
  • 1,420sqft

5100 RANCHO PALOMA Drive #2072, Cave Creek

229 JORDON Lane, Phoenix, AZ, 85086 — assumable VA mortgage at 2.88%
VA
Active
32
$763,000$94,035 equity gap
Rate
2.88%
7.18%today
Payment
$3,110/mo
$5,074today
  • 4beds
  • 2baths
  • 2,434sqft

229 JORDON Lane, Phoenix

5317 FOREST PLEASANT Place, Cave Creek, AZ, 85331 — assumable VA mortgage at 2.77%
VA
Active
50
$940,000$362,573 equity gap
Rate
2.77%
7.18%today
Payment
$2,707/mo
$4,481today
  • 3beds
  • 3baths
  • 3,022sqft

5317 FOREST PLEASANT Place, Cave Creek

4220 DESERT MARIGOLD Drive, Cave Creek, AZ, 85331 — assumable VA mortgage at 2.89%
VA
Active
27
$565,000$178,926 equity gap
Rate
2.89%
7.18%today
Payment
$1,851/mo
$3,017today
  • 3beds
  • 2baths
  • 2,029sqft

4220 DESERT MARIGOLD Drive, Cave Creek

33550 DOVE LAKES Drive #1002, Cave Creek, AZ, 85331 — assumable VA mortgage at 2.96%
VA
Active
26
$515,000$204,077 equity gap
Rate
2.96%
7.18%today
Payment
$1,506/mo
$2,432today
  • 2beds
  • 2baths
  • 1,702sqft

33550 DOVE LAKES Drive #1002, Cave Creek

38819 19TH Way, Phoenix, AZ, 85086 — assumable VA mortgage at 3.07%
VA
Active
26
$525,000$210,784 equity gap
Rate
3.07%
7.18%today
Payment
$1,485/mo
$2,365today
  • 3beds
  • 2baths
  • 2,170sqft

38819 19TH Way, Phoenix

42213 3RD Street, Phoenix, AZ, 85086 — assumable FHA mortgage at 3.76%
FHA
Active
70
$464,900$125,652 equity gap
Rate
3.76%
7.18%today
Payment
$1,722/mo
$2,516today
  • 3beds
  • 2baths
  • 1,859sqft

42213 3RD Street, Phoenix

1045 JOHNSON Road, New River, AZ, 85087 — assumable VA mortgage at 2.84%
VA
Active
40
$685,000$311,840 equity gap
Rate
2.84%
7.18%today
Payment
$1,735/mo
$2,845today
  • 4beds
  • 2baths
  • 2,204sqft

1045 JOHNSON Road, New River

9663 CINDER CONE Trail, Scottsdale, AZ, 85262 — assumable VA mortgage at 2.88%
VA
Active
60
$1,195,000$750,023 equity gap
Rate
2.88%
7.18%today
Payment
$2,132/mo
$3,478today
  • 3beds
  • 3baths
  • 2,875sqft

9663 CINDER CONE Trail, Scottsdale

38418 12TH Street, Phoenix, AZ, 85086 — assumable VA mortgage at 2.99%
VA
Active
40
$749,000$378,456 equity gap
Rate
2.99%
7.18%today
Payment
$1,747/mo
$2,811today
  • 4beds
  • 2baths
  • 2,493sqft

38418 12TH Street, Phoenix

34801 53RD Street #13, Cave Creek, AZ, 85331 — assumable VA mortgage at 3.00%
VA
Active
44
$989,000$425,380 equity gap
Rate
3.00%
7.18%today
Payment
$2,703/mo
$4,344today
  • 3beds
  • 3baths
  • 2,468sqft

34801 53RD Street #13, Cave Creek

6117 PALOMINO Lane, Scottsdale, AZ, 85266 — assumable VA mortgage at 3.01%
VA
Active
62
$899,900$485,408 equity gap
Rate
3.01%
7.18%today
Payment
$2,287/mo
$3,460today
  • 5beds
  • 3baths
  • 3,960sqft

6117 PALOMINO Lane, Scottsdale

11058 Tamarisk Way, Scottsdale, AZ, 85262 — assumable VA mortgage at 3.02%
VA
Active
122
$3,399,000$2,722,517 equity gap
Rate
3.02%
7.18%today
Payment
$3,252/mo
$5,211today
  • 5beds
  • 9baths
  • 9,004sqft

11058 Tamarisk Way, Scottsdale

6291 IRONWOOD Drive, Scottsdale, AZ, 85266 — assumable VA mortgage at 3.17%
VA
Active
76
$2,050,000$1,127,353 equity gap
Rate
3.17%
7.18%today
Payment
$4,497/mo
$7,071today
  • 3beds
  • 4baths
  • 4,404sqft

6291 IRONWOOD Drive, Scottsdale

44728 22ND Street, New River, AZ, 85087 — assumable VA mortgage at 3.97%
VA
Active
35
$615,000$351,315 equity gap
Rate
3.97%
7.18%today
Payment
$1,689/mo
$2,405today
  • 3beds
  • 2baths
  • 2,357sqft

44728 22ND Street, New River

6032 SKINNER Drive, Cave Creek, AZ, 85331 — assumable FHA mortgage at 4.00%
FHA
Active
36
$1,150,000$800,250 equity gap
Rate
4.00%
7.18%today
Payment
$1,822/mo
$2,585today
  • 4beds
  • 2baths
  • 2,667sqft

6032 SKINNER Drive, Cave Creek

5308 FOREST PLEASANT Place, Cave Creek, AZ, 85331 — assumable VA mortgage at 6.50%
VA
Active
73
$875,000Potential short sale
Rate
6.50%
7.18%today
Payment
$5,545/mo
$5,943today
  • 4beds
  • 3baths
  • 2,623sqft

5308 FOREST PLEASANT Place, Cave Creek

38414 12TH Street, Phoenix, AZ, 85086 — assumable VA mortgage at 5.84%
VA
Active
58
$989,000$52,986 equity gap
Rate
5.84%
7.18%today
Payment
$5,800/mo
$6,667today
  • 7beds
  • 3baths
  • 3,700sqft

38414 12TH Street, Phoenix

4714 MORNING VISTA Lane, Cave Creek, AZ, 85331 — assumable FHA mortgage at 4.38%
FHA
Active
22
$445,000$376,864 equity gap
Rate
4.38%
7.18%today
Payment
$582/mo
$789today
  • 2beds
  • 2baths
  • 1,454sqft

4714 MORNING VISTA Lane, Cave Creek

34841 3RD Street, Phoenix, AZ, 85086 — assumable VA mortgage at 6.76%
VA
Active
37
$825,000$135,700 equity gap
Rate
6.76%
7.18%today
Payment
$4,545/mo
$4,742today
  • 4beds
  • 3baths
  • 2,176sqft

34841 3RD Street, Phoenix

4728 SPUR Drive, Cave Creek, AZ, 85331 — assumable VA mortgage at 5.09%
VA
Active
61
$935,000$295,493 equity gap
Rate
5.09%
7.18%today
Payment
$3,712/mo
$4,637today
  • 4beds
  • 3baths
  • 2,690sqft

4728 SPUR Drive, Cave Creek

29426 51ST Place, Cave Creek, AZ, 85331 — assumable FHA mortgage at 6.54%
FHA
Active
58
$689,000$171,134 equity gap
Rate
6.54%
7.18%today
Payment
$3,424/mo
$3,654today
  • 4beds
  • 2baths
  • 1,828sqft

29426 51ST Place, Cave Creek

26627 46TH Place, Cave Creek, AZ, 85331 — assumable VA mortgage at 6.60%
VA
Active
38
$950,000$269,821 equity gap
Rate
6.60%
7.18%today
Payment
$4,528/mo
$4,803today
  • 5beds
  • 3baths
  • 2,582sqft

26627 46TH Place, Cave Creek

1825 Honda Bow Road, New River, AZ, 85087 — assumable VA mortgage at 6.35%
VA
Active
28
$699,000$254,806 equity gap
Rate
6.35%
7.18%today
Payment
$2,831/mo
$3,082today
  • 4beds
  • 2baths
  • 2,126sqft

1825 Honda Bow Road, New River

27626 67TH Way, Scottsdale, AZ, 85266 — assumable VA mortgage at 6.69%
VA
Active
58
$2,200,000$710,000 equity gap
Rate
6.69%
7.18%today
Payment
$9,605/mo
$10,094today
  • 4beds
  • 3baths
  • 3,772sqft

27626 67TH Way, Scottsdale

37511 11TH Avenue, Phoenix, AZ, 85086 — assumable VA mortgage at 6.27%
VA
Active
121
$1,625,000$1,173,497 equity gap
Rate
6.27%
7.18%today
Payment
$2,813/mo
$3,089today
  • 5beds
  • 4baths
  • 3,449sqft

37511 11TH Avenue, Phoenix

1111 Honda Bow Rd -- #-, New River, AZ, 85087 — assumable VA mortgage at 6.32%
VA
Active
26
$125,000Potential short sale
Rate
6.32%
7.18%today
Payment
$2,822/mo
$3,082today
  • —beds
  • —baths
  • —sqft

1111 Honda Bow Rd -- #-, New River

35710 140TH Street, Scottsdale, AZ, 85262 — assumable FHA mortgage at 6.52%
FHA
Active
60
$1,199,800$633,831 equity gap
Rate
6.52%
7.18%today
Payment
$3,595/mo
$3,845today
  • 4beds
  • 4baths
  • 3,518sqft

35710 140TH Street, Scottsdale

27000 ALMA SCHOOL Parkway #2032, Scottsdale, AZ, 85262 — assumable VA mortgage at 6.63%
VA
Active
54
$1,325,000$741,584 equity gap
Rate
6.63%
7.18%today
Payment
$3,844/mo
$4,065today
  • 3beds
  • 3baths
  • 2,627sqft

27000 ALMA SCHOOL Parkway #2032, Scottsdale

32021 143rd Place, Scottsdale, AZ, 85262 — assumable VA mortgage at 7.17%
VA
Active
113
$1,779,000$1,144,046 equity gap
Rate
7.17%
7.18%today
Payment
$4,399/mo
$4,403today
  • 4beds
  • 4baths
  • 4,514sqft

32021 143rd Place, Scottsdale

Assuming a mortgage in Carefree

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour. 1 of the 30 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.77%
Lowest existing payment
$582/mo
Median cash to assume
$351,315
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Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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