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Assumable homes for sale in Chandler, AZ

200 homesFHA & VA loansrates from 2.52% vs 7.18% today

Chandler assumption guide
2535 SARATOGA Street, Gilbert, AZ, 85296 — assumable VA mortgage at 5.81%
VA
ActiveVerified
43
$775,000Potential short sale
Rate
5.81%
7.18%today
Payment
$4,850/mo
$5,593today
  • 5beds
  • 3baths
  • 3,421sqft

2535 SARATOGA Street, Gilbert

7965 ABBEY Lane, Gilbert, AZ, 85298 — assumable VA mortgage at 2.88%
VA
Active
68
$574,950$90,378 equity gap
Rate
2.88%
7.18%today
Payment
$2,263/mo
$3,692today
  • 4beds
  • 3baths
  • 2,236sqft

7965 ABBEY Lane, Gilbert

841 Duke Drive, Tempe, AZ, 85283 — assumable VA mortgage at 2.90%
VA
Active
17
$300,000$40,947 equity gap
Rate
2.90%
7.18%today
Payment
$1,218/mo
$1,982today
  • 2beds
  • 1baths
  • 988sqft

841 Duke Drive, Tempe

2126 VILLA Court, Tempe, AZ, 85282 — assumable FHA mortgage at 3.14%
FHA
Active
30
$359,999$42,869 equity gap
Rate
3.14%
7.18%today
Payment
$1,517/mo
$2,395today
  • 3beds
  • 2baths
  • 1,565sqft

2126 VILLA Court, Tempe

2786 APACHE Drive, Chandler, AZ, 85286 — assumable VA mortgage at 3.45%
VA
Active
35
$415,000$46,119 equity gap
Rate
3.45%
7.18%today
Payment
$1,807/mo
$2,743today
  • 2beds
  • 3baths
  • 1,278sqft

2786 APACHE Drive, Chandler

240 JUNIPER Avenue #1217, Gilbert, AZ, 85233 — assumable FHA mortgage at 2.67%
FHA
Active
28
$355,000$92,831 equity gap
Rate
2.67%
7.18%today
Payment
$1,222/mo
$2,049today
  • 2beds
  • 2baths
  • 1,206sqft

240 JUNIPER Avenue #1217, Gilbert

714 WILLIAMS --, Mesa, AZ, 85204 — assumable FHA mortgage at 2.73%
FHA
Active
29
$395,000$114,116 equity gap
Rate
2.73%
7.18%today
Payment
$1,305/mo
$2,171today
  • 3beds
  • 3baths
  • 1,511sqft

714 WILLIAMS --, Mesa

1607 DONNER Drive, Tempe, AZ, 85282 — assumable FHA mortgage at 2.73%
FHA
Active
26
$335,000$89,056 equity gap
Rate
2.73%
7.18%today
Payment
$1,145/mo
$1,906today
  • 2beds
  • 2baths
  • 1,544sqft

1607 DONNER Drive, Tempe

2769 RAKESTRAW Lane, Gilbert, AZ, 85298 — assumable VA mortgage at 2.83%
VA
Active
45
$540,000$158,169 equity gap
Rate
2.83%
7.18%today
Payment
$1,815/mo
$2,981today
  • 4beds
  • 2baths
  • 2,109sqft

2769 RAKESTRAW Lane, Gilbert

779 DORAL Avenue #101, Gilbert, AZ, 85297 — assumable VA mortgage at 2.87%
VA
Active
63
$410,000$91,969 equity gap
Rate
2.87%
7.18%today
Payment
$1,487/mo
$2,429today
  • 3beds
  • 3baths
  • 1,422sqft

779 DORAL Avenue #101, Gilbert

2100 LEMON TREE Place #48, Chandler, AZ, 85224 — assumable FHA mortgage at 2.95%
FHA
Active
27
$335,000$87,558 equity gap
Rate
2.95%
7.18%today
Payment
$1,172/mo
$1,896today
  • 2beds
  • 2baths
  • 1,007sqft

2100 LEMON TREE Place #48, Chandler

600 GROVE Parkway #1009, Tempe, AZ, 85283 — assumable FHA mortgage at 2.98%
FHA
Active
42
$217,500$46,250 equity gap
Rate
2.98%
7.18%today
Payment
$816/mo
$1,314today
  • 1beds
  • 1baths
  • 778sqft

600 GROVE Parkway #1009, Tempe

1342 EMERALD Avenue #418, Mesa, AZ, 85202 — assumable FHA mortgage at 3.02%
FHA
Active
36
$229,999$68,590 equity gap
Rate
3.02%
7.18%today
Payment
$789/mo
$1,264today
  • 2beds
  • 2baths
  • 1,038sqft

1342 EMERALD Avenue #418, Mesa

4843 CORRAL Road #4, Phoenix, AZ, 85044 — assumable VA mortgage at 3.06%
VA
Active
35
$320,000$68,037 equity gap
Rate
3.06%
7.18%today
Payment
$1,211/mo
$1,931today
  • 2beds
  • 3baths
  • 960sqft

4843 CORRAL Road #4, Phoenix

659 HAZEL Court, Gilbert, AZ, 85296 — assumable VA mortgage at 3.10%
VA
Active
40
$515,000$155,599 equity gap
Rate
3.10%
7.18%today
Payment
$1,708/mo
$2,710today
  • 4beds
  • 2baths
  • 1,945sqft

659 HAZEL Court, Gilbert

1732 DOGWOOD Lane, Gilbert, AZ, 85295 — assumable FHA mortgage at 3.11%
FHA
Active
46
$435,000$121,817 equity gap
Rate
3.11%
7.18%today
Payment
$1,497/mo
$2,371today
  • 2beds
  • 3baths
  • 1,809sqft

1732 DOGWOOD Lane, Gilbert

2226 FAIRVIEW Avenue, Mesa, AZ, 85204 — assumable FHA mortgage at 3.18%
FHA
Active
38
$420,000$124,843 equity gap
Rate
3.18%
7.18%today
Payment
$1,440/mo
$2,262today
  • 2beds
  • 2baths
  • 1,339sqft

2226 FAIRVIEW Avenue, Mesa

4198 SOBOBA Street, Gilbert, AZ, 85297 — assumable FHA mortgage at 2.67%
FHA
Active
36
$410,000$160,001 equity gap
Rate
2.67%
7.18%today
Payment
$1,154/mo
$1,935today
  • 3beds
  • 3baths
  • 1,537sqft

4198 SOBOBA Street, Gilbert

1866 RAVENSWOOD Drive, Gilbert, AZ, 85298 — assumable VA mortgage at 2.73%
VA
Active
38
$632,500$213,584 equity gap
Rate
2.73%
7.18%today
Payment
$1,956/mo
$3,254today
  • 3beds
  • 3baths
  • 2,313sqft

1866 RAVENSWOOD Drive, Gilbert

661 JOSHUA TREE Lane, Gilbert, AZ, 85234 — assumable FHA mortgage at 2.74%
FHA
Active
46
$499,999$198,483 equity gap
Rate
2.74%
7.18%today
Payment
$1,409/mo
$2,341today
  • 4beds
  • 2baths
  • 1,489sqft

661 JOSHUA TREE Lane, Gilbert

830 DOBSON Road #94, Mesa, AZ, 85202 — assumable FHA mortgage at 2.80%
FHA
Active
26
$197,000$60,755 equity gap
Rate
2.80%
7.18%today
Payment
$646/mo
$1,064today
  • 2beds
  • 1baths
  • 784sqft

830 DOBSON Road #94, Mesa

1942 EMERSON Street #212, Mesa, AZ, 85210 — assumable FHA mortgage at 2.83%
FHA
Active
11
$185,000$65,995 equity gap
Rate
2.83%
7.18%today
Payment
$567/mo
$931today
  • 1beds
  • 1baths
  • 654sqft

1942 EMERSON Street #212, Mesa

2948 MAPLEWOOD Street, Gilbert, AZ, 85297 — assumable VA mortgage at 2.87%
VA
Active
33
$759,000$280,738 equity gap
Rate
2.87%
7.18%today
Payment
$2,231/mo
$3,645today
  • 4beds
  • 3baths
  • 2,834sqft

2948 MAPLEWOOD Street, Gilbert

3764 WINDSTREAM Place, Chandler, AZ, 85286 — assumable VA mortgage at 2.90%
VA
Active
57
$749,000$235,007 equity gap
Rate
2.90%
7.18%today
Payment
$2,384/mo
$3,880today
  • 5beds
  • 3baths
  • 3,040sqft

3764 WINDSTREAM Place, Chandler

4890 ANVIL Place, Chandler, AZ, 85249 — assumable VA mortgage at 2.96%
VA
Active
47
$735,000$284,209 equity gap
Rate
2.96%
7.18%today
Payment
$2,138/mo
$3,453today
  • 4beds
  • 3baths
  • 2,985sqft

4890 ANVIL Place, Chandler

843 Leisure World --, Mesa, AZ, 85206 — assumable FHA mortgage at 2.99%
FHA
Active
57
$333,000$112,899 equity gap
Rate
2.99%
7.18%today
Payment
$1,036/mo
$1,666today
  • 2beds
  • 2baths
  • 1,096sqft

843 Leisure World --, Mesa

3480 JACANA Lane, Gilbert, AZ, 85297 — assumable VA mortgage at 3.03%
VA
Active
21
$429,900$166,692 equity gap
Rate
3.03%
7.18%today
Payment
$1,293/mo
$2,070today
  • 3beds
  • 3baths
  • 1,705sqft

3480 JACANA Lane, Gilbert

10 HERMOSA Drive, Tempe, AZ, 85282 — assumable VA mortgage at 3.05%
VA
Active
20
$282,500$88,699 equity gap
Rate
3.05%
7.18%today
Payment
$935/mo
$1,492today
  • 3beds
  • 2baths
  • 1,408sqft

10 HERMOSA Drive, Tempe

1255 Arizona Avenue #1122, Chandler, AZ, 85225 — assumable FHA mortgage at 3.56%
FHA
Active
22
$430,000$122,027 equity gap
Rate
3.56%
7.18%today
Payment
$1,533/mo
$2,295today
  • 3beds
  • 3baths
  • 1,681sqft

1255 Arizona Avenue #1122, Chandler

4279 CLIFTON Avenue, Gilbert, AZ, 85295 — assumable VA mortgage at 3.22%
VA
Active
75
$715,000$241,879 equity gap
Rate
3.22%
7.18%today
Payment
$2,274/mo
$3,552today
  • 4beds
  • 4baths
  • 2,546sqft

4279 CLIFTON Avenue, Gilbert

743 PORT Drive, Gilbert, AZ, 85233 — assumable VA mortgage at 3.26%
VA
Active
38
$394,000$155,086 equity gap
Rate
3.26%
7.18%today
Payment
$1,205/mo
$1,874today
  • 3beds
  • 3baths
  • 1,620sqft

743 PORT Drive, Gilbert

4502 Desert Trumpet Road, Phoenix, AZ, 85044 — assumable VA mortgage at 3.26%
VA
Active
40
$735,000$286,147 equity gap
Rate
3.26%
7.18%today
Payment
$2,265/mo
$3,521today
  • 4beds
  • 3baths
  • 2,527sqft

4502 Desert Trumpet Road, Phoenix

1123 MANGO Drive, Gilbert, AZ, 85233 — assumable VA mortgage at 3.29%
VA
Active
26
$385,000$136,657 equity gap
Rate
3.29%
7.18%today
Payment
$1,260/mo
$1,951today
  • 3beds
  • 3baths
  • 1,454sqft

1123 MANGO Drive, Gilbert

823 HORSESHOE Place, Chandler, AZ, 85249 — assumable VA mortgage at 2.52%
VA
Active
64
$985,000$655,988 equity gap
Rate
2.52%
7.18%today
Payment
$3,408/mo
$4,639today
  • 5beds
  • 5baths
  • 3,485sqft

823 HORSESHOE Place, Chandler

9349 FAIRWAY Boulevard, Sun Lakes, AZ, 85248 — assumable VA mortgage at 2.66%
VA
Active
25
$425,000$214,376 equity gap
Rate
2.66%
7.18%today
Payment
$978/mo
$1,642today
  • 2beds
  • 2baths
  • 1,625sqft

9349 FAIRWAY Boulevard, Sun Lakes

12216 ONEIDA Street, Phoenix, AZ, 85044 — assumable VA mortgage at 2.66%
VA
Active
49
$775,000$504,102 equity gap
Rate
2.66%
7.18%today
Payment
$1,258/mo
$2,112today
  • 4beds
  • 2baths
  • 2,023sqft

12216 ONEIDA Street, Phoenix

Assuming a mortgage in Chandler

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour. 1 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.52%
Lowest existing payment
$315/mo
Median cash to assume
$144,475
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Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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