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Assumable homes for sale in Clearwater, FL

10 homesVA & FHA loansrates from 2.96% vs 7.18% today

Clearwater assumption guide
480 GILMAN Place, St Petersburg, FL, 33716 — assumable VA mortgage at 2.96%
VA
Active
73
$799,000$364,961 equity gap
Rate
2.96%
7.18%today
Payment
$2,063/mo
$3,332today
  • 4beds
  • 5baths
  • 3,660sqft

480 GILMAN Place, St Petersburg

210 VALENCIA Circle, St Petersburg, FL, 33716 — assumable VA mortgage at 2.98%
VA
Active
38
$525,000$269,495 equity gap
Rate
2.98%
7.18%today
Payment
$1,280/mo
$2,039today
  • 3beds
  • 3baths
  • 2,281sqft

210 VALENCIA Circle, St Petersburg

3063 MOCKINGBIRD Court, Clearwater, FL, 33762 — assumable FHA mortgage at 3.66%
FHA
Active
56
$647,000$477,920 equity gap
Rate
3.66%
7.18%today
Payment
$1,169/mo
$1,729today
  • 3beds
  • 3baths
  • 2,166sqft

3063 MOCKINGBIRD Court, Clearwater

4476 LAKE Boulevard, Clearwater, FL, 33762 — assumable VA mortgage at 3.90%
VA
Active
17
$215,000$97,564 equity gap
Rate
3.90%
7.18%today
Payment
$683/mo
$981today
  • 2beds
  • 2baths
  • 1,230sqft

4476 LAKE Boulevard, Clearwater

3765 101ST Avenue #-, Pinellas Park, FL, 33782 — assumable FHA mortgage at 3.94%
FHA
Active
40
$215,000$134,600 equity gap
Rate
3.94%
7.18%today
Payment
$474/mo
$678today
  • 2beds
  • 1baths
  • 864sqft

3765 101ST Avenue #-, Pinellas Park

3900 105TH Avenue, Clearwater, FL, 33762 — assumable FHA mortgage at 5.41%
FHA
Active
26
$284,900$39,921 equity gap
Rate
5.41%
7.18%today
Payment
$1,464/mo
$1,765today
  • 2beds
  • 1baths
  • 840sqft

3900 105TH Avenue, Clearwater

8765 55TH Way, Pinellas Park, FL, 33782 — assumable FHA mortgage at 6.70%
FHA
Active
31
$350,000$68,581 equity gap
Rate
6.70%
7.18%today
Payment
$1,902/mo
$1,997today
  • 3beds
  • 1baths
  • 1,020sqft

8765 55TH Way, Pinellas Park

2400 FEATHER SOUND Drive #317, Clearwater, FL, 33762 — assumable FHA mortgage at 5.30%
FHA
Active
30
$220,000Potential short sale
Rate
5.30%
7.18%today
Payment
$1,772/mo
$2,162today
  • 2beds
  • 1baths
  • 903sqft

2400 FEATHER SOUND Drive #317, Clearwater

4535 GREAT LAKES Drive, Clearwater, FL, 33762 — assumable VA mortgage at 6.00%
VA
Active
38
$295,000$101,751 equity gap
Rate
6.00%
7.18%today
Payment
$1,171/mo
$1,323today
  • 2beds
  • 2baths
  • 1,020sqft

4535 GREAT LAKES Drive, Clearwater

3455 100TH Avenue, Pinellas Park, FL, 33782 — assumable VA mortgage at 6.50%
VA
Active
51
$364,999$364,999 equity gap
Rate
6.50%
7.18%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,649sqft

3455 100TH Avenue, Pinellas Park

Assuming a mortgage in Clearwater

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.96%
Lowest existing payment
$474/mo
Median cash to assume
$134,600
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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