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Assumable homes for sale in Cookeville, TN

22 homesFHA & VA loansrates from 3.55% vs 7.18% today

Cookeville assumption guide
7220 Friendly Rd, Baxter, TN, 38544 — assumable FHA mortgage at 3.55%
FHA
Active
27
$269,929$253,513 equity gap
Rate
3.55%
7.18%today
Payment
$120/mo
$154today
  • 3beds
  • 2baths
  • 1,408sqft

7220 Friendly Rd, Baxter

3402 Manassas Rd, Cookeville, TN, 38506 — assumable FHA mortgage at 4.37%
FHA
Active
17
$289,900$200,025 equity gap
Rate
4.37%
7.18%today
Payment
$627/mo
$851today
  • 3beds
  • 2baths
  • 1,500sqft

3402 Manassas Rd, Cookeville

5697 Rocky Point Rd, Cookeville, TN, 38506 — assumable FHA mortgage at 4.40%
FHA
Active
35
$850,000$604,759 equity gap
Rate
4.40%
7.18%today
Payment
$1,475/mo
$1,995today
  • 3beds
  • 4baths
  • 3,600sqft

5697 Rocky Point Rd, Cookeville

3911 Kings Ct, Cookeville, TN, 38501 — assumable FHA mortgage at 5.78%
FHA
Active
21
$319,900$51,886 equity gap
Rate
5.78%
7.18%today
Payment
$1,667/mo
$1,929today
  • 3beds
  • 2baths
  • 1,592sqft

3911 Kings Ct, Cookeville

2408 Magnolia Dr, Cookeville, TN, 38506 — assumable FHA mortgage at 6.19%
FHA
Active
25
$388,900$25,380 equity gap
Rate
6.19%
7.18%today
Payment
$2,246/mo
$2,487today
  • 3beds
  • 3baths
  • 2,136sqft

2408 Magnolia Dr, Cookeville

1400 Village Loop, Cookeville, TN, 38501 — assumable FHA mortgage at 6.39%
FHA
Active
39
$348,000$18,999 equity gap
Rate
6.39%
7.18%today
Payment
$2,141/mo
$2,321today
  • 3beds
  • 2baths
  • 1,475sqft

1400 Village Loop, Cookeville

218 Crossgrain Rd, Cookeville, TN, 38506 — assumable FHA mortgage at 6.74%
FHA
Active
48
$425,000$30,475 equity gap
Rate
6.74%
7.18%today
Payment
$2,627/mo
$2,747today
  • 5beds
  • 3baths
  • 2,556sqft

218 Crossgrain Rd, Cookeville

191 Dale Mires Ln, Baxter, TN, 38544 — assumable FHA mortgage at 6.78%
FHA
Active
42
$254,900$22,271 equity gap
Rate
6.78%
7.18%today
Payment
$1,549/mo
$1,613today
  • 3beds
  • 3baths
  • 1,536sqft

191 Dale Mires Ln, Baxter

2617 Spring Arbor Ct, Cookeville, TN, 38501 — assumable FHA mortgage at 6.81%
FHA
Active
32
$434,000$28,086 equity gap
Rate
6.81%
7.18%today
Payment
$2,742/mo
$2,846today
  • 3beds
  • 2baths
  • 2,452sqft

2617 Spring Arbor Ct, Cookeville

2960 West Haven Dr, Cookeville, TN, 38501 — assumable FHA mortgage at 6.63%
FHA
Active
22
$344,900$46,749 equity gap
Rate
6.63%
7.18%today
Payment
$2,086/mo
$2,193today
  • 3beds
  • 2baths
  • 1,575sqft

2960 West Haven Dr, Cookeville

939 Watauga Rd, Cookeville, TN, 38506 — assumable FHA mortgage at 6.69%
FHA
Active
29
$209,900$21,951 equity gap
Rate
6.69%
7.18%today
Payment
$1,234/mo
$1,297today
  • 2beds
  • 2baths
  • 1,300sqft

939 Watauga Rd, Cookeville

7210 Brotherton Mountain Rd, Cookeville, TN, 38506 — assumable FHA mortgage at 6.69%
FHA
Active
25
$249,900$28,436 equity gap
Rate
6.69%
7.18%today
Payment
$1,456/mo
$1,530today
  • 2beds
  • 1baths
  • 1,312sqft

7210 Brotherton Mountain Rd, Cookeville

1057 West Cemetery Rd, Cookeville, TN, 38506 — assumable FHA mortgage at 6.71%
FHA
Active
32
$452,000$49,537 equity gap
Rate
6.71%
7.18%today
Payment
$2,696/mo
$2,827today
  • 4beds
  • 3baths
  • 2,564sqft

1057 West Cemetery Rd, Cookeville

915 Brotherton Dr, Cookeville, TN, 38506 — assumable VA mortgage at 5.30%
VA
Active
47
$799,900$295,905 equity gap
Rate
5.30%
7.18%today
Payment
$2,993/mo
$3,651today
  • 5beds
  • 5baths
  • 4,142sqft

915 Brotherton Dr, Cookeville

3754 Shady Oak Circle, Cookeville, TN, 38501 — assumable VA mortgage at 6.49%
VA
Active
36
$349,900$73,864 equity gap
Rate
6.49%
7.18%today
Payment
$1,825/mo
$1,958today
  • 5beds
  • 2baths
  • 2,688sqft

3754 Shady Oak Circle, Cookeville

266 Bangham Rd, Cookeville, TN, 38501 — assumable VA mortgage at 6.95%
VA
Active
39
$307,500$77,912 equity gap
Rate
6.95%
7.18%today
Payment
$1,554/mo
$1,591today
  • 3beds
  • 3baths
  • 1,936sqft

266 Bangham Rd, Cookeville

2249 Cummins Mill Rd, Cookeville, TN, 38501 — assumable FHA mortgage at 7.76%
FHA
Active
46
$315,000$71,083 equity gap
Rate
7.76%
7.18%today
Payment
$1,795/mo
$1,696today
  • 3beds
  • 2baths
  • 1,620sqft

2249 Cummins Mill Rd, Cookeville

321 Greymoor Ln, Cookeville, TN, 38501 — assumable FHA mortgage at 6.12%
FHA
Active
36
$759,900$301,433 equity gap
Rate
6.12%
7.18%today
Payment
$2,917/mo
$3,254today
  • 5beds
  • 4baths
  • 3,308sqft

321 Greymoor Ln, Cookeville

5689 Bell Rd, Cookeville, TN, 38506 — assumable FHA mortgage at 6.63%
FHA
Active
34
$224,900$79,005 equity gap
Rate
6.63%
7.18%today
Payment
$1,021/mo
$1,073today
  • 3beds
  • 2baths
  • 1,502sqft

5689 Bell Rd, Cookeville

605 Timber Ln, Cookeville, TN, 38501 — assumable VA mortgage at 6.67%
VA
Active
35
$545,000$168,848 equity gap
Rate
6.67%
7.18%today
Payment
$2,496/mo
$2,628today
  • 5beds
  • 3baths
  • 3,078sqft

605 Timber Ln, Cookeville

1449 Biltmore Cir, Cookeville, TN, 38501 — assumable FHA mortgage at 6.62%
FHA
Active
23
$399,900$301,116 equity gap
Rate
6.62%
7.18%today
Payment
$1,040/mo
$1,100today
  • 3beds
  • 2baths
  • 1,711sqft

1449 Biltmore Cir, Cookeville

665 Julia Dr, Cookeville, TN, 38506 — assumable VA mortgage at 6.85%
VA
Active
47
$419,000$195,155 equity gap
Rate
6.85%
7.18%today
Payment
$1,489/mo
$1,540today
  • 4beds
  • 3baths
  • 2,436sqft

665 Julia Dr, Cookeville

Assuming a mortgage in Cookeville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
3.55%
Lowest existing payment
$627/mo
Median cash to assume
$72,474
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Beaston Group

Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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