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Assumable homes for sale in Costa Mesa, CA

29 homesVA & FHA loansrates from 2.25% vs 7.18% today

Costa Mesa assumption guide
2120 Watermarke, Irvine, CA, 92612 — assumable VA mortgage at 3.04%
VA
Active
39
$550,000$166,440 equity gap
Rate
3.04%
7.18%today
Payment
$1,843/mo
$2,947today
  • 1beds
  • 1baths
  • 648sqft

2120 Watermarke, Irvine

2233 Martin #309, Irvine, CA, 92612 — assumable FHA mortgage at 3.55%
FHA
Active
31
$635,000$73,719 equity gap
Rate
3.55%
7.18%today
Payment
$2,791/mo
$4,184today
  • 2beds
  • 1baths
  • 952sqft

2233 Martin #309, Irvine

6600 Warner Avenue #151, Huntington Beach, CA, 92647 — assumable FHA mortgage at 2.94%
FHA
Active
53
$569,000$200,054 equity gap
Rate
2.94%
7.18%today
Payment
$1,783/mo
$2,887today
  • 2beds
  • 2baths
  • 1,110sqft

6600 Warner Avenue #151, Huntington Beach

21072 Amberwick, Huntington Beach, CA, 92646 — assumable VA mortgage at 2.97%
VA
Active
26
$1,549,995$597,713 equity gap
Rate
2.97%
7.18%today
Payment
$4,532/mo
$7,310today
  • 4beds
  • 4baths
  • 2,127sqft

21072 Amberwick, Huntington Beach

890 Congress Street, Costa Mesa, CA, 92627 — assumable VA mortgage at 2.25%
VA
Active
32
$1,298,000$503,114 equity gap
Rate
2.25%
7.18%today
Payment
$3,441/mo
$6,099today
  • 3beds
  • 1baths
  • 1,100sqft

890 Congress Street, Costa Mesa

3521 Aquarius Drive, Huntington Beach, CA, 92649 — assumable VA mortgage at 2.73%
VA
Active
34
$2,575,000$1,756,440 equity gap
Rate
2.73%
7.18%today
Payment
$3,821/mo
$6,358today
  • 4beds
  • 4baths
  • 2,798sqft

3521 Aquarius Drive, Huntington Beach

17191 Corbina Lane #105, Huntington Beach, CA, 92649 — assumable VA mortgage at 2.80%
VA
Active
25
$559,900$284,263 equity gap
Rate
2.80%
7.18%today
Payment
$1,306/mo
$2,153today
  • 1beds
  • 1baths
  • 733sqft

17191 Corbina Lane #105, Huntington Beach

4411 Waimea, Huntington Beach, CA, 92649 — assumable VA mortgage at 2.90%
VA
Active
50
$975,000$395,495 equity gap
Rate
2.90%
7.18%today
Payment
$2,724/mo
$4,434today
  • 3beds
  • 2baths
  • 1,500sqft

4411 Waimea, Huntington Beach

161 Working Ranch, Irvine, CA, 92602 — assumable FHA mortgage at 3.11%
FHA
Active
48
$1,299,990$618,777 equity gap
Rate
3.11%
7.18%today
Payment
$3,241/mo
$5,135today
  • 3beds
  • 4baths
  • 1,809sqft

161 Working Ranch, Irvine

1021 Lyon Street, Santa Ana, CA, 92701 — assumable FHA mortgage at 3.41%
FHA
Active
31
$788,888$553,990 equity gap
Rate
3.41%
7.18%today
Payment
$1,355/mo
$2,068today
  • 3beds
  • 2baths
  • 1,418sqft

1021 Lyon Street, Santa Ana

2305 Pieper Lane, Tustin, CA, 92782 — assumable VA mortgage at 3.48%
VA
Active
36
$3,100,000$2,379,845 equity gap
Rate
3.48%
7.18%today
Payment
$3,734/mo
$5,647today
  • 4beds
  • 4baths
  • 3,695sqft

2305 Pieper Lane, Tustin

3020 Club House Circle, Costa Mesa, CA, 92626 — assumable FHA mortgage at 3.92%
FHA
Active
49
$1,059,000$332,715 equity gap
Rate
3.92%
7.18%today
Payment
$3,751/mo
$5,374today
  • 3beds
  • 3baths
  • 1,508sqft

3020 Club House Circle, Costa Mesa

17 Colonial Drive, Newport Beach, CA, 92660 — assumable FHA mortgage at 3.85%
FHA
Active
41
$5,495,000$3,203,981 equity gap
Rate
3.85%
7.18%today
Payment
$11,720/mo
$16,936today
  • 5beds
  • 4baths
  • 3,245sqft

17 Colonial Drive, Newport Beach

502 Wilshire, Santa Ana, CA, 92707 — assumable VA mortgage at 6.35%
VA
Active
25
$915,000$36,455 equity gap
Rate
6.35%
7.18%today
Payment
$5,519/mo
$6,009today
  • 4beds
  • 2baths
  • 1,395sqft

502 Wilshire, Santa Ana

905 Hyde Court, Costa Mesa, CA, 92626 — assumable VA mortgage at 4.24%
VA
Active
33
$875,000$549,990 equity gap
Rate
4.24%
7.18%today
Payment
$2,049/mo
$2,825today
  • 3beds
  • 3baths
  • 1,418sqft

905 Hyde Court, Costa Mesa

603 Delaware Street, Huntington Beach, CA, 92648 — assumable VA mortgage at 6.69%
VA
Active
63
$2,599,000$149,825 equity gap
Rate
6.69%
7.18%today
Payment
$16,115/mo
$16,936today
  • 3beds
  • 4baths
  • 2,950sqft

603 Delaware Street, Huntington Beach

2125 Rousselle, Santa Ana, CA, 92707 — assumable FHA mortgage at 4.70%
FHA
Active
20
$824,999$429,943 equity gap
Rate
4.70%
7.18%today
Payment
$2,393/mo
$3,126today
  • 3beds
  • 1baths
  • 978sqft

2125 Rousselle, Santa Ana

11665 Allen Street, Tustin, CA, 92782 — assumable VA mortgage at 6.22%
VA
Active
38
$2,249,000$410,097 equity gap
Rate
6.22%
7.18%today
Payment
$11,341/mo
$12,518today
  • 5beds
  • 4baths
  • 3,069sqft

11665 Allen Street, Tustin

22121 Padova, Laguna Hills, CA, 92653 — assumable VA mortgage at 5.66%
VA
Active
46
$1,138,000$242,892 equity gap
Rate
5.66%
7.18%today
Payment
$5,478/mo
$6,422today
  • 4beds
  • 2baths
  • 1,366sqft

22121 Padova, Laguna Hills

8304 Atlanta Avenue #201, Huntington Beach, CA, 92646 — assumable VA mortgage at 6.22%
VA
Active
32
$985,000$214,816 equity gap
Rate
6.22%
7.18%today
Payment
$4,764/mo
$5,258today
  • 2beds
  • 2baths
  • 1,382sqft

8304 Atlanta Avenue #201, Huntington Beach

2900 Bradford Place #A, Santa Ana, CA, 92707 — assumable FHA mortgage at 6.28%
FHA
Active
17
$610,000$140,579 equity gap
Rate
6.28%
7.18%today
Payment
$3,026/mo
$3,319today
  • 2beds
  • 1baths
  • 792sqft

2900 Bradford Place #A, Santa Ana

1105 Hickory, Santa Ana, CA, 92701 — assumable FHA mortgage at 6.94%
FHA
Active
42
$989,711$203,243 equity gap
Rate
6.94%
7.18%today
Payment
$5,324/mo
$5,454today
  • 3beds
  • 2baths
  • 1,337sqft

1105 Hickory, Santa Ana

16311 Veterans Way, Tustin, CA, 92782 — assumable VA mortgage at 6.34%
VA
Active
51
$2,369,000$798,146 equity gap
Rate
6.34%
7.18%today
Payment
$9,858/mo
$10,744today
  • 5beds
  • 5baths
  • 3,443sqft

16311 Veterans Way, Tustin

16235 Dawn Way #204, Tustin, CA, 92782 — assumable VA mortgage at 6.28%
VA
Active
26
$1,395,000$791,365 equity gap
Rate
6.28%
7.18%today
Payment
$3,873/mo
$4,248today
  • 4beds
  • 2baths
  • 2,014sqft

16235 Dawn Way #204, Tustin

4406 Sea Harbour Drive, Huntington Beach, CA, 92649 — assumable FHA mortgage at 6.60%
FHA
Active
34
$949,999$814,097 equity gap
Rate
6.60%
7.18%today
Payment
$963/mo
$1,016today
  • 2beds
  • 3baths
  • 1,554sqft

4406 Sea Harbour Drive, Huntington Beach

7 Castillo, Irvine, CA, 92620 — assumable VA mortgage at 6.73%
VA
Active
$1,888,888Potential short sale
Rate
6.73%
7.18%today
Payment
$13,554/mo
$14,186today
  • 4beds
  • 3baths
  • 2,399sqft

7 Castillo, Irvine

3673 Bear Street #C, Santa Ana, CA, 92704 — assumable FHA mortgage at 6.75%
FHA
Active
37
$325,000$206,656 equity gap
Rate
6.75%
7.18%today
Payment
$1,375/mo
$1,436today
  • 1beds
  • 1baths
  • 560sqft

3673 Bear Street #C, Santa Ana

300 Cagney Lane #215, Newport Beach, CA, 92663 — assumable FHA mortgage at 7.03%
FHA
Active
32
$459,000Potential short sale
Rate
7.03%
7.18%today
Payment
$3,709/mo
$3,765today
  • 1beds
  • 1baths
  • 465sqft

300 Cagney Lane #215, Newport Beach

3661 Bear #G, Santa Ana, CA, 92704 — assumable FHA mortgage
FHA
Active
35
$599,000$599,000 equity gap
Rate
—%
7.18%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,144sqft

3661 Bear #G, Santa Ana

Assuming a mortgage in Costa Mesa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$963/mo
Median cash to assume
$410,097
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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