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Assumable homes for sale in Denver, CO

200 homesFHA & VA loansrates from 2.35% vs 7.18% today

Denver assumption guide
7181 Van Gordon Street, Arvada, CO, 80004 — assumable FHA mortgage at 2.99%
FHA
Active
38
$549,000$114,068 equity gap
Rate
2.99%
7.18%today
Payment
$2,047/mo
$3,293today
  • 4beds
  • 3baths
  • 2,009sqft

7181 Van Gordon Street, Arvada

12546 Cornell Avenue #301, Aurora, CO, 80014 — assumable FHA mortgage at 2.67%
FHATop pick
Active
14
$175,000Potential short sale
Rate
2.67%
7.18%today
Payment
$853/mo
$1,430today
  • 2beds
  • 2baths
  • 1,016sqft

12546 Cornell Avenue #301, Aurora

2443 Williams Street, Denver, CO, 80210 — assumable FHA mortgage at 2.87%
FHATop pick
Active
23
$424,900Potential short sale
Rate
2.87%
7.18%today
Payment
$1,985/mo
$3,243today
  • 3beds
  • 2baths
  • 1,052sqft

2443 Williams Street, Denver

1860 Arkansas Avenue, Denver, CO, 80223 — assumable VA mortgage at 2.88%
VATop pick
Active
33
$500,000$26,769 equity gap
Rate
2.88%
7.18%today
Payment
$2,175/mo
$3,550today
  • 3beds
  • 2baths
  • 1,409sqft

1860 Arkansas Avenue, Denver

3355 Flower Street #90, Lakewood, CO, 80227 — assumable VA mortgage at 2.77%
VATop pick
Active
39
$230,000$24,307 equity gap
Rate
2.77%
7.18%today
Payment
$971/mo
$1,608today
  • 2beds
  • 1baths
  • 944sqft

3355 Flower Street #90, Lakewood

1111 Ash Street #110, Denver, CO, 80220 — assumable VA mortgage at 2.87%
VATop pick
Active
25
$239,900$20,579 equity gap
Rate
2.87%
7.18%today
Payment
$1,050/mo
$1,715today
  • 2beds
  • 1baths
  • 969sqft

1111 Ash Street #110, Denver

5751 Ithaca Place #4, Denver, CO, 80237 — assumable VA mortgage at 2.90%
VATop pick
Active
41
$369,900$32,567 equity gap
Rate
2.90%
7.18%today
Payment
$1,575/mo
$2,563today
  • 2beds
  • 2baths
  • 1,845sqft

5751 Ithaca Place #4, Denver

725 Alton Way #7A, Denver, CO, 80247 — assumable VA mortgage at 2.98%
VATop pick
Active
33
$239,900$19,472 equity gap
Rate
2.98%
7.18%today
Payment
$1,045/mo
$1,684today
  • 2beds
  • 2baths
  • 1,200sqft

725 Alton Way #7A, Denver

100 Park Avenue #1907, Denver, CO, 80205 — assumable VA mortgage at 3.33%
VATop pick
Active
22
$265,000$6,700 equity gap
Rate
3.33%
7.18%today
Payment
$1,319/mo
$2,032today
  • 1beds
  • 1baths
  • 760sqft

100 Park Avenue #1907, Denver

725 Kingston Street, Aurora, CO, 80010 — assumable FHA mortgage at 3.05%
FHATop pick
Active
30
$325,000$31,405 equity gap
Rate
3.05%
7.18%today
Payment
$1,416/mo
$2,260today
  • 2beds
  • 1baths
  • 744sqft

725 Kingston Street, Aurora

7370 Florida Avenue #1009, Denver, CO, 80231 — assumable FHA mortgage at 3.17%
FHATop pick
Active
26
$369,000$34,841 equity gap
Rate
3.17%
7.18%today
Payment
$1,629/mo
$2,561today
  • 2beds
  • 3baths
  • 1,454sqft

7370 Florida Avenue #1009, Denver

2105 16th Avenue, Denver, CO, 80206 — assumable VA mortgage at 3.48%
VATop pick
Active
12
$840,000Potential short sale
Rate
3.48%
7.18%today
Payment
$4,386/mo
$6,633today
  • 5beds
  • 4baths
  • 2,875sqft

2105 16th Avenue, Denver

10487 Hampden Avenue #103, Lakewood, CO, 80227 — assumable VA mortgage at 2.73%
VA
Active
27
$317,305$53,811 equity gap
Rate
2.73%
7.18%today
Payment
$1,230/mo
$2,047today
  • 2beds
  • 2baths
  • 1,288sqft

10487 Hampden Avenue #103, Lakewood

2 Adams Street #603, Denver, CO, 80206 — assumable FHA mortgage at 2.77%
FHA
Active
48
$300,000$56,026 equity gap
Rate
2.77%
7.18%today
Payment
$1,152/mo
$1,907today
  • 1beds
  • 1baths
  • 779sqft

2 Adams Street #603, Denver

1625 Larimer Street #3202, Denver, CO, 80202 — assumable VA mortgage at 2.78%
VA
Active
35
$399,000$53,148 equity gap
Rate
2.78%
7.18%today
Payment
$1,635/mo
$2,703today
  • 1beds
  • 1baths
  • 731sqft

1625 Larimer Street #3202, Denver

1625 Larimer Street #3202, Denver, CO, 80202 — assumable VA mortgage at 2.78%
VA
Active
35
$399,000$53,148 equity gap
Rate
2.78%
7.18%today
Payment
$1,635/mo
$2,703today
  • 1beds
  • 1baths
  • 731sqft

1625 Larimer Street #3202, Denver

1772 Trenton Street #9, Denver, CO, 80231 — assumable FHA mortgage at 2.80%
FHA
Active
43
$249,900$25,796 equity gap
Rate
2.80%
7.18%today
Payment
$1,040/mo
$1,714today
  • 2beds
  • 2baths
  • 1,030sqft

1772 Trenton Street #9, Denver

372 Lima Street, Aurora, CO, 80010 — assumable VA mortgage at 2.81%
VA
Active
33
$459,400$86,727 equity gap
Rate
2.81%
7.18%today
Payment
$1,751/mo
$2,883today
  • 3beds
  • 3baths
  • 1,890sqft

372 Lima Street, Aurora

8555 Fairmount Drive #C104, Denver, CO, 80247 — assumable FHA mortgage at 2.86%
FHA
Active
12
$159,999$18,920 equity gap
Rate
2.86%
7.18%today
Payment
$657/mo
$1,075today
  • 1beds
  • 1baths
  • 701sqft

8555 Fairmount Drive #C104, Denver

4693 Durham Court, Denver, CO, 80239 — assumable FHA mortgage at 2.88%
FHA
Active
13
$399,900$61,144 equity gap
Rate
2.88%
7.18%today
Payment
$1,631/mo
$2,661today
  • 4beds
  • 4baths
  • 2,275sqft

4693 Durham Court, Denver

4447 Duluth Way, Denver, CO, 80239 — assumable FHA mortgage at 2.88%
FHA
Active
22
$445,000$79,165 equity gap
Rate
2.88%
7.18%today
Payment
$1,712/mo
$2,794today
  • 4beds
  • 2baths
  • 1,842sqft

4447 Duluth Way, Denver

12360 Nevada Place #104, Lakewood, CO, 80228 — assumable FHA mortgage at 2.96%
FHA
Active
32
$279,900$49,778 equity gap
Rate
2.96%
7.18%today
Payment
$1,091/mo
$1,763today
  • 2beds
  • 2baths
  • 920sqft

12360 Nevada Place #104, Lakewood

1057 Ursula Street, Aurora, CO, 80011 — assumable VA mortgage at 2.96%
VA
Active
26
$412,000$68,309 equity gap
Rate
2.96%
7.18%today
Payment
$1,634/mo
$2,639today
  • 4beds
  • 2baths
  • 1,621sqft

1057 Ursula Street, Aurora

1270 Marion Street #207, Denver, CO, 80218 — assumable FHA mortgage at 2.96%
FHA
Active
23
$199,999$30,405 equity gap
Rate
2.96%
7.18%today
Payment
$823/mo
$1,330today
  • 1beds
  • 1baths
  • 440sqft

1270 Marion Street #207, Denver

725 Clinton Street #13B, Denver, CO, 80247 — assumable VA mortgage at 2.98%
VA
Active
32
$145,000$29,626 equity gap
Rate
2.98%
7.18%today
Payment
$547/mo
$881today
  • 2beds
  • 1baths
  • 870sqft

725 Clinton Street #13B, Denver

558 Elm Street, Denver, CO, 80246 — assumable FHA mortgage at 3.00%
FHA
Active
38
$625,000$103,576 equity gap
Rate
3.00%
7.18%today
Payment
$2,484/mo
$3,991today
  • 3beds
  • 4baths
  • 2,477sqft

558 Elm Street, Denver

1165 Rosemary Street, Denver, CO, 80220 — assumable VA mortgage at 3.01%
VA
Active
42
$700,000$120,318 equity gap
Rate
3.01%
7.18%today
Payment
$2,740/mo
$4,397today
  • 4beds
  • 3baths
  • 2,527sqft

1165 Rosemary Street, Denver

4776 Federal Boulevard, Denver, CO, 80211 — assumable FHA mortgage at 3.05%
FHA
Active
33
$650,000$104,351 equity gap
Rate
3.05%
7.18%today
Payment
$2,562/mo
$4,091today
  • 3beds
  • 2baths
  • 2,037sqft

4776 Federal Boulevard, Denver

7220 Avrum Drive, Denver, CO, 80221 — assumable VA mortgage at 3.06%
VA
Active
33
$455,000$70,424 equity gap
Rate
3.06%
7.18%today
Payment
$1,848/mo
$2,947today
  • 3beds
  • 2baths
  • 1,597sqft

7220 Avrum Drive, Denver

725 Clinton Street #2B, Denver, CO, 80247 — assumable FHA mortgage at 3.08%
FHA
Active
19
$144,900$7,526 equity gap
Rate
3.08%
7.18%today
Payment
$663/mo
$1,055today
  • 2beds
  • 1baths
  • 870sqft

725 Clinton Street #2B, Denver

6565 Arizona Avenue #8, Denver, CO, 80224 — assumable VA mortgage at 3.17%
VA
Active
33
$245,000$36,190 equity gap
Rate
3.17%
7.18%today
Payment
$1,020/mo
$1,604today
  • 2beds
  • 1baths
  • 1,045sqft

6565 Arizona Avenue #8, Denver

2685 Dayton Way #138, Denver, CO, 80231 — assumable FHA mortgage at 3.45%
FHA
Active
38
$405,000$33,023 equity gap
Rate
3.45%
7.18%today
Payment
$1,829/mo
$2,777today
  • 3beds
  • 2baths
  • 1,820sqft

2685 Dayton Way #138, Denver

6544 Lowell Boulevard, Denver, CO, 80221 — assumable FHA mortgage at 3.77%
FHA
Active
25
$748,800$17,009 equity gap
Rate
3.77%
7.18%today
Payment
$3,719/mo
$5,426today
  • 3beds
  • 2baths
  • 1,456sqft

6544 Lowell Boulevard, Denver

12445 6th Place, Aurora, CO, 80011 — assumable FHA mortgage at 2.68%
FHA
Active
25
$465,000$135,569 equity gap
Rate
2.68%
7.18%today
Payment
$1,533/mo
$2,568today
  • 5beds
  • 3baths
  • 2,211sqft

12445 6th Place, Aurora

8964 Dartmouth Place, Denver, CO, 80227 — assumable FHA mortgage at 2.72%
FHA
Active
22
$309,900$71,308 equity gap
Rate
2.72%
7.18%today
Payment
$1,118/mo
$1,862today
  • 2beds
  • 2baths
  • 1,036sqft

8964 Dartmouth Place, Denver

11913 Kepner Drive, Aurora, CO, 80012 — assumable FHA mortgage at 2.74%
FHA
Active
30
$300,000$77,290 equity gap
Rate
2.74%
7.18%today
Payment
$1,041/mo
$1,729today
  • 2beds
  • 3baths
  • 1,092sqft

11913 Kepner Drive, Aurora

Assuming a mortgage in Denver

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour. 1 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.35%
Lowest existing payment
$339/mo
Median cash to assume
$121,234
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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