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Assumable homes for sale in East Ridge, TN

60 homesFHA & VA loansrates from 2.72% vs 7.18% today

East Ridge assumption guide
39 Fine Street, Rossville, GA, 30741 — assumable FHA mortgage at 3.09%
FHA
Active
22
$220,000$61,337 equity gap
Rate
3.09%
7.18%today
Payment
$768/mo
$1,221today
  • 3beds
  • 2baths
  • 1,248sqft

39 Fine Street, Rossville

1529 Springvale Road, Chattanooga, TN, 37412 — assumable FHA mortgage at 2.99%
FHA
Active
49
$199,900$73,956 equity gap
Rate
2.99%
7.18%today
Payment
$612/mo
$984today
  • 2beds
  • 2baths
  • 916sqft

1529 Springvale Road, Chattanooga

214 Houser Street, Chattanooga, TN, 37405 — assumable FHA mortgage at 2.72%
FHA
Active
39
$410,000$286,377 equity gap
Rate
2.72%
7.18%today
Payment
$579/mo
$965today
  • 4beds
  • 2baths
  • 1,588sqft

214 Houser Street, Chattanooga

4844 Pawnee Trail, Chattanooga, TN, 37411 — assumable FHA mortgage at 2.88%
FHA
Active
18
$299,000$128,894 equity gap
Rate
2.88%
7.18%today
Payment
$815/mo
$1,330today
  • 3beds
  • 2baths
  • 1,410sqft

4844 Pawnee Trail, Chattanooga

610 W Shadowlawn Dr, Chattanooga, TN, 37404 — assumable VA mortgage at 2.96%
VA
Active
42
$499,900$294,647 equity gap
Rate
2.96%
7.18%today
Payment
$973/mo
$1,572today
  • 5beds
  • 4baths
  • 3,165sqft

610 W Shadowlawn Dr, Chattanooga

5225 State Line Road, Chattanooga, TN, 37412 — assumable FHA mortgage at 2.98%
FHA
Active
30
$290,000$133,278 equity gap
Rate
2.98%
7.18%today
Payment
$743/mo
$1,197today
  • 3beds
  • 2baths
  • 1,776sqft

5225 State Line Road, Chattanooga

8820 Quail Run Drive, Chattanooga, TN, 37421 — assumable FHA mortgage at 3.02%
FHA
Active
28
$325,000$157,068 equity gap
Rate
3.02%
7.18%today
Payment
$798/mo
$1,279today
  • 3beds
  • 2baths
  • 2,077sqft

8820 Quail Run Drive, Chattanooga

7306 Igou Gap Road, Chattanooga, TN, 37421 — assumable VA mortgage at 3.10%
VA
Active
$1,500,000$1,276,493 equity gap
Rate
3.10%
7.18%today
Payment
$1,106/mo
$1,755today
  • 3beds
  • 2baths
  • 1,500sqft

7306 Igou Gap Road, Chattanooga

7306 Igou Gap Road, Chattanooga, TN, 37421 — assumable VA mortgage at 3.10%
VA
Active
$1,500,000$1,276,493 equity gap
Rate
3.10%
7.18%today
Payment
$1,106/mo
$1,755today
  • 3beds
  • 2baths
  • 1,500sqft

7306 Igou Gap Road, Chattanooga

301 Dempsey Lane, Rossville, GA, 30741 — assumable VA mortgage at 3.10%
VA
Active
15
$25,000Potential short sale
Rate
3.10%
7.18%today
Payment
$708/mo
$1,123today
  • —beds
  • —baths
  • —sqft

301 Dempsey Lane, Rossville

301 Dempsey Lane, Rossville, GA, 30741 — assumable VA mortgage at 3.10%
VA
Active
18
$25,000Potential short sale
Rate
3.10%
7.18%today
Payment
$708/mo
$1,123today
  • —beds
  • —baths
  • —sqft

301 Dempsey Lane, Rossville

4722 Arrowhead Trl, Chattanooga, TN, 37411 — assumable FHA mortgage at 3.13%
FHA
Active
18
$147,500$118,080 equity gap
Rate
3.13%
7.18%today
Payment
$332/mo
$465today
  • 2beds
  • 1baths
  • 1,032sqft

4722 Arrowhead Trl, Chattanooga

5307 Kellys Point, Ooltewah, TN, 37363 — assumable VA mortgage at 3.15%
VA
Active
37
$400,000$169,418 equity gap
Rate
3.15%
7.18%today
Payment
$1,147/mo
$1,809today
  • 4beds
  • 3baths
  • 2,032sqft

5307 Kellys Point, Ooltewah

54 Carrigan Circle, Ringgold, GA, 30736 — assumable FHA mortgage at 3.35%
FHA
Active
56
$358,000Potential short sale
Rate
3.35%
7.18%today
Payment
$2,558/mo
$3,932today
  • 4beds
  • 3baths
  • 2,138sqft

54 Carrigan Circle, Ringgold

1514 Bailey Avenue, Chattanooga, TN, 37404 — assumable FHA mortgage at 4.25%
FHA
Active
54
$525,000$114,640 equity gap
Rate
4.25%
7.18%today
Payment
$2,091/mo
$2,879today
  • 4beds
  • 3baths
  • 2,537sqft

1514 Bailey Avenue, Chattanooga

112 E Manning Street, Chattanooga, TN, 37405 — assumable VA mortgage at 3.49%
VA
Active
27
$475,000$324,281 equity gap
Rate
3.49%
7.18%today
Payment
$793/mo
$1,198today
  • —beds
  • —baths
  • 2,120sqft

112 E Manning Street, Chattanooga

12 Talley Circle, Fort Oglethorpe, GA, 30742 — assumable FHA mortgage at 3.55%
FHA
Active
26
$269,000$173,601 equity gap
Rate
3.55%
7.18%today
Payment
$520/mo
$772today
  • 3beds
  • 1baths
  • 1,350sqft

12 Talley Circle, Fort Oglethorpe

39 Daybreak Drive, Rossville, GA, 30741 — assumable VA mortgage at 3.64%
VA
Active
42
$340,000$197,895 equity gap
Rate
3.64%
7.18%today
Payment
$779/mo
$1,145today
  • 2beds
  • 2baths
  • 1,600sqft

39 Daybreak Drive, Rossville

309 Renaissance Court, Chattanooga, TN, 37419 — assumable FHA mortgage at 3.64%
FHA
Active
58
$399,000$182,036 equity gap
Rate
3.64%
7.18%today
Payment
$1,148/mo
$1,703today
  • 3beds
  • 2baths
  • 1,862sqft

309 Renaissance Court, Chattanooga

1205 Poole Street, Rossville, GA, 30741 — assumable FHA mortgage at 5.13%
FHA
Active
32
$245,000$44,284 equity gap
Rate
5.13%
7.18%today
Payment
$1,189/mo
$1,471today
  • 3beds
  • 2baths
  • 1,336sqft

1205 Poole Street, Rossville

4071 Inlet Loop, Chattanooga, TN, 37416 — assumable VA mortgage at 5.23%
VA
Active
29
$380,000$43,704 equity gap
Rate
5.23%
7.18%today
Payment
$1,980/mo
$2,434today
  • 3beds
  • 3baths
  • 1,817sqft

4071 Inlet Loop, Chattanooga

3312 Mountain View Drive, Chattanooga, TN, 37419 — assumable VA mortgage at 5.75%
VA
Active
51
$460,000Potential short sale
Rate
5.75%
7.18%today
Payment
$2,714/mo
$3,150today
  • 3beds
  • 2baths
  • 1,854sqft

3312 Mountain View Drive, Chattanooga

9449 Lazy Circles Drive, Ooltewah, TN, 37363 — assumable VA mortgage at 6.58%
VA
Active
60
$649,000Potential short sale
Rate
6.58%
7.18%today
Payment
$4,324/mo
$4,596today
  • 4beds
  • 3baths
  • 3,804sqft

9449 Lazy Circles Drive, Ooltewah

260 Quarter Street, Rossville, GA, 30741 — assumable FHA mortgage at 6.71%
FHA
Active
29
$307,000$11,553 equity gap
Rate
6.71%
7.18%today
Payment
$2,006/mo
$2,102today
  • 4beds
  • 3baths
  • 2,060sqft

260 Quarter Street, Rossville

3303 Taylor Street, Chattanooga, TN, 37406 — assumable FHA mortgage at 6.76%
FHA
Active
23
$250,000$7,821 equity gap
Rate
6.76%
7.18%today
Payment
$1,594/mo
$1,663today
  • 3beds
  • 3baths
  • 1,296sqft

3303 Taylor Street, Chattanooga

767 Steele Road, Rossville, GA, 30741 — assumable FHA mortgage at 7.18%
FHA
Active
29
$235,000Potential short sale
Rate
7.18%
7.18%today
Payment
$1,747/mo
$1,747today
  • 3beds
  • 2baths
  • 1,468sqft

767 Steele Road, Rossville

863 Flynn Street #204, Chattanooga, TN, 37403 — assumable FHA mortgage at 5.51%
FHA
Active
21
$280,000$41,538 equity gap
Rate
5.51%
7.18%today
Payment
$1,442/mo
$1,718today
  • 2beds
  • 2baths
  • 1,020sqft

863 Flynn Street #204, Chattanooga

300 Haney Drive, Chattanooga, TN, 37411 — assumable FHA mortgage at 4.22%
FHA
Active
37
$295,000$180,807 equity gap
Rate
4.22%
7.18%today
Payment
$674/mo
$932today
  • 3beds
  • 3baths
  • 2,122sqft

300 Haney Drive, Chattanooga

6113 Fisk Avenue, Chattanooga, TN, 37421 — assumable FHA mortgage at 5.55%
FHA
Active
50
$280,000$37,353 equity gap
Rate
5.55%
7.18%today
Payment
$1,469/mo
$1,743today
  • 4beds
  • 2baths
  • 1,541sqft

6113 Fisk Avenue, Chattanooga

2427 Leann Cir, Chattanooga, TN, 37406 — assumable FHA mortgage at 4.30%
FHA
Active
23
$275,000$184,309 equity gap
Rate
4.30%
7.18%today
Payment
$554/mo
$758today
  • 3beds
  • 2baths
  • 1,156sqft

2427 Leann Cir, Chattanooga

8171 Pennant Place, Chattanooga, TN, 37421 — assumable VA mortgage at 6.06%
VA
Active
43
$454,000$27,107 equity gap
Rate
6.06%
7.18%today
Payment
$2,594/mo
$2,912today
  • 4beds
  • 3baths
  • 2,311sqft

8171 Pennant Place, Chattanooga

3007 Curtis Street, Chattanooga, TN, 37406 — assumable FHA mortgage at 6.44%
FHA
Active
30
$269,900$21,679 equity gap
Rate
6.44%
7.18%today
Payment
$1,591/mo
$1,716today
  • 3beds
  • 3baths
  • 1,288sqft

3007 Curtis Street, Chattanooga

60 Walker Street, Ringgold, GA, 30736 — assumable FHA mortgage at 6.50%
FHA
Active
52
$264,900$18,581 equity gap
Rate
6.50%
7.18%today
Payment
$1,626/mo
$1,743today
  • 3beds
  • 3baths
  • 1,144sqft

60 Walker Street, Ringgold

52 Alder Circle, Rossville, GA, 30741 — assumable VA mortgage at 6.70%
VA
Active
28
$199,900$17,332 equity gap
Rate
6.70%
7.18%today
Payment
$1,252/mo
$1,314today
  • 3beds
  • 2baths
  • 1,459sqft

52 Alder Circle, Rossville

140 Rock Bridge Drive, Ringgold, GA, 30736 — assumable FHA mortgage at 6.96%
FHA
Active
20
$298,000$16,792 equity gap
Rate
6.96%
7.18%today
Payment
$1,952/mo
$1,995today
  • 3beds
  • 2baths
  • 1,322sqft

140 Rock Bridge Drive, Ringgold

582 Pinewood Circle, Fort Oglethorpe, GA, 30742 — assumable FHA mortgage at 7.50%
FHA
Active
25
$289,900$18,603 equity gap
Rate
7.50%
7.18%today
Payment
$1,950/mo
$1,889today
  • 3beds
  • 3baths
  • 1,456sqft

582 Pinewood Circle, Fort Oglethorpe

Assuming a mortgage in East Ridge

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$316/mo
Median cash to assume
$79,552
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Beaston Group

Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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