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Assumable homes for sale in Ellenton, FL

23 homesFHA & VA loansrates from 2.65% vs 7.18% today

Ellenton assumption guide
5456 81ST AVENUE Circle, Palmetto, FL, 34221 — assumable FHA mortgage at 2.71%
FHA
Active
27
$340,000$101,459 equity gap
Rate
2.71%
7.18%today
Payment
$1,117/mo
$1,862today
  • 3beds
  • 2baths
  • 1,600sqft

5456 81ST AVENUE Circle, Palmetto

5206 GAVELLA Cove, Palmetto, FL, 34221 — assumable FHA mortgage at 2.65%
FHA
Active
44
$509,900$196,248 equity gap
Rate
2.65%
7.18%today
Payment
$1,455/mo
$2,446today
  • 5beds
  • 4baths
  • 2,915sqft

5206 GAVELLA Cove, Palmetto

4195 LITTLE GAP Loop, Ellenton, FL, 34222 — assumable FHA mortgage at 2.70%
FHA
Active
5
$424,900$144,505 equity gap
Rate
2.70%
7.18%today
Payment
$1,314/mo
$2,195today
  • 4beds
  • 3baths
  • 2,697sqft

4195 LITTLE GAP Loop, Ellenton

1030 TIDEWATER SHORES Loop #401, Bradenton, FL, 34208 — assumable VA mortgage at 2.99%
VA
Active
77
$367,900$189,149 equity gap
Rate
2.99%
7.18%today
Payment
$868/mo
$1,397today
  • 2beds
  • 2baths
  • 1,151sqft

1030 TIDEWATER SHORES Loop #401, Bradenton

3929 MOSSY LIMB Court, Palmetto, FL, 34221 — assumable VA mortgage at 4.00%
VA
Active
58
$547,600$132,050 equity gap
Rate
4.00%
7.18%today
Payment
$2,148/mo
$3,048today
  • 4beds
  • 2baths
  • 2,068sqft

3929 MOSSY LIMB Court, Palmetto

3515 71ST Avenue, Ellenton, FL, 34222 — assumable VA mortgage at 3.30%
VA
Active
44
$315,000$260,729 equity gap
Rate
3.30%
7.18%today
Payment
$792/mo
$1,021today
  • 2beds
  • 2baths
  • 1,440sqft

3515 71ST Avenue, Ellenton

6541 DEVESTA Loop, Palmetto, FL, 34221 — assumable FHA mortgage at 3.65%
FHA
Active
61
$455,000$181,556 equity gap
Rate
3.65%
7.18%today
Payment
$1,446/mo
$2,141today
  • 4beds
  • 3baths
  • 3,213sqft

6541 DEVESTA Loop, Palmetto

4403 14TH Street, Ellenton, FL, 34222 — assumable VA mortgage at 3.72%
VA
Active
42
$184,900$72,576 equity gap
Rate
3.72%
7.18%today
Payment
$599/mo
$880today
  • 2beds
  • 2baths
  • 1,320sqft

4403 14TH Street, Ellenton

6723 DEVESTA Loop, Palmetto, FL, 34221 — assumable FHA mortgage at 3.65%
FHA
Active
40
$549,000$273,625 equity gap
Rate
3.65%
7.18%today
Payment
$1,469/mo
$2,176today
  • 5beds
  • 4baths
  • 3,651sqft

6723 DEVESTA Loop, Palmetto

6223 ROCK CREEK Circle, Ellenton, FL, 34222 — assumable VA mortgage at 6.28%
VA
Active
59
$374,999Potential short sale
Rate
6.28%
7.18%today
Payment
$2,413/mo
$2,642today
  • 3beds
  • 2baths
  • 2,206sqft

6223 ROCK CREEK Circle, Ellenton

3110 61ST Drive, Ellenton, FL, 34222 — assumable VA mortgage at 6.96%
VA
Active
45
$450,000Potential short sale
Rate
6.96%
7.18%today
Payment
$3,114/mo
$3,184today
  • 4beds
  • 4baths
  • 2,900sqft

3110 61ST Drive, Ellenton

4546 LINDEVER Lane, Palmetto, FL, 34221 — assumable FHA mortgage at 4.32%
FHA
Active
48
$319,900$144,124 equity gap
Rate
4.32%
7.18%today
Payment
$1,047/mo
$1,430today
  • 3beds
  • 2baths
  • 1,516sqft

4546 LINDEVER Lane, Palmetto

3809 SILVER STRAND Trail, Palmetto, FL, 34221 — assumable FHA mortgage at 4.41%
FHA
Active
28
$409,000$219,560 equity gap
Rate
4.41%
7.18%today
Payment
$1,108/mo
$1,497today
  • 5beds
  • 3baths
  • 2,605sqft

3809 SILVER STRAND Trail, Palmetto

5521 OLANO Street, Palmetto, FL, 34221 — assumable FHA mortgage at 6.11%
FHA
Active
36
$425,000$42,749 equity gap
Rate
6.11%
7.18%today
Payment
$2,636/mo
$2,908today
  • 4beds
  • 2baths
  • 2,278sqft

5521 OLANO Street, Palmetto

6122 BROAD RIVER Run, Ellenton, FL, 34222 — assumable FHA mortgage at 6.12%
FHA
Active
52
$460,000$38,689 equity gap
Rate
6.12%
7.18%today
Payment
$2,618/mo
$2,920today
  • 3beds
  • 2baths
  • 1,994sqft

6122 BROAD RIVER Run, Ellenton

5603 NIGHT OWL Terrace, Palmetto, FL, 34221 — assumable FHA mortgage at 6.73%
FHA
Active
34
$465,000$41,320 equity gap
Rate
6.73%
7.18%today
Payment
$2,856/mo
$2,989today
  • 4beds
  • 3baths
  • 2,738sqft

5603 NIGHT OWL Terrace, Palmetto

5802 BROAD RIVER Run, Ellenton, FL, 34222 — assumable VA mortgage at 6.39%
VA
Active
73
$469,900$68,708 equity gap
Rate
6.39%
7.18%today
Payment
$2,614/mo
$2,834today
  • 4beds
  • 3baths
  • 3,235sqft

5802 BROAD RIVER Run, Ellenton

5918 OAK MILL Terrace, Palmetto, FL, 34221 — assumable FHA mortgage at 4.71%
FHA
Active
56
$410,000$290,138 equity gap
Rate
4.71%
7.18%today
Payment
$941/mo
$1,227today
  • 4beds
  • 3baths
  • 2,166sqft

5918 OAK MILL Terrace, Palmetto

6022 TREMEZA Place, Palmetto, FL, 34221 — assumable FHA mortgage at 5.25%
FHA
Active
49
$369,900$275,095 equity gap
Rate
5.25%
7.18%today
Payment
$562/mo
$689today
  • 4beds
  • 2baths
  • 1,939sqft

6022 TREMEZA Place, Palmetto

5522 82ND AVENUE Drive, Palmetto, FL, 34221 — assumable FHA mortgage at 5.86%
FHA
Active
34
$239,900$199,304 equity gap
Rate
5.86%
7.18%today
Payment
$621/mo
$712today
  • 2beds
  • 2baths
  • 1,008sqft

5522 82ND AVENUE Drive, Palmetto

5107 WOODLAWN Circle, Palmetto, FL, 34221 — assumable FHA mortgage at 6.33%
FHA
Active
31
$380,000$373,961 equity gap
Rate
6.33%
7.18%today
Payment
$40/mo
$44today
  • 3beds
  • 2baths
  • 1,238sqft

5107 WOODLAWN Circle, Palmetto

5438 TRIPOLI Drive, Palmetto, FL, 34221 — assumable FHA mortgage at 6.36%
FHA
Active
14
$239,900Potential short sale
Rate
6.36%
7.18%today
Payment
$2,194/mo
$2,386today
  • 3beds
  • 3baths
  • 1,664sqft

5438 TRIPOLI Drive, Palmetto

5923 FLAGSTONE Trail, Palmetto, FL, 34221 — assumable FHA mortgage at 6.95%
FHA
Active
34
$328,000Potential short sale
Rate
6.95%
7.18%today
Payment
$2,450/mo
$2,508today
  • 4beds
  • 2baths
  • 1,806sqft

5923 FLAGSTONE Trail, Palmetto

Assuming a mortgage in Ellenton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$562/mo
Median cash to assume
$163,030
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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