Assumable homes for sale in Fallbrook, CA

43 homesVA & FHA loansrates from 2.77% vs 7.18% today

Fallbrook assumption guide
1061 Old Stage Road, Fallbrook, CA, 92028 — assumable VA mortgage at 2.93%
VA
Active
42
$669,999$126,225 equity gap
Rate
2.93%
7.18%today
Payment
$2,565/mo
$4,158today
  • 3beds
  • 2baths
  • 1,080sqft

1061 Old Stage Road, Fallbrook

31622 Heather Way, Temecula, CA, 92592 — assumable VA mortgage at 2.96%
VA
Active
42
$555,000$110,623 equity gap
Rate
2.96%
7.18%today
Payment
$2,108/mo
$3,404today
  • 3beds
  • 3baths
  • 1,332sqft

31622 Heather Way, Temecula

45776 Klamath Court, Temecula, CA, 92592 — assumable VA mortgage at 2.99%
VA
Active
34
$599,000$111,660 equity gap
Rate
2.99%
7.18%today
Payment
$2,308/mo
$3,714today
  • 4beds
  • 3baths
  • 2,274sqft

45776 Klamath Court, Temecula

44603 La Paz Road, Temecula, CA, 92592 — assumable VA mortgage at 2.77%
VA
Active
31
$430,000$110,052 equity gap
Rate
2.77%
7.18%today
Payment
$1,507/mo
$2,495today
  • 3beds
  • 3baths
  • 1,889sqft

44603 La Paz Road, Temecula

253 Paddock Lane, Fallbrook, CA, 92028 — assumable VA mortgage at 3.11%
VA
Active
26
$730,000$160,751 equity gap
Rate
3.11%
7.18%today
Payment
$2,703/mo
$4,282today
  • 3beds
  • 3baths
  • 1,985sqft

253 Paddock Lane, Fallbrook

860 Magarian Rd, Fallbrook, CA, 92028 — assumable VA mortgage at 3.89%
VA
Active
32
$695,000$100,490 equity gap
Rate
3.89%
7.18%today
Payment
$3,060/mo
$4,401today
  • 3beds
  • 2baths
  • 1,112sqft

860 Magarian Rd, Fallbrook

32205 Callesito Fadrique, Temecula, CA, 92592 — assumable VA mortgage at 2.89%
VA
Active
54
$772,000$286,565 equity gap
Rate
2.89%
7.18%today
Payment
$2,328/mo
$3,794today
  • 3beds
  • 3baths
  • 2,258sqft

32205 Callesito Fadrique, Temecula

45489 Camino Monzon, Temecula, CA, 92592 — assumable VA mortgage at 2.96%
VA
Active
64
$759,000$273,686 equity gap
Rate
2.96%
7.18%today
Payment
$2,307/mo
$3,726today
  • 4beds
  • 3baths
  • 2,665sqft

45489 Camino Monzon, Temecula

265 Spotted Saddle Way, Fallbrook, CA, 92028 — assumable VA mortgage at 3.02%
VA
Active
26
$725,000$246,659 equity gap
Rate
3.02%
7.18%today
Payment
$2,278/mo
$3,652today
  • 4beds
  • 3baths
  • 2,156sqft

265 Spotted Saddle Way, Fallbrook

1826 Via Monserate, Fallbrook, CA, 92028 — assumable VA mortgage at 2.81%
VA
Active
24
$1,000,000$702,538 equity gap
Rate
2.81%
7.18%today
Payment
$1,394/mo
$2,296today
  • 3beds
  • 3baths
  • 2,000sqft

1826 Via Monserate, Fallbrook

31980 Oregon Lane, Temecula, CA, 92592 — assumable VA mortgage at 2.81%
VA
Active
55
$869,000$435,761 equity gap
Rate
2.81%
7.18%today
Payment
$2,055/mo
$3,383today
  • 4beds
  • 3baths
  • 2,780sqft

31980 Oregon Lane, Temecula

30000 Pechanga Drive, Temecula, CA, 92592 — assumable VA mortgage at 2.83%
VA
Active
29
$649,900$348,610 equity gap
Rate
2.83%
7.18%today
Payment
$1,432/mo
$2,352today
  • 3beds
  • 3baths
  • 1,289sqft

30000 Pechanga Drive, Temecula

408 N Pico ave, Fallbrook, CA, 92028 — assumable VA mortgage at 2.83%
VA
Active
16
$999,900$803,032 equity gap
Rate
2.83%
7.18%today
Payment
$936/mo
$1,537today
  • 2beds
  • 3baths
  • 1,440sqft

408 N Pico ave, Fallbrook

2645 Daisy Ln, Fallbrook, CA, 92028 — assumable VA mortgage at 2.84%
VA
Active
31
$1,100,000$692,575 equity gap
Rate
2.84%
7.18%today
Payment
$1,894/mo
$3,106today
  • 3beds
  • 3baths
  • 2,483sqft

2645 Daisy Ln, Fallbrook

45794 Corte Lerma, Temecula, CA, 92592 — assumable VA mortgage at 2.87%
VA
Active
37
$830,000$468,654 equity gap
Rate
2.87%
7.18%today
Payment
$1,729/mo
$2,825today
  • 5beds
  • 3baths
  • 2,258sqft

45794 Corte Lerma, Temecula

10975 Old Oak Holler, Valley Center, CA, 92082 — assumable VA mortgage at 2.88%
VA
Active
68
$2,250,000$1,026,489 equity gap
Rate
2.88%
7.18%today
Payment
$5,713/mo
$9,322today
  • 5beds
  • 2baths
  • 2,428sqft

10975 Old Oak Holler, Valley Center

1019 Riverview Drive, Fallbrook, CA, 92028 — assumable VA mortgage at 2.98%
VA
Active
42
$949,000$616,470 equity gap
Rate
2.98%
7.18%today
Payment
$1,606/mo
$2,588today
  • 3beds
  • 3baths
  • 2,081sqft

1019 Riverview Drive, Fallbrook

31402 Lake Vista, Bonsall, CA, 92003 — assumable VA mortgage at 2.98%
VA
Active
64
$2,500,000$1,164,784 equity gap
Rate
2.98%
7.18%today
Payment
$6,361/mo
$10,247today
  • 4beds
  • 5baths
  • 4,583sqft

31402 Lake Vista, Bonsall

45269 Callesito Ordenes, Temecula, CA, 92592 — assumable VA mortgage at 3.09%
VA
Active
43
$737,000$458,509 equity gap
Rate
3.09%
7.18%today
Payment
$1,331/mo
$2,114today
  • 4beds
  • 3baths
  • 2,300sqft

45269 Callesito Ordenes, Temecula

30294 Cupeno, Temecula, CA, 92592 — assumable VA mortgage at 3.15%
VA
Active
50
$635,000$305,190 equity gap
Rate
3.15%
7.18%today
Payment
$1,641/mo
$2,587today
  • 3beds
  • 3baths
  • 1,289sqft

30294 Cupeno, Temecula

35916 Rice Canyon Road, Fallbrook, CA, 92028 — assumable VA mortgage at 3.73%
VA
Active
38
$1,568,000$1,045,143 equity gap
Rate
3.73%
7.18%today
Payment
$2,831/mo
$4,151today
  • 3beds
  • 2baths
  • 1,536sqft

35916 Rice Canyon Road, Fallbrook

40340 Sandia Creek Dr, Fallbrook, CA, 92028 — assumable VA mortgage at 3.78%
VA
Active
75
$1,425,000$1,083,361 equity gap
Rate
3.78%
7.18%today
Payment
$1,842/mo
$2,685today
  • 4beds
  • 4baths
  • 2,988sqft

40340 Sandia Creek Dr, Fallbrook

45573 Olympic, Temecula, CA, 92592 — assumable VA mortgage at 5.30%
VA
Active
40
$889,988$131,362 equity gap
Rate
5.30%
7.18%today
Payment
$4,498/mo
$5,487today
  • 4beds
  • 3baths
  • 2,602sqft

45573 Olympic, Temecula

5474 Starlight Pl, Bonsall, CA, 92003 — assumable FHA mortgage at 6.30%
FHA
Active
43
$835,000$31,525 equity gap
Rate
6.30%
7.18%today
Payment
$5,022/mo
$5,496today
  • 4beds
  • 3baths
  • 2,043sqft

5474 Starlight Pl, Bonsall

35788 Bay Morgan Lane, Fallbrook, CA, 92028 — assumable VA mortgage at 6.56%
VA
Active
41
$1,049,000$32,764 equity gap
Rate
6.56%
7.18%today
Payment
$6,529/mo
$6,955today
  • 4beds
  • 3baths
  • 3,006sqft

35788 Bay Morgan Lane, Fallbrook

35104 Crop Place, Fallbrook, CA, 92028 — assumable FHA mortgage at 6.82%
FHA
Active
43
$599,000$25,381 equity gap
Rate
6.82%
7.18%today
Payment
$3,842/mo
$3,984today
  • 3beds
  • 3baths
  • 1,471sqft

35104 Crop Place, Fallbrook

44694 Via Lucido, Temecula, CA, 92592 — assumable VA mortgage at 6.89%
VA
Active
51
$665,000$24,401 equity gap
Rate
6.89%
7.18%today
Payment
$4,311/mo
$4,439today
  • 3beds
  • 3baths
  • 1,488sqft

44694 Via Lucido, Temecula

45632 Corte Lobos, Temecula, CA, 92592 — assumable VA mortgage at 6.96%
VA
Active
44
$865,500Potential short sale
Rate
6.96%
7.18%today
Payment
$5,855/mo
$5,986today
  • 5beds
  • 3baths
  • 2,650sqft

45632 Corte Lobos, Temecula

248 Dun Blazer Way, Fallbrook, CA, 92028 — assumable VA mortgage at 6.67%
VA
Active
58
$765,000$44,791 equity gap
Rate
6.67%
7.18%today
Payment
$4,774/mo
$5,027today
  • 4beds
  • 3baths
  • 2,156sqft

248 Dun Blazer Way, Fallbrook

308 SEEDLING WAY, Fallbrook, CA, 92028 — assumable FHA mortgage at 6.78%
FHA
Active
8
$499,000$46,745 equity gap
Rate
6.78%
7.18%today
Payment
$3,049/mo
$3,175today
  • 3beds
  • 3baths
  • 1,283sqft

308 SEEDLING WAY, Fallbrook

365 Charles Swisher Court, Fallbrook, CA, 92028 — assumable VA mortgage at 4.67%
VA
Active
46
$1,275,000$578,901 equity gap
Rate
4.67%
7.18%today
Payment
$3,876/mo
$5,081today
  • 5beds
  • 4baths
  • 3,401sqft

365 Charles Swisher Court, Fallbrook

32036 Del Cielo Oeste #7E, Bonsall, CA, 92003 — assumable VA mortgage at 6.09%
VA
Active
37
$585,000$86,850 equity gap
Rate
6.09%
7.18%today
Payment
$3,086/mo
$3,453today
  • 2beds
  • 2baths
  • 1,040sqft

32036 Del Cielo Oeste #7E, Bonsall

45630 Rainbow Canyon Rd, Temecula, CA, 92592 — assumable FHA mortgage at 6.67%
FHA
Active
36
$749,888$118,087 equity gap
Rate
6.67%
7.18%today
Payment
$4,215/mo
$4,439today
  • 5beds
  • 3baths
  • 2,068sqft

45630 Rainbow Canyon Rd, Temecula

311 SATSUMA TRAIL, Fallbrook, CA, 92028 — assumable VA mortgage at 6.71%
VA
Active
39
$499,000$55,657 equity gap
Rate
6.71%
7.18%today
Payment
$2,966/mo
$3,111today
  • 2beds
  • 3baths
  • 1,185sqft

311 SATSUMA TRAIL, Fallbrook

712 Meadowood, Fallbrook, CA, 92028 — assumable VA mortgage at 6.81%
VA
Active
57
$1,049,900$118,641 equity gap
Rate
6.81%
7.18%today
Payment
$6,142/mo
$6,376today
  • 4beds
  • 3baths
  • 2,654sqft

712 Meadowood, Fallbrook

35111 Rangpur Lane, Fallbrook, CA, 92028 — assumable FHA mortgage at 6.92%
FHA
Active
40
$510,000$70,857 equity gap
Rate
6.92%
7.18%today
Payment
$3,031/mo
$3,111today
  • 2beds
  • 3baths
  • 1,185sqft

35111 Rangpur Lane, Fallbrook

Assuming a mortgage in Fallbrook

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$386/mo
Median cash to assume
$260,172
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.