Assumable homes for sale in Flagstaff, AZ

6 homesFHA & VA loansrates from 2.78% vs 7.18% today

Flagstaff assumption guide
1136 Overland Pass Drive, Flagstaff, AZ, 86005 — assumable FHA mortgage at 2.78%
FHA
Active
32
$500,000$300,320 equity gap
Rate
2.78%
7.18%today
Payment
$944/mo
$1,560today
  • 2beds
  • 3baths
  • 1,413sqft

1136 Overland Pass Drive, Flagstaff

1136 Overland Pass Drive, Flagstaff, AZ, 86005 — assumable FHA mortgage at 2.78%
FHA
Active
32
$500,000$300,320 equity gap
Rate
2.78%
7.18%today
Payment
$944/mo
$1,560today
  • 2beds
  • 3baths
  • 1,413sqft

1136 Overland Pass Drive, Flagstaff

4005 Lake Mary Road #4, Flagstaff, AZ, 86005 — assumable VA mortgage at 3.09%
VA
Active
25
$408,000$170,352 equity gap
Rate
3.09%
7.18%today
Payment
$1,131/mo
$1,796today
  • 2beds
  • 3baths
  • 1,275sqft

4005 Lake Mary Road #4, Flagstaff

4005 Lake Mary Road #4, Flagstaff, AZ, 86005 — assumable VA mortgage at 3.14%
VA
Active
24
$408,000$170,149 equity gap
Rate
3.14%
7.18%today
Payment
$1,138/mo
$1,796today
  • 2beds
  • 3baths
  • 1,275sqft

4005 Lake Mary Road #4, Flagstaff

3775 Trading Post Trail, Flagstaff, AZ, 86005 — assumable FHA mortgage at 4.76%
FHA
Active
42
$725,000$548,817 equity gap
Rate
4.76%
7.18%today
Payment
$1,538/mo
$1,995today
  • 4beds
  • 3baths
  • 2,354sqft

3775 Trading Post Trail, Flagstaff

3200 Litzler Drive #11, Flagstaff, AZ, 86005 — assumable FHA mortgage at 6.17%
FHA
Active
27
$263,000$234,257 equity gap
Rate
6.17%
7.18%today
Payment
$177/mo
$196today
  • 1beds
  • 1baths
  • 562sqft

3200 Litzler Drive #11, Flagstaff

Assuming a mortgage in Flagstaff

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.78%
Lowest existing payment
$944/mo
Median cash to assume
$267,288
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eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.