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Assumable homes for sale in Fort Collins, CO

37 homesFHA & VA loansrates from 2.25% vs 7.18% today

Fort Collins assumption guide
1108 Beech Street, Fort Collins, CO, 80521 — assumable VA mortgage at 3.00%
VA
Active
29
$590,000$106,751 equity gap
Rate
3.00%
7.18%today
Payment
$2,302/mo
$3,699today
  • 4beds
  • 2baths
  • 1,310sqft

1108 Beech Street, Fort Collins

5015 Rose Court, Fort Collins, CO, 80528 — assumable FHA mortgage at 2.25%
FHA
Active
40
$660,000$142,782 equity gap
Rate
2.25%
7.18%today
Payment
$2,033/mo
$3,603today
  • 5beds
  • 3baths
  • 2,656sqft

5015 Rose Court, Fort Collins

2200 Valley Forge Avenue #2, Fort Collins, CO, 80526 — assumable VA mortgage at 2.94%
VA
Active
22
$249,900$53,032 equity gap
Rate
2.94%
7.18%today
Payment
$951/mo
$1,541today
  • 2beds
  • 1baths
  • 908sqft

2200 Valley Forge Avenue #2, Fort Collins

5455 Osbourne Drive, Windsor, CO, 80550 — assumable VA mortgage at 3.65%
VA
Active
39
$470,000$127,701 equity gap
Rate
3.65%
7.18%today
Payment
$1,802/mo
$2,668today
  • 3beds
  • 3baths
  • 1,856sqft

5455 Osbourne Drive, Windsor

3512 Worwick Drive, Fort Collins, CO, 80525 — assumable VA mortgage at 2.71%
VA
Active
33
$519,000$271,720 equity gap
Rate
2.71%
7.18%today
Payment
$1,157/mo
$1,931today
  • 3beds
  • 2baths
  • 1,612sqft

3512 Worwick Drive, Fort Collins

350 Bannock Street, Fort Collins, CO, 80524 — assumable FHA mortgage at 2.75%
FHA
Active
39
$512,999$507,271 equity gap
Rate
2.75%
7.18%today
Payment
$31/mo
$49today
  • 4beds
  • 3baths
  • 1,883sqft

350 Bannock Street, Fort Collins

5774 Riverbluff Drive, Timnath, CO, 80547 — assumable VA mortgage at 2.88%
VA
Active
50
$1,649,000$912,338 equity gap
Rate
2.88%
7.18%today
Payment
$3,529/mo
$5,758today
  • 6beds
  • 7baths
  • 6,371sqft

5774 Riverbluff Drive, Timnath

3714 Elgin Place, Fort Collins, CO, 80524 — assumable FHA mortgage at 3.45%
FHA
Active
34
$435,000$149,505 equity gap
Rate
3.45%
7.18%today
Payment
$1,472/mo
$2,235today
  • 3beds
  • 3baths
  • 1,551sqft

3714 Elgin Place, Fort Collins

5002 Northern Lights Drive #C, Fort Collins, CO, 80528 — assumable FHA mortgage at 3.31%
FHA
Active
19
$290,000$208,599 equity gap
Rate
3.31%
7.18%today
Payment
$538/mo
$831today
  • 1beds
  • 1baths
  • 967sqft

5002 Northern Lights Drive #C, Fort Collins

2905 Neil Drive #16, Fort Collins, CO, 80526 — assumable FHA mortgage at 4.20%
FHA
Active
35
$345,000$93,107 equity gap
Rate
4.20%
7.18%today
Payment
$1,440/mo
$1,995today
  • 2beds
  • 2baths
  • 1,032sqft

2905 Neil Drive #16, Fort Collins

2716 San Cristobal Court, Timnath, CO, 80547 — assumable VA mortgage at 4.82%
VA
Active
34
$725,000$116,498 equity gap
Rate
4.82%
7.18%today
Payment
$3,419/mo
$4,405today
  • 3beds
  • 3baths
  • 2,649sqft

2716 San Cristobal Court, Timnath

1705 Heatheridge Road #205, Fort Collins, CO, 80526 — assumable VA mortgage at 5.41%
VA
Active
17
$196,000Potential short sale
Rate
5.41%
7.18%today
Payment
$1,257/mo
$1,515today
  • 1beds
  • 1baths
  • 576sqft

1705 Heatheridge Road #205, Fort Collins

5044 Cinquefoil Lane #G, Fort Collins, CO, 80528 — assumable FHA mortgage at 3.76%
FHA
Active
46
$369,900Potential short sale
Rate
3.76%
7.18%today
Payment
$1,867/mo
$2,727today
  • 2beds
  • 2baths
  • 1,468sqft

5044 Cinquefoil Lane #G, Fort Collins

4490 Haymill Court, Timnath, CO, 80547 — assumable FHA mortgage at 5.25%
FHA
Active
38
$518,000$70,186 equity gap
Rate
5.25%
7.18%today
Payment
$2,571/mo
$3,153today
  • 4beds
  • 3baths
  • 2,309sqft

4490 Haymill Court, Timnath

802 Heschel Street #D, Fort Collins, CO, 80524 — assumable FHA mortgage at 4.17%
FHA
Active
29
$464,000$212,032 equity gap
Rate
4.17%
7.18%today
Payment
$1,521/mo
$2,115today
  • 2beds
  • 3baths
  • 1,218sqft

802 Heschel Street #D, Fort Collins

1562 Faraday Circle, Fort Collins, CO, 80525 — assumable FHA mortgage at 5.56%
FHA
Active
39
$625,000$76,865 equity gap
Rate
5.56%
7.18%today
Payment
$3,276/mo
$3,882today
  • 4beds
  • 4baths
  • 2,778sqft

1562 Faraday Circle, Fort Collins

1562 Faraday Circle, Fort Collins, CO, 80525 — assumable FHA mortgage at 5.56%
FHA
Active
38
$625,000$76,865 equity gap
Rate
5.56%
7.18%today
Payment
$3,276/mo
$3,882today
  • 4beds
  • 4baths
  • 2,778sqft

1562 Faraday Circle, Fort Collins

1301 University Avenue #201, Fort Collins, CO, 80521 — assumable FHA mortgage at 4.50%
FHA
Active
22
$275,000$238,052 equity gap
Rate
4.50%
7.18%today
Payment
$566/mo
$757today
  • 2beds
  • 1baths
  • 805sqft

1301 University Avenue #201, Fort Collins

869 Birdwhistle Lane #1, Fort Collins, CO, 80524 — assumable FHA mortgage at 6.23%
FHA
Active
39
$595,000$36,751 equity gap
Rate
6.23%
7.18%today
Payment
$3,457/mo
$3,811today
  • 3beds
  • 4baths
  • 1,941sqft

869 Birdwhistle Lane #1, Fort Collins

6427 Coralbell Street, Wellington, CO, 80549 — assumable FHA mortgage at 6.61%
FHA
Active
47
$480,000$42,671 equity gap
Rate
6.61%
7.18%today
Payment
$2,882/mo
$3,054today
  • 3beds
  • 3baths
  • 2,212sqft

6427 Coralbell Street, Wellington

1430 Larimer Ridge Parkway, Timnath, CO, 80547 — assumable FHA mortgage at 6.64%
FHA
Active
41
$672,000$65,687 equity gap
Rate
6.64%
7.18%today
Payment
$4,007/mo
$4,233today
  • 4beds
  • 4baths
  • 3,520sqft

1430 Larimer Ridge Parkway, Timnath

916 Timber Lane, Fort Collins, CO, 80521 — assumable FHA mortgage at 6.74%
FHA
Active
31
$559,900$52,062 equity gap
Rate
6.74%
7.18%today
Payment
$3,382/mo
$3,536today
  • 5beds
  • 3baths
  • 2,600sqft

916 Timber Lane, Fort Collins

3206 Lymen Street, Fort Collins, CO, 80526 — assumable FHA mortgage at 6.90%
FHA
Active
45
$475,000$39,598 equity gap
Rate
6.90%
7.18%today
Payment
$2,966/mo
$3,051today
  • 4beds
  • 2baths
  • 1,680sqft

3206 Lymen Street, Fort Collins

3657 Torch Lily Street, Wellington, CO, 80549 — assumable VA mortgage at 6.34%
VA
Active
45
$515,000$56,917 equity gap
Rate
6.34%
7.18%today
Payment
$2,967/mo
$3,233today
  • 4beds
  • 3baths
  • 2,589sqft

3657 Torch Lily Street, Wellington

1625 Collindale Drive, Fort Collins, CO, 80525 — assumable FHA mortgage at 6.50%
FHA
Active
45
$675,000$106,446 equity gap
Rate
6.50%
7.18%today
Payment
$3,627/mo
$3,888today
  • 4beds
  • 4baths
  • 3,128sqft

1625 Collindale Drive, Fort Collins

4443 Shivaree Street, Timnath, CO, 80547 — assumable FHA mortgage at 6.60%
FHA
Active
40
$599,000$104,751 equity gap
Rate
6.60%
7.18%today
Payment
$3,217/mo
$3,412today
  • 5beds
  • 2baths
  • 3,069sqft

4443 Shivaree Street, Timnath

5533 Fleur de Lis Lane, Timnath, CO, 80547 — assumable VA mortgage at 7.02%
VA
Active
47
$629,900$78,199 equity gap
Rate
7.02%
7.18%today
Payment
$3,768/mo
$3,829today
  • 4beds
  • 3baths
  • 2,094sqft

5533 Fleur de Lis Lane, Timnath

2006 Pacific Court, Fort Collins, CO, 80528 — assumable FHA mortgage at 6.35%
FHA
Active
50
$799,000$172,928 equity gap
Rate
6.35%
7.18%today
Payment
$4,158/mo
$4,502today
  • 5beds
  • 4baths
  • 3,606sqft

2006 Pacific Court, Fort Collins

2531 Eastwood Drive, Fort Collins, CO, 80525 — assumable VA mortgage at 6.74%
VA
Active
50
$789,000$188,053 equity gap
Rate
6.74%
7.18%today
Payment
$3,939/mo
$4,119today
  • 4beds
  • 4baths
  • 2,364sqft

2531 Eastwood Drive, Fort Collins

3746 Torch Lily Street, Wellington, CO, 80549 — assumable FHA mortgage at 6.88%
FHA
Active
50
$512,000$115,744 equity gap
Rate
6.88%
7.18%today
Payment
$2,675/mo
$2,757today
  • 4beds
  • 3baths
  • 2,497sqft

3746 Torch Lily Street, Wellington

3746 Torch Lily Street, Wellington, CO, 80549 — assumable FHA mortgage at 6.88%
FHA
Active
50
$512,000$115,744 equity gap
Rate
6.88%
7.18%today
Payment
$2,675/mo
$2,757today
  • 4beds
  • 3baths
  • 2,497sqft

3746 Torch Lily Street, Wellington

1600 Whale Rock Road, Bellvue, CO, 80512 — assumable VA mortgage at 6.00%
VA
Active
23
$250,000$160,192 equity gap
Rate
6.00%
7.18%today
Payment
$1,439/mo
$1,626today
  • —beds
  • —baths
  • —sqft

1600 Whale Rock Road, Bellvue

5620 Fossil Creek Parkway #8204, Fort Collins, CO, 80525 — assumable VA mortgage at 6.79%
VA
Active
27
$315,000Potential short sale
Rate
6.79%
7.18%today
Payment
$2,279/mo
$2,371today
  • 2beds
  • 2baths
  • 979sqft

5620 Fossil Creek Parkway #8204, Fort Collins

6615 Antigua Drive #11, Fort Collins, CO, 80525 — assumable FHA mortgage at 6.84%
FHA
Active
24
$329,900Potential short sale
Rate
6.84%
7.18%today
Payment
$2,475/mo
$2,561today
  • 2beds
  • 3baths
  • 1,178sqft

6615 Antigua Drive #11, Fort Collins

1736 Palm Drive #1, Fort Collins, CO, 80526 — assumable FHA mortgage at 6.87%
FHA
Active
29
$275,000Potential short sale
Rate
6.87%
7.18%today
Payment
$2,128/mo
$2,195today
  • 2beds
  • 2baths
  • 1,018sqft

1736 Palm Drive #1, Fort Collins

5225 White Willow Drive #210, Fort Collins, CO, 80528 — assumable VA mortgage at 6.96%
VA
Active
29
$330,000Potential short sale
Rate
6.96%
7.18%today
Payment
$2,477/mo
$2,533today
  • 2beds
  • 2baths
  • 1,012sqft

5225 White Willow Drive #210, Fort Collins

Assuming a mortgage in Fort Collins

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$538/mo
Median cash to assume
$111,247
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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