Assumable homes for sale in Fort Myers, FL

33 homesFHA & VA loansrates from 2.68% vs 7.18% today

Fort Myers assumption guide
2624 8TH Court, Cape Coral, FL, 33914 — assumable VA mortgage at 3.07%
VA
Active
24
$359,900$60,783 equity gap
Rate
3.07%
7.18%today
Payment
$1,417/mo
$2,256today
  • 3beds
  • 2baths
  • 1,747sqft

2624 8TH Court, Cape Coral

2221 3RD Avenue, Cape Coral, FL, 33991 — assumable FHA mortgage at 2.93%
FHA
Active
51
$339,000$70,042 equity gap
Rate
2.93%
7.18%today
Payment
$1,271/mo
$2,061today
  • 3beds
  • 2baths
  • 2,017sqft

2221 3RD Avenue, Cape Coral

3364 GOLDA Circle, North Fort Myers, FL, 33917 — assumable VA mortgage at 3.45%
VA
Active
12
$299,000$74,006 equity gap
Rate
3.45%
7.18%today
Payment
$1,160/mo
$1,761today
  • 2beds
  • 2baths
  • 1,615sqft

3364 GOLDA Circle, North Fort Myers

219 25TH Place, Cape Coral, FL, 33993 — assumable VA mortgage at 2.68%
VA
Active
28
$273,900$89,860 equity gap
Rate
2.68%
7.18%today
Payment
$859/mo
$1,438today
  • 3beds
  • 2baths
  • 1,692sqft

219 25TH Place, Cape Coral

12201 CAISSON Lane, Fort Myers, FL, 33912 — assumable FHA mortgage at 2.76%
FHA
Active
98
$3,750,000$2,695,507 equity gap
Rate
2.76%
7.18%today
Payment
$4,859/mo
$8,052today
  • 5beds
  • 7baths
  • 7,662sqft

12201 CAISSON Lane, Fort Myers

3190 ESTANCIA Lane, Cape Coral, FL, 33909 — assumable FHA mortgage at 2.89%
FHA
Active
50
$384,900$174,173 equity gap
Rate
2.89%
7.18%today
Payment
$1,011/mo
$1,647today
  • 4beds
  • 2baths
  • 1,828sqft

3190 ESTANCIA Lane, Cape Coral

3335 15TH Place, Cape Coral, FL, 33904 — assumable FHA mortgage at 2.96%
FHA
Active
39
$349,900$179,649 equity gap
Rate
2.96%
7.18%today
Payment
$807/mo
$1,304today
  • 3beds
  • 2baths
  • 1,779sqft

3335 15TH Place, Cape Coral

4547 11TH Avenue, Cape Coral, FL, 33904 — assumable FHA mortgage at 2.98%
FHA
Active
26
$289,900$24,343 equity gap
Rate
2.98%
7.18%today
Payment
$1,259/mo
$2,029today
  • 3beds
  • 2baths
  • 1,456sqft

4547 11TH Avenue, Cape Coral

1918 40TH Street, Cape Coral, FL, 33904 — assumable VA mortgage at 3.03%
VA
Active
100
$2,695,000$2,145,235 equity gap
Rate
3.03%
7.18%today
Payment
$2,695/mo
$4,314today
  • 5beds
  • 6baths
  • 3,562sqft

1918 40TH Street, Cape Coral

2247 4TH Street, Cape Coral, FL, 33991 — assumable FHA mortgage at 3.48%
FHA
Active
39
$168,999$61,433 equity gap
Rate
3.48%
7.18%today
Payment
$625/mo
$945today
  • 3beds
  • 2baths
  • 1,228sqft

2247 4TH Street, Cape Coral

60 FLOYD Avenue, Lehigh Acres, FL, 33976 — assumable FHA mortgage at 3.33%
FHA
Active
38
$499,000$321,868 equity gap
Rate
3.33%
7.18%today
Payment
$906/mo
$1,397today
  • 3beds
  • 2baths
  • 1,537sqft

60 FLOYD Avenue, Lehigh Acres

2909 22ND Avenue, Cape Coral, FL, 33993 — assumable FHA mortgage at 4.67%
FHA
Active
25
$365,000$70,610 equity gap
Rate
4.67%
7.18%today
Payment
$1,642/mo
$2,152today
  • 4beds
  • 2baths
  • 1,828sqft

2909 22ND Avenue, Cape Coral

2908/2910 HAVILAND AVE, Lehigh Acres, FL, 33973 — assumable FHA mortgage at 3.60%
FHA
Active
63
$375,000$154,846 equity gap
Rate
3.60%
7.18%today
Payment
$1,161/mo
$1,729today
  • 4beds
  • 4baths
  • 2,316sqft

2908/2910 HAVILAND AVE, Lehigh Acres

3609 2ND Place, Cape Coral, FL, 33904 — assumable FHA mortgage at 4.44%
FHA
Active
28
$294,900$115,668 equity gap
Rate
4.44%
7.18%today
Payment
$1,077/mo
$1,450today
  • 3beds
  • 2baths
  • 1,946sqft

3609 2ND Place, Cape Coral

4934 20TH Place, Cape Coral, FL, 33914 — assumable FHA mortgage at 4.46%
FHA
Active
30
$325,000$158,932 equity gap
Rate
4.46%
7.18%today
Payment
$975/mo
$1,310today
  • 3beds
  • 2baths
  • 1,452sqft

4934 20TH Place, Cape Coral

211 4TH Place, Cape Coral, FL, 33993 — assumable FHA mortgage at 6.66%
FHA
Active
31
$343,000$21,630 equity gap
Rate
6.66%
7.18%today
Payment
$2,164/mo
$2,282today
  • 3beds
  • 2baths
  • 1,522sqft

211 4TH Place, Cape Coral

918 GLEASON Parkway, Cape Coral, FL, 33914 — assumable FHA mortgage at 6.83%
FHA
Active
30
$299,900$28,864 equity gap
Rate
6.83%
7.18%today
Payment
$1,798/mo
$1,862today
  • 3beds
  • 2baths
  • 1,272sqft

918 GLEASON Parkway, Cape Coral

2500 EL DORADO Boulevard, Cape Coral, FL, 33993 — assumable FHA mortgage at 6.89%
FHA
Active
34
$379,000$30,795 equity gap
Rate
6.89%
7.18%today
Payment
$2,319/mo
$2,388today
  • 3beds
  • 2baths
  • 1,801sqft

2500 EL DORADO Boulevard, Cape Coral

18737 MARLIN KITE Lane, North Fort Myers, FL, 33917 — assumable FHA mortgage at 6.12%
FHA
Active
40
$414,900$45,413 equity gap
Rate
6.12%
7.18%today
Payment
$2,296/mo
$2,561today
  • 3beds
  • 3baths
  • 1,849sqft

18737 MARLIN KITE Lane, North Fort Myers

1223 / 1225 15TH Lane #2, Cape Coral, FL, 33909 — assumable FHA mortgage at 6.50%
FHA
Active
39
$450,000$66,768 equity gap
Rate
6.50%
7.18%today
Payment
$2,469/mo
$2,647today
  • 6beds
  • 4baths
  • 2,218sqft

1223 / 1225 15TH Lane #2, Cape Coral

2803 EL DORADO Boulevard, Cape Coral, FL, 33993 — assumable FHA mortgage at 6.77%
FHA
Active
34
$405,000$40,179 equity gap
Rate
6.77%
7.18%today
Payment
$2,424/mo
$2,527today
  • 4beds
  • 3baths
  • 1,684sqft

2803 EL DORADO Boulevard, Cape Coral

244 46TH Street, Cape Coral, FL, 33904 — assumable FHA mortgage at 6.82%
FHA
Active
23
$470,000$49,072 equity gap
Rate
6.82%
7.18%today
Payment
$2,822/mo
$2,927today
  • 4beds
  • 3baths
  • 1,742sqft

244 46TH Street, Cape Coral

1223/1225 15TH Lane, Cape Coral, FL, 33909 — assumable FHA mortgage at 6.85%
FHA
Active
39
$450,000$66,296 equity gap
Rate
6.85%
7.18%today
Payment
$2,560/mo
$2,647today
  • 6beds
  • 4baths
  • 2,218sqft

1223/1225 15TH Lane, Cape Coral

9430 IVY BROOK Run #405, Fort Myers, FL, 33913 — assumable VA mortgage at 6.86%
VA
Active
38
$187,900$27,255 equity gap
Rate
6.86%
7.18%today
Payment
$1,056/mo
$1,090today
  • 2beds
  • 3baths
  • 1,415sqft

9430 IVY BROOK Run #405, Fort Myers

5573 FOXLAKE Drive, North Fort Myers, FL, 33917 — assumable FHA mortgage at 6.87%
FHA
Active
21
$175,000$21,196 equity gap
Rate
6.87%
7.18%today
Payment
$1,026/mo
$1,059today
  • 2beds
  • 2baths
  • 1,020sqft

5573 FOXLAKE Drive, North Fort Myers

4203 15TH Street, Lehigh Acres, FL, 33976 — assumable FHA mortgage at 5.89%
FHA
Active
5
$249,000$60,370 equity gap
Rate
5.89%
7.18%today
Payment
$1,181/mo
$1,350today
  • 3beds
  • 2baths
  • 1,551sqft

4203 15TH Street, Lehigh Acres

4200 24TH Street, Lehigh Acres, FL, 33976 — assumable FHA mortgage at 6.33%
FHA
Active
7
$299,000$63,638 equity gap
Rate
6.33%
7.18%today
Payment
$1,530/mo
$1,669today
  • 3beds
  • 2baths
  • 1,551sqft

4200 24TH Street, Lehigh Acres

2123 6TH Avenue, Cape Coral, FL, 33909 — assumable FHA mortgage at 6.71%
FHA
Active
20
$379,000$91,204 equity gap
Rate
6.71%
7.18%today
Payment
$1,930/mo
$2,024today
  • 4beds
  • 2baths
  • 1,809sqft

2123 6TH Avenue, Cape Coral

1512 MOHAWK Parkway, Cape Coral, FL, 33914 — assumable FHA mortgage at 6.50%
FHA
Active
27
$739,900$266,596 equity gap
Rate
6.50%
7.18%today
Payment
$3,040/mo
$3,259today
  • 5beds
  • 3baths
  • 2,174sqft

1512 MOHAWK Parkway, Cape Coral

15031 CASPIAN TERN Court #103, North Fort Myers, FL, 33917 — assumable VA mortgage at 6.81%
VA
Active
10
$130,000Potential short sale
Rate
6.81%
7.18%today
Payment
$1,888/mo
$1,959today
  • 2beds
  • 3baths
  • 1,365sqft

15031 CASPIAN TERN Court #103, North Fort Myers

17771 PARADISO Way, North Fort Myers, FL, 33917 — assumable FHA mortgage at 7.03%
FHA
Active
19
$260,000Potential short sale
Rate
7.03%
7.18%today
Payment
$2,147/mo
$2,179today
  • 4beds
  • 2baths
  • 1,812sqft

17771 PARADISO Way, North Fort Myers

3449 ACAPULCO Circle, Cape Coral, FL, 33909 — assumable FHA mortgage at 7.07%
FHA
Active
12
$303,600Potential short sale
Rate
7.07%
7.18%today
Payment
$2,960/mo
$2,993today
  • 5beds
  • 3baths
  • 2,848sqft

3449 ACAPULCO Circle, Cape Coral

1216 21 Place, Cape Coral, FL, 33993 — assumable FHA mortgage at 7.09%
FHA
Active
$328,000Potential short sale
Rate
7.09%
7.18%today
Payment
$2,620/mo
$2,644today
  • 4beds
  • 3baths
  • 2,015sqft

1216 21 Place, Cape Coral

Assuming a mortgage in Fort Myers

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$625/mo
Median cash to assume
$66,768
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.