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Assumable homes for sale in Golden, CO

84 homesFHA & VA loansrates from 2.61% vs 7.18% today

Golden assumption guide
7181 Van Gordon Street, Arvada, CO, 80004 — assumable FHA mortgage at 2.99%
FHA
Active
38
$549,000$114,068 equity gap
Rate
2.99%
7.18%today
Payment
$2,047/mo
$3,293today
  • 4beds
  • 3baths
  • 2,009sqft

7181 Van Gordon Street, Arvada

12360 Nevada Place #104, Lakewood, CO, 80228 — assumable FHA mortgage at 2.96%
FHA
Active
32
$279,900$49,778 equity gap
Rate
2.96%
7.18%today
Payment
$1,091/mo
$1,763today
  • 2beds
  • 2baths
  • 920sqft

12360 Nevada Place #104, Lakewood

5690 80th Place #98, Arvada, CO, 80003 — assumable VA mortgage at 3.31%
VA
Active
15
$249,000$26,608 equity gap
Rate
3.31%
7.18%today
Payment
$1,130/mo
$1,746today
  • 2beds
  • 2baths
  • 1,100sqft

5690 80th Place #98, Arvada

4500 Hoyt Street, Wheat Ridge, CO, 80033 — assumable FHA mortgage at 2.77%
FHA
Active
9
$850,000$245,292 equity gap
Rate
2.77%
7.18%today
Payment
$2,842/mo
$4,704today
  • 7beds
  • 3baths
  • 2,837sqft

4500 Hoyt Street, Wheat Ridge

740 Depew Street, Lakewood, CO, 80214 — assumable FHA mortgage at 2.98%
FHA
Active
19
$384,900$94,105 equity gap
Rate
2.98%
7.18%today
Payment
$1,379/mo
$2,222today
  • 2beds
  • 2baths
  • 1,175sqft

740 Depew Street, Lakewood

740 Depew Street, Lakewood, CO, 80214 — assumable FHA mortgage at 2.98%
FHA
Active
19
$384,900$94,105 equity gap
Rate
2.98%
7.18%today
Payment
$1,379/mo
$2,222today
  • 2beds
  • 2baths
  • 1,175sqft

740 Depew Street, Lakewood

15345 64th Lane #106, Arvada, CO, 80007 — assumable FHA mortgage at 2.67%
FHA
Active
11
$395,000$126,221 equity gap
Rate
2.67%
7.18%today
Payment
$1,250/mo
$2,095today
  • 2beds
  • 2baths
  • 1,145sqft

15345 64th Lane #106, Arvada

8550 10th Avenue, Lakewood, CO, 80215 — assumable VA mortgage at 2.90%
VA
Active
31
$489,900$189,442 equity gap
Rate
2.90%
7.18%today
Payment
$1,412/mo
$2,299today
  • 3beds
  • 3baths
  • 2,271sqft

8550 10th Avenue, Lakewood

1638 Deframe Street #A1, Lakewood, CO, 80228 — assumable FHA mortgage at 2.93%
FHA
Active
35
$300,000$92,085 equity gap
Rate
2.93%
7.18%today
Payment
$1,004/mo
$1,627today
  • 2beds
  • 2baths
  • 837sqft

1638 Deframe Street #A1, Lakewood

3690 Gray Street, Wheat Ridge, CO, 80212 — assumable VA mortgage at 3.05%
VA
Active
30
$720,000$237,586 equity gap
Rate
3.05%
7.18%today
Payment
$2,326/mo
$3,714today
  • 3beds
  • 2baths
  • 1,298sqft

3690 Gray Street, Wheat Ridge

5210 Garrison Street #6, Arvada, CO, 80002 — assumable VA mortgage at 3.16%
VA
Active
23
$325,000$121,619 equity gap
Rate
3.16%
7.18%today
Payment
$1,011/mo
$1,591today
  • 2beds
  • 3baths
  • 979sqft

5210 Garrison Street #6, Arvada

6659 Louisiana Place, Lakewood, CO, 80232 — assumable FHA mortgage at 2.61%
FHA
Active
32
$435,000$434,999 equity gap
Rate
2.61%
7.18%today
Payment
$0/mo
$0today
  • 3beds
  • 2baths
  • 1,872sqft

6659 Louisiana Place, Lakewood

14295 84th Place, Arvada, CO, 80005 — assumable VA mortgage at 2.75%
VA
Active
48
$650,000$553,856 equity gap
Rate
2.75%
7.18%today
Payment
$1,717/mo
$2,300today
  • 4beds
  • 4baths
  • 3,388sqft

14295 84th Place, Arvada

1992 Columbine Court, Golden, CO, 80401 — assumable FHA mortgage at 2.85%
FHA
Active
50
$2,850,000$1,906,529 equity gap
Rate
2.85%
7.18%today
Payment
$4,442/mo
$7,276today
  • 5beds
  • 6baths
  • 7,905sqft

1992 Columbine Court, Golden

17077 63rd Drive, Arvada, CO, 80403 — assumable FHA mortgage at 2.88%
FHA
Active
37
$635,000$266,405 equity gap
Rate
2.88%
7.18%today
Payment
$1,774/mo
$2,895today
  • 3beds
  • 4baths
  • 2,231sqft

17077 63rd Drive, Arvada

29843 Canterbury Circle, Evergreen, CO, 80439 — assumable VA mortgage at 2.88%
VA
Active
49
$1,575,000$900,360 equity gap
Rate
2.88%
7.18%today
Payment
$3,247/mo
$5,299today
  • 4beds
  • 4baths
  • 4,062sqft

29843 Canterbury Circle, Evergreen

12296 Texas Drive, Lakewood, CO, 80228 — assumable FHA mortgage at 2.88%
FHA
Active
41
$650,000Potential short sale
Rate
2.88%
7.18%today
Payment
$3,830/mo
$6,249today
  • 4beds
  • 3baths
  • 1,961sqft

12296 Texas Drive, Lakewood

9471 Tennessee Avenue, Lakewood, CO, 80226 — assumable VA mortgage at 2.94%
VA
Active
19
$590,000$253,549 equity gap
Rate
2.94%
7.18%today
Payment
$1,592/mo
$2,578today
  • 4beds
  • 2baths
  • 1,924sqft

9471 Tennessee Avenue, Lakewood

12962 Montana Avenue, Lakewood, CO, 80228 — assumable VA mortgage at 2.98%
VA
Active
29
$699,000$419,420 equity gap
Rate
2.98%
7.18%today
Payment
$1,457/mo
$2,267today
  • 4beds
  • 3baths
  • 2,416sqft

12962 Montana Avenue, Lakewood

2102 Brentwood Street, Lakewood, CO, 80227 — assumable FHA mortgage at 2.99%
FHA
Active
43
$599,900$286,071 equity gap
Rate
2.99%
7.18%today
Payment
$1,528/mo
$2,459today
  • 5beds
  • 2baths
  • 1,846sqft

2102 Brentwood Street, Lakewood

4420 Jay Street #C, Wheat Ridge, CO, 80033 — assumable FHA mortgage at 3.00%
FHA
Active
29
$425,000$425,000 equity gap
Rate
3.00%
7.18%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,635sqft

4420 Jay Street #C, Wheat Ridge

6087 Lewis Street, Arvada, CO, 80004 — assumable VA mortgage at 3.03%
VA
Active
34
$640,000$368,609 equity gap
Rate
3.03%
7.18%today
Payment
$1,327/mo
$2,124today
  • 5beds
  • 3baths
  • 2,400sqft

6087 Lewis Street, Arvada

13405 21st Place, Golden, CO, 80401 — assumable VA mortgage at 3.13%
VA
Active
38
$730,000$435,022 equity gap
Rate
3.13%
7.18%today
Payment
$1,461/mo
$2,309today
  • 5beds
  • 3baths
  • 2,436sqft

13405 21st Place, Golden

7240 Custer Avenue #115, Lakewood, CO, 80226 — assumable FHA mortgage at 3.47%
FHA
Active
21
$315,000$115,845 equity gap
Rate
3.47%
7.18%today
Payment
$1,142/mo
$1,729today
  • 1beds
  • 1baths
  • 900sqft

7240 Custer Avenue #115, Lakewood

15335 Arapahoe Drive, Golden, CO, 80403 — assumable VA mortgage at 3.66%
VA
Active
30
$488,000$334,485 equity gap
Rate
3.66%
7.18%today
Payment
$916/mo
$1,355today
  • 3beds
  • 1baths
  • 1,000sqft

15335 Arapahoe Drive, Golden

8749 Cornell Avenue #13, Lakewood, CO, 80227 — assumable FHA mortgage at 3.72%
FHA
Active
38
$349,900$158,441 equity gap
Rate
3.72%
7.18%today
Payment
$1,019/mo
$1,497today
  • 2beds
  • 2baths
  • 998sqft

8749 Cornell Avenue #13, Lakewood

331 Wright Street #203, Denver, CO, 80228 — assumable FHA mortgage at 3.81%
FHA
Active
23
$270,000$276,747 equity gap
Rate
3.81%
7.18%today
Payment
$665/mo
$828today
  • 2beds
  • 1baths
  • 967sqft

331 Wright Street #203, Denver

1595 Marshall Street, Lakewood, CO, 80232 — assumable FHA mortgage at 3.90%
FHA
Active
50
$598,500$280,131 equity gap
Rate
3.90%
7.18%today
Payment
$1,853/mo
$2,661today
  • 5beds
  • 2baths
  • 3,146sqft

1595 Marshall Street, Lakewood

12935 64th Drive #A, Arvada, CO, 80004 — assumable FHA mortgage at 4.72%
FHA
Active
31
$379,000$80,182 equity gap
Rate
4.72%
7.18%today
Payment
$1,675/mo
$2,183today
  • 2beds
  • 3baths
  • 831sqft

12935 64th Drive #A, Arvada

8133 1st Avenue, Arvada, CO, 80007 — assumable FHA mortgage at 3.94%
FHA
Active
36
$600,000$491,976 equity gap
Rate
3.94%
7.18%today
Payment
$789/mo
$1,128today
  • 2beds
  • 1baths
  • 1,100sqft

8133 1st Avenue, Arvada

239 Dekker Drive, Golden, CO, 80401 — assumable FHA mortgage at 3.99%
FHA
Active
39
$1,275,000$1,041,066 equity gap
Rate
3.99%
7.18%today
Payment
$1,709/mo
$2,427today
  • 4beds
  • 3baths
  • 3,842sqft

239 Dekker Drive, Golden

9461 47th Avenue, Wheat Ridge, CO, 80033 — assumable FHA mortgage at 4.05%
FHA
Active
27
$415,000$188,863 equity gap
Rate
4.05%
7.18%today
Payment
$1,344/mo
$1,896today
  • 3beds
  • 3baths
  • 1,902sqft

9461 47th Avenue, Wheat Ridge

12720 15th Place, Lakewood, CO, 80215 — assumable VA mortgage at 4.07%
VA
Active
45
$775,000$432,150 equity gap
Rate
4.07%
7.18%today
Payment
$1,928/mo
$2,712today
  • 3beds
  • 2baths
  • 1,932sqft

12720 15th Place, Lakewood

5370 Nolan Street, Arvada, CO, 80002 — assumable FHA mortgage at 5.41%
FHA
Active
38
$585,000$95,041 equity gap
Rate
5.41%
7.18%today
Payment
$2,929/mo
$3,529today
  • 5beds
  • 2baths
  • 2,120sqft

5370 Nolan Street, Arvada

12091 51st Avenue, Wheat Ridge, CO, 80033 — assumable VA mortgage at 5.625%
VA
Active
34
$550,000$40,080 equity gap
Rate
5.625%
7.18%today
Payment
$3,028/mo
$3,564today
  • 2beds
  • 3baths
  • 1,806sqft

12091 51st Avenue, Wheat Ridge

7722 8th Avenue, Lakewood, CO, 80214 — assumable FHA mortgage at 4.14%
FHA
Active
50
$925,000$541,815 equity gap
Rate
4.14%
7.18%today
Payment
$2,169/mo
$3,026today
  • 3beds
  • 2baths
  • 1,614sqft

7722 8th Avenue, Lakewood

Assuming a mortgage in Golden

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour. 1 of the 84 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.61%
Lowest existing payment
$540/mo
Median cash to assume
$196,644
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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