Assumable homes for sale in Heathrow, FL

200 homesFHA & VA loansrates from 2.20% vs 7.18% today

Heathrow assumption guide
2590 STATE ROAD 46, Sanford, FL, 32771 — assumable FHA mortgage at 2.78%
FHA
Active
19
$210,000$30,900 equity gap
Rate
2.78%
7.18%today
Payment
$829/mo
$1,370today
  • 3beds
  • 2baths
  • 1,405sqft

2590 STATE ROAD 46, Sanford

2040 TRIANGLE Drive, Longwood, FL, 32779 — assumable FHA mortgage at 3.09%
FHA
Active
21
$325,000$41,587 equity gap
Rate
3.09%
7.18%today
Payment
$1,348/mo
$2,142today
  • 3beds
  • 2baths
  • 1,283sqft

2040 TRIANGLE Drive, Longwood

7311 CANAL Drive, Sanford, FL, 32771 — assumable FHA mortgage at 3.10%
FHA
Active
30
$324,900$64,202 equity gap
Rate
3.10%
7.18%today
Payment
$1,239/mo
$1,966today
  • 3beds
  • 1baths
  • 1,125sqft

7311 CANAL Drive, Sanford

986 GRAND WILDMERE Cove, Longwood, FL, 32750 — assumable VA mortgage at 2.73%
VA
Active
40
$340,000$101,017 equity gap
Rate
2.73%
7.18%today
Payment
$1,116/mo
$1,856today
  • 3beds
  • 3baths
  • 1,743sqft

986 GRAND WILDMERE Cove, Longwood

2617 LAUREL Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 2.73%
FHA
Active
15
$220,000$54,715 equity gap
Rate
2.73%
7.18%today
Payment
$772/mo
$1,284today
  • 3beds
  • 2baths
  • 1,199sqft

2617 LAUREL Avenue, Sanford

3833 LOON Lane, Sanford, FL, 32773 — assumable FHA mortgage at 2.73%
FHA
Active
34
$425,000$112,414 equity gap
Rate
2.73%
7.18%today
Payment
$1,459/mo
$2,428today
  • 5beds
  • 3baths
  • 2,270sqft

3833 LOON Lane, Sanford

428 RUTH ST, Longwood, FL, 32779 — assumable FHA mortgage at 2.77%
FHA
Active
36
$399,900$104,354 equity gap
Rate
2.77%
7.18%today
Payment
$1,366/mo
$2,262today
  • 3beds
  • 2baths
  • 1,639sqft

428 RUTH ST, Longwood

128 ALDEAN Drive, Sanford, FL, 32771 — assumable FHA mortgage at 2.78%
FHA
Active
91
$434,900$122,633 equity gap
Rate
2.78%
7.18%today
Payment
$1,449/mo
$2,395today
  • 4beds
  • 2baths
  • 1,791sqft

128 ALDEAN Drive, Sanford

3531 PINE OAK Trail, Sanford, FL, 32773 — assumable FHA mortgage at 2.87%
FHA
Active
50
$245,000$60,112 equity gap
Rate
2.87%
7.18%today
Payment
$862/mo
$1,409today
  • 3beds
  • 3baths
  • 1,530sqft

3531 PINE OAK Trail, Sanford

417 6TH Street, Sanford, FL, 32771 — assumable FHA mortgage at 2.90%
FHA
Active
49
$329,000$81,228 equity gap
Rate
2.90%
7.18%today
Payment
$1,165/mo
$1,896today
  • 3beds
  • 2baths
  • 1,456sqft

417 6TH Street, Sanford

219 15TH Street, Apopka, FL, 32703 — assumable FHA mortgage at 2.94%
FHA
Active
19
$255,000$69,237 equity gap
Rate
2.94%
7.18%today
Payment
$879/mo
$1,423today
  • 3beds
  • 2baths
  • 1,186sqft

219 15TH Street, Apopka

619 HEATHERTON Village, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.98%
FHA
Active
34
$199,500$48,090 equity gap
Rate
2.98%
7.18%today
Payment
$718/mo
$1,157today
  • 2beds
  • 2baths
  • 1,144sqft

619 HEATHERTON Village, Altamonte Springs

871 LAKE JACKSON Circle, Apopka, FL, 32703 — assumable FHA mortgage at 3.04%
FHA
Active
19
$350,000$102,696 equity gap
Rate
3.04%
7.18%today
Payment
$1,186/mo
$1,896today
  • 4beds
  • 3baths
  • 1,786sqft

871 LAKE JACKSON Circle, Apopka

1880 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 3.06%
FHA
Active
36
$300,000$91,548 equity gap
Rate
3.06%
7.18%today
Payment
$993/mo
$1,583today
  • 3beds
  • 3baths
  • 1,669sqft

1880 PETERSON Place, Sanford

166 OVERBROOK Drive, Casselberry, FL, 32707 — assumable FHA mortgage at 3.09%
FHA
Active
$309,000$92,480 equity gap
Rate
3.09%
7.18%today
Payment
$1,030/mo
$1,636today
  • 2beds
  • 2baths
  • 968sqft

166 OVERBROOK Drive, Casselberry

3602 PALM Avenue, Apopka, FL, 32703 — assumable VA mortgage at 3.10%
VA
Active
33
$410,000$118,076 equity gap
Rate
3.10%
7.18%today
Payment
$1,387/mo
$2,201today
  • 3beds
  • 2baths
  • 1,712sqft

3602 PALM Avenue, Apopka

1570 GRAND RUE Drive, Casselberry, FL, 32707 — assumable FHA mortgage at 3.69%
FHA
Active
30
$335,000$64,454 equity gap
Rate
3.69%
7.18%today
Payment
$1,366/mo
$2,012today
  • 3beds
  • 3baths
  • 1,498sqft

1570 GRAND RUE Drive, Casselberry

2326 CARRABELLE Way, Sanford, FL, 32771 — assumable FHA mortgage at 3.85%
FHA
Active
32
$308,000$47,091 equity gap
Rate
3.85%
7.18%today
Payment
$1,337/mo
$1,932today
  • 3beds
  • 3baths
  • 1,575sqft

2326 CARRABELLE Way, Sanford

3552 STONEBRIAR Lane, Sanford, FL, 32771 — assumable VA mortgage at 3.92%
VA
Active
20
$499,900$87,130 equity gap
Rate
3.92%
7.18%today
Payment
$2,136/mo
$3,060today
  • 3beds
  • 2baths
  • 2,400sqft

3552 STONEBRIAR Lane, Sanford

119 CROWN COLONY Way, Sanford, FL, 32771 — assumable FHA mortgage at 3.95%
FHA
Active
31
$390,000$58,617 equity gap
Rate
3.95%
7.18%today
Payment
$1,790/mo
$2,556today
  • 3beds
  • 2baths
  • 1,617sqft

119 CROWN COLONY Way, Sanford

214 15TH Street, Apopka, FL, 32703 — assumable FHA mortgage at 2.65%
FHA
Active
34
$300,000$120,022 equity gap
Rate
2.65%
7.18%today
Payment
$831/mo
$1,397today
  • 3beds
  • 2baths
  • 1,560sqft

214 15TH Street, Apopka

2265 EMERALD SPRINGS Drive, Apopka, FL, 32712 — assumable VA mortgage at 2.71%
VA
Active
48
$460,000$144,797 equity gap
Rate
2.71%
7.18%today
Payment
$1,475/mo
$2,461today
  • 4beds
  • 3baths
  • 2,314sqft

2265 EMERALD SPRINGS Drive, Apopka

2405 PIEDMONT LAKES BLVD, Apopka, FL, 32703 — assumable FHA mortgage at 2.73%
FHA
Active
19
$400,000$155,948 equity gap
Rate
2.73%
7.18%today
Payment
$1,139/mo
$1,896today
  • 3beds
  • 2baths
  • 1,666sqft

2405 PIEDMONT LAKES BLVD, Apopka

135 OAK Street, Apopka, FL, 32703 — assumable VA mortgage at 2.73%
VA
Active
51
$439,900$146,230 equity gap
Rate
2.73%
7.18%today
Payment
$1,371/mo
$2,281today
  • 3beds
  • 3baths
  • 2,114sqft

135 OAK Street, Apopka

1664 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
28
$320,000$117,937 equity gap
Rate
2.81%
7.18%today
Payment
$949/mo
$1,563today
  • 3beds
  • 3baths
  • 1,653sqft

1664 PETERSON Place, Sanford

3980 LIGHTNING Court, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
50
$489,000$196,188 equity gap
Rate
2.81%
7.18%today
Payment
$1,389/mo
$2,287today
  • 3beds
  • 3baths
  • 2,237sqft

3980 LIGHTNING Court, Sanford

139 OLIVE TREE Circle, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.81%
FHA
Active
61
$288,000$100,709 equity gap
Rate
2.81%
7.18%today
Payment
$888/mo
$1,463today
  • 3beds
  • 3baths
  • 1,314sqft

139 OLIVE TREE Circle, Altamonte Springs

2223 WEKIVA VILLAGE Lane, Apopka, FL, 32703 — assumable VA mortgage at 2.81%
VA
Active
34
$369,000$147,050 equity gap
Rate
2.81%
7.18%today
Payment
$1,053/mo
$1,733today
  • 3beds
  • 3baths
  • 2,293sqft

2223 WEKIVA VILLAGE Lane, Apopka

105 CEDAR OAK Trail, Longwood, FL, 32750 — assumable VA mortgage at 2.87%
VA
Active
88
$575,000$224,207 equity gap
Rate
2.87%
7.18%today
Payment
$1,640/mo
$2,679today
  • 4beds
  • 3baths
  • 2,212sqft

105 CEDAR OAK Trail, Longwood

645 PAVIA Loop, Lake Mary, FL, 32746 — assumable FHA mortgage at 2.87%
FHA
Active
49
$428,000$166,811 equity gap
Rate
2.87%
7.18%today
Payment
$1,250/mo
$2,042today
  • 4beds
  • 4baths
  • 2,168sqft

645 PAVIA Loop, Lake Mary

4022 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable VA mortgage at 2.89%
VA
Active
35
$387,999$144,584 equity gap
Rate
2.89%
7.18%today
Payment
$1,167/mo
$1,902today
  • 4beds
  • 2baths
  • 1,846sqft

4022 SILVERSTREAM Terrace, Sanford

3960 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable FHA mortgage at 2.96%
FHA
Active
22
$399,000$159,761 equity gap
Rate
2.96%
7.18%today
Payment
$1,161/mo
$1,876today
  • 3beds
  • 2baths
  • 1,697sqft

3960 SILVERSTREAM Terrace, Sanford

2521 STOCKTON Drive, Sanford, FL, 32771 — assumable FHA mortgage at 2.99%
FHA
Active
35
$289,900$113,566 equity gap
Rate
2.99%
7.18%today
Payment
$837/mo
$1,347today
  • 3beds
  • 3baths
  • 1,687sqft

2521 STOCKTON Drive, Sanford

1403 KENNETH Avenue, Casselberry, FL, 32707 — assumable FHA mortgage at 3.06%
FHA
Active
32
$365,000$127,149 equity gap
Rate
3.06%
7.18%today
Payment
$1,143/mo
$1,823today
  • 3beds
  • 2baths
  • 1,276sqft

1403 KENNETH Avenue, Casselberry

513 OAKCREST Street, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.20%
FHA
Active
32
$490,000$300,501 equity gap
Rate
2.20%
7.18%today
Payment
$1,000/mo
$1,657today
  • 4beds
  • 3baths
  • 2,400sqft

513 OAKCREST Street, Altamonte Springs

31 CANTERBURY BELL Drive, Oviedo, FL, 32765 — assumable VA mortgage at 2.20%
VA
Active
35
$349,000$144,116 equity gap
Rate
2.20%
7.18%today
Payment
$902/mo
$1,609today
  • 3beds
  • 3baths
  • 1,656sqft

31 CANTERBURY BELL Drive, Oviedo

Assuming a mortgage in Heathrow

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$300/mo
Median cash to assume
$107,181
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.