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Assumable homes for sale in Hernando, FL

95 homesFHA & VA loansrates from 2.15% vs 7.18% today

Hernando assumption guide
3207 Wentworth Loop, Lecanto, FL, 34461 — assumable FHA mortgage at 2.15%
FHA
Active
71
$1,295,000$164,835 equity gap
Rate
2.15%
7.18%today
Payment
$2,650/mo
$7,005today
  • 3beds
  • 5baths
  • 4,028sqft

3207 Wentworth Loop, Lecanto

4353 PINE RIDGE Boulevard, Beverly Hills, FL, 34465 — assumable FHA mortgage at 2.88%
FHA
Active
25
$334,900$38,161 equity gap
Rate
2.88%
7.18%today
Payment
$1,386/mo
$2,261today
  • 3beds
  • 2baths
  • 1,660sqft

4353 PINE RIDGE Boulevard, Beverly Hills

104 Atlantic Street, Hernando, FL, 34442 — assumable VA mortgage at 3.05%
VA
Active
65
$649,900$116,731 equity gap
Rate
3.05%
7.18%today
Payment
$2,531/mo
$4,041today
  • 3beds
  • 3baths
  • 2,562sqft

104 Atlantic Street, Hernando

2700 TRACY Court, Dunnellon, FL, 34433 — assumable VA mortgage at 3.45%
VA
Active
46
$289,000$30,391 equity gap
Rate
3.45%
7.18%today
Payment
$1,272/mo
$1,931today
  • 3beds
  • 2baths
  • 1,785sqft

2700 TRACY Court, Dunnellon

8275 Creek Way, Citrus Springs, FL, 34434 — assumable VA mortgage at 2.90%
VA
Active
95
$259,900$66,048 equity gap
Rate
2.90%
7.18%today
Payment
$915/mo
$1,490today
  • 4beds
  • 2baths
  • 1,635sqft

8275 Creek Way, Citrus Springs

4511 Bahia Lane, Hernando, FL, 34442 — assumable VA mortgage at 3.12%
VA
Active
48
$164,900$36,452 equity gap
Rate
3.12%
7.18%today
Payment
$613/mo
$970today
  • 2beds
  • 1baths
  • 686sqft

4511 Bahia Lane, Hernando

306 Monroe Street, Beverly Hills, FL, 34465 — assumable FHA mortgage at 2.79%
FHA
Active
44
$219,000$83,290 equity gap
Rate
2.79%
7.18%today
Payment
$639/mo
$1,055today
  • 3beds
  • 2baths
  • 2,150sqft

306 Monroe Street, Beverly Hills

815 Bennington Terrace, Inverness, FL, 34453 — assumable FHA mortgage at 2.87%
FHA
Active
60
$468,000$150,218 equity gap
Rate
2.87%
7.18%today
Payment
$1,486/mo
$2,427today
  • 3beds
  • 2baths
  • 2,371sqft

815 Bennington Terrace, Inverness

7112 CROTON Point, Hernando, FL, 34442 — assumable VA mortgage at 2.90%
VA
Active
32
$215,000$76,642 equity gap
Rate
2.90%
7.18%today
Payment
$653/mo
$1,063today
  • 3beds
  • 2baths
  • 1,897sqft

7112 CROTON Point, Hernando

4457 AVOCET Court, Inverness, FL, 34453 — assumable VA mortgage at 3.00%
VA
Active
49
$416,900$161,114 equity gap
Rate
3.00%
7.18%today
Payment
$1,218/mo
$1,958today
  • 3beds
  • 2baths
  • 1,791sqft

4457 AVOCET Court, Inverness

51 DAVIS Street, Beverly Hills, FL, 34465 — assumable FHA mortgage at 3.14%
FHA
Active
27
$169,900$63,552 equity gap
Rate
3.14%
7.18%today
Payment
$509/mo
$803today
  • 2beds
  • 2baths
  • 1,048sqft

51 DAVIS Street, Beverly Hills

1619 LAMPLIGHTER Street, Dunnellon, FL, 34434 — assumable FHA mortgage at 3.76%
FHA
Active
23
$246,900$51,372 equity gap
Rate
3.76%
7.18%today
Payment
$993/mo
$1,450today
  • 3beds
  • 2baths
  • 1,417sqft

1619 LAMPLIGHTER Street, Dunnellon

1824 ZOE Court, Lecanto, FL, 34461 — assumable FHA mortgage at 2.18%
FHA
Active
56
$239,900Potential short sale
Rate
2.18%
7.18%today
Payment
$1,284/mo
$2,297today
  • 3beds
  • 2baths
  • 1,678sqft

1824 ZOE Court, Lecanto

9200 WINDWOOD Loop, Inverness, FL, 34450 — assumable FHA mortgage at 2.70%
FHA
Active
43
$285,000$163,985 equity gap
Rate
2.70%
7.18%today
Payment
$564/mo
$943today
  • 3beds
  • 2baths
  • 1,570sqft

9200 WINDWOOD Loop, Inverness

1884 RAVENWOOD Point, Hernando, FL, 34442 — assumable VA mortgage at 2.87%
VA
Active
63
$679,900$403,420 equity gap
Rate
2.87%
7.18%today
Payment
$1,323/mo
$2,162today
  • 3beds
  • 4baths
  • 2,925sqft

1884 RAVENWOOD Point, Hernando

9210 FONTANA Way, Citrus Springs, FL, 34434 — assumable FHA mortgage at 2.88%
FHA
Active
79
$249,900$112,221 equity gap
Rate
2.88%
7.18%today
Payment
$643/mo
$1,049today
  • 3beds
  • 2baths
  • 1,802sqft

9210 FONTANA Way, Citrus Springs

83 HARRISON Street, Beverly Hills, FL, 34465 — assumable FHA mortgage at 2.90%
FHA
Active
37
$229,900$130,124 equity gap
Rate
2.90%
7.18%today
Payment
$466/mo
$758today
  • 2beds
  • 2baths
  • 1,446sqft

83 HARRISON Street, Beverly Hills

1671 AMBERJACK Drive, Hernando, FL, 34442 — assumable FHA mortgage at 2.96%
FHA
Active
91
$550,000$322,709 equity gap
Rate
2.96%
7.18%today
Payment
$1,078/mo
$1,741today
  • 3beds
  • 3baths
  • 2,433sqft

1671 AMBERJACK Drive, Hernando

83 HARRISON Street, Beverly Hills, FL, 34465 — assumable FHA mortgage at 2.99%
FHA
Active
37
$229,900$129,965 equity gap
Rate
2.99%
7.18%today
Payment
$471/mo
$758today
  • 2beds
  • 2baths
  • 1,446sqft

83 HARRISON Street, Beverly Hills

5463 Allamandra Drive, Beverly Hills, FL, 34465 — assumable FHA mortgage at 3.10%
FHA
Active
54
$620,000$385,267 equity gap
Rate
3.10%
7.18%today
Payment
$1,162/mo
$1,843today
  • 4beds
  • 3baths
  • 2,854sqft

5463 Allamandra Drive, Beverly Hills

774 Colbert Court, Beverly Hills, FL, 34465 — assumable VA mortgage at 5.10%
VA
Active
45
$244,000$9,354 equity gap
Rate
5.10%
7.18%today
Payment
$1,366/mo
$1,704today
  • 3beds
  • 2baths
  • 1,416sqft

774 Colbert Court, Beverly Hills

3849 Tamarisk Avenue, Beverly Hills, FL, 34465 — assumable VA mortgage at 3.33%
VA
Active
38
$219,900$117,923 equity gap
Rate
3.33%
7.18%today
Payment
$518/mo
$799today
  • 2beds
  • 2baths
  • 1,163sqft

3849 Tamarisk Avenue, Beverly Hills

1619 LAMPLIGHTER Street, Dunnellon, FL, 34434 — assumable FHA mortgage at 4.16%
FHA
Active
29
$246,900$50,254 equity gap
Rate
4.16%
7.18%today
Payment
$1,042/mo
$1,450today
  • 3beds
  • 2baths
  • 1,417sqft

1619 LAMPLIGHTER Street, Dunnellon

8963 Joann Drive, Citrus Springs, FL, 34434 — assumable FHA mortgage at 3.45%
FHA
Active
16
$249,000$207,348 equity gap
Rate
3.45%
7.18%today
Payment
$204/mo
$309today
  • 3beds
  • 2baths
  • 1,402sqft

8963 Joann Drive, Citrus Springs

8667 Upland Drive, Citrus Springs, FL, 34434 — assumable FHA mortgage at 3.49%
FHA
Active
40
$359,900$200,926 equity gap
Rate
3.49%
7.18%today
Payment
$825/mo
$1,246today
  • 3beds
  • 2baths
  • 1,674sqft

8667 Upland Drive, Citrus Springs

2394 Brentwood Circle, Lecanto, FL, 34461 — assumable VA mortgage at 3.60%
VA
Active
35
$230,000Potential short sale
Rate
3.60%
7.18%today
Payment
$1,212/mo
$1,805today
  • 3beds
  • 2baths
  • 1,660sqft

2394 Brentwood Circle, Lecanto

1206 BUCKNELL Avenue, Inverness, FL, 34450 — assumable FHA mortgage at 3.73%
FHA
Active
38
$249,000$119,444 equity gap
Rate
3.73%
7.18%today
Payment
$694/mo
$1,017today
  • 3beds
  • 2baths
  • 1,358sqft

1206 BUCKNELL Avenue, Inverness

8044 Creek Way, Dunnellon, FL, 34434 — assumable FHA mortgage at 3.82%
FHA
Active
39
$229,000$122,089 equity gap
Rate
3.82%
7.18%today
Payment
$585/mo
$849today
  • 3beds
  • 2baths
  • 1,265sqft

8044 Creek Way, Dunnellon

312 DUGAN Avenue, Inverness, FL, 34453 — assumable VA mortgage at 3.88%
VA
Active
44
$259,000$150,656 equity gap
Rate
3.88%
7.18%today
Payment
$672/mo
$968today
  • 3beds
  • 2baths
  • 1,411sqft

312 DUGAN Avenue, Inverness

5518 ELKCAM, Beverly Hills, FL, 34465 — assumable VA mortgage at 3.90%
VA
Active
26
$359,900$236,688 equity gap
Rate
3.90%
7.18%today
Payment
$717/mo
$1,030today
  • 3beds
  • 2baths
  • 2,116sqft

5518 ELKCAM, Beverly Hills

314 Lincoln Avenue, Beverly Hills, FL, 34465 — assumable VA mortgage at 3.91%
VA
Active
36
$225,000$171,484 equity gap
Rate
3.91%
7.18%today
Payment
$380/mo
$545today
  • 2beds
  • 2baths
  • 1,692sqft

314 Lincoln Avenue, Beverly Hills

2667 Pine Ridge Boulevard, Beverly Hills, FL, 34465 — assumable VA mortgage at 3.97%
VA
Active
46
$355,000$229,838 equity gap
Rate
3.97%
7.18%today
Payment
$739/mo
$1,052today
  • 3beds
  • 2baths
  • 2,176sqft

2667 Pine Ridge Boulevard, Beverly Hills

314 Fillmore Street, Beverly Hills, FL, 34465 — assumable FHA mortgage at 4.98%
FHA
Active
57
$329,900$78,352 equity gap
Rate
4.98%
7.18%today
Payment
$1,446/mo
$1,829today
  • 3beds
  • 2baths
  • 1,978sqft

314 Fillmore Street, Beverly Hills

9342 Peachtree Way, Citrus Springs, FL, 34434 — assumable FHA mortgage at 6.10%
FHA
Active
48
$385,000$10,388 equity gap
Rate
6.10%
7.18%today
Payment
$2,284/mo
$2,553today
  • 2beds
  • 2baths
  • 1,142sqft

9342 Peachtree Way, Citrus Springs

5415 153RD PLACE Road, Ocala, FL, 34473 — assumable VA mortgage at 6.12%
VA
Active
20
$308,900$12,321 equity gap
Rate
6.12%
7.18%today
Payment
$1,887/mo
$2,105today
  • 4beds
  • 2baths
  • 1,623sqft

5415 153RD PLACE Road, Ocala

560 FALCONRY Court, Hernando, FL, 34442 — assumable VA mortgage at 6.65%
VA
Active
42
$360,000Potential short sale
Rate
6.65%
7.18%today
Payment
$2,411/mo
$2,544today
  • 3beds
  • 3baths
  • 2,008sqft

560 FALCONRY Court, Hernando

Assuming a mortgage in Hernando

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.15%
Lowest existing payment
$313/mo
Median cash to assume
$79,016
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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