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Assumable homes for sale in Hopkinsville, KY

21 homesVA & FHA loansrates from 3.15% vs 7.18% today

Hopkinsville assumption guide
119 Carriage Way, Hopkinsville, KY, 42240 — assumable FHA mortgage at 3.15%
FHA
Active
38
$285,000$146,359 equity gap
Rate
3.15%
7.18%today
Payment
$690/mo
$1,088today
  • 4beds
  • 3baths
  • 1,850sqft

119 Carriage Way, Hopkinsville

614 Ashbury Cir, Hopkinsville, KY, 42240 — assumable FHA mortgage at 3.17%
FHA
Active
42
$294,900$129,991 equity gap
Rate
3.17%
7.18%today
Payment
$804/mo
$1,264today
  • 3beds
  • 2baths
  • 1,948sqft

614 Ashbury Cir, Hopkinsville

110 Seabiscuit Ct, Hopkinsville, KY, 42240 — assumable FHA mortgage at 4.99%
FHA
Active
33
$249,900$47,761 equity gap
Rate
4.99%
7.18%today
Payment
$1,158/mo
$1,463today
  • 2beds
  • 2baths
  • 1,454sqft

110 Seabiscuit Ct, Hopkinsville

603 Las Vegas Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 5.23%
VA
Active
19
$199,900$27,839 equity gap
Rate
5.23%
7.18%today
Payment
$1,015/mo
$1,247today
  • 3beds
  • 2baths
  • 1,427sqft

603 Las Vegas Dr, Hopkinsville

231 Sheridan Cir, Hopkinsville, KY, 42240 — assumable FHA mortgage at 4.03%
FHA
Active
41
$269,900$166,794 equity gap
Rate
4.03%
7.18%today
Payment
$623/mo
$881today
  • 3beds
  • 3baths
  • 1,792sqft

231 Sheridan Cir, Hopkinsville

2634 Cox Mill Rd, Hopkinsville, KY, 42240 — assumable VA mortgage at 4.16%
VA
Active
42
$279,999$143,975 equity gap
Rate
4.16%
7.18%today
Payment
$722/mo
$1,005today
  • 3beds
  • 3baths
  • 1,843sqft

2634 Cox Mill Rd, Hopkinsville

118 S Campbell St, Hopkinsville, KY, 42240 — assumable FHA mortgage at 4.22%
FHA
Active
30
$149,900$91,606 equity gap
Rate
4.22%
7.18%today
Payment
$344/mo
$476today
  • 3beds
  • 2baths
  • 1,367sqft

118 S Campbell St, Hopkinsville

303 Jessie Ave, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.33%
VA
Active
34
$235,000$20,588 equity gap
Rate
6.33%
7.18%today
Payment
$1,397/mo
$1,525today
  • 3beds
  • 2baths
  • 1,482sqft

303 Jessie Ave, Hopkinsville

523 W 17th St, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.67%
VA
Active
26
$215,000$13,399 equity gap
Rate
6.67%
7.18%today
Payment
$1,298/mo
$1,367today
  • 3beds
  • 2baths
  • 1,852sqft

523 W 17th St, Hopkinsville

205 Sheridan Cir, Hopkinsville, KY, 42240 — assumable VA mortgage at 7.09%
VA
Active
21
$239,000$19,754 equity gap
Rate
7.09%
7.18%today
Payment
$1,522/mo
$1,536today
  • 3beds
  • 2baths
  • 1,292sqft

205 Sheridan Cir, Hopkinsville

3662 Steeplechase Ln, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.00%
VA
Active
44
$429,900$52,600 equity gap
Rate
6.00%
7.18%today
Payment
$3,460/mo
$3,727today
  • 4beds
  • 2baths
  • 2,249sqft

3662 Steeplechase Ln, Hopkinsville

426 Colonial Ter, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.09%
VA
Active
31
$215,000$28,270 equity gap
Rate
6.09%
7.18%today
Payment
$1,159/mo
$1,297today
  • 3beds
  • 2baths
  • 1,012sqft

426 Colonial Ter, Hopkinsville

937 Hurst Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.60%
VA
Active
49
$320,000$42,926 equity gap
Rate
6.60%
7.18%today
Payment
$1,826/mo
$1,937today
  • 3beds
  • 2baths
  • 2,137sqft

937 Hurst Dr, Hopkinsville

805 E 1st St, Hopkinsville, KY, 42240 — assumable FHA mortgage at 7.80%
FHA
Active
13
$152,000$15,682 equity gap
Rate
7.80%
7.18%today
Payment
$1,080/mo
$1,023today
  • 3beds
  • 2baths
  • 1,000sqft

805 E 1st St, Hopkinsville

2611 Cayce Meade Dr, Hopkinsville, KY, 42240 — assumable FHA mortgage at 5.30%
FHA
Active
38
$273,000$86,518 equity gap
Rate
5.30%
7.18%today
Payment
$1,102/mo
$1,345today
  • 3beds
  • 2baths
  • 1,918sqft

2611 Cayce Meade Dr, Hopkinsville

1807 McHenry Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.77%
VA
Active
7
$117,999$25,302 equity gap
Rate
6.77%
7.18%today
Payment
$617/mo
$643today
  • 2beds
  • 1baths
  • 748sqft

1807 McHenry Dr, Hopkinsville

207 Marietta Dr, Hopkinsville, KY, 42240 — assumable FHA mortgage at 5.38%
FHA
Active
25
$218,500$176,259 equity gap
Rate
5.38%
7.18%today
Payment
$364/mo
$440today
  • 3beds
  • 2baths
  • 1,657sqft

207 Marietta Dr, Hopkinsville

2921 Pawnee Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 5.52%
VA
Active
28
$99,900Potential short sale
Rate
5.52%
7.18%today
Payment
$611/mo
$728today
  • 2beds
  • 2baths
  • 1,000sqft

2921 Pawnee Dr, Hopkinsville

3303 Greenwood Dr, Hopkinsville, KY, 42240 — assumable FHA mortgage at 6.03%
FHA
Active
3
$224,900$165,789 equity gap
Rate
6.03%
7.18%today
Payment
$583/mo
$657today
  • 4beds
  • 2baths
  • 1,494sqft

3303 Greenwood Dr, Hopkinsville

20 Robin Rd, Hopkinsville, KY, 42240 — assumable FHA mortgage at 6.05%
FHA
Active
24
$224,900$174,436 equity gap
Rate
6.05%
7.18%today
Payment
$499/mo
$560today
  • 3beds
  • 2baths
  • 1,055sqft

20 Robin Rd, Hopkinsville

612 Deepwood Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 7.57%
VA
Active
53
$415,000$220,712 equity gap
Rate
7.57%
7.18%today
Payment
$1,408/mo
$1,355today
  • 3beds
  • 3baths
  • 3,068sqft

612 Deepwood Dr, Hopkinsville

Assuming a mortgage in Hopkinsville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
3.15%
Lowest existing payment
$344/mo
Median cash to assume
$69,559
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Beaston Group

Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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