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Assumable homes for sale in Lafayette, CO

103 homesFHA & VA loansrates from 2.70% vs 7.18% today

Lafayette assumption guide
5328 Spalding Place, Frederick, CO, 80504 — assumable FHA mortgage at 2.84%
FHATop pick
Active
38
$360,000$33,602 equity gap
Rate
2.84%
7.18%today
Payment
$1,521/mo
$2,494today
  • 3beds
  • 3baths
  • 1,577sqft

5328 Spalding Place, Frederick

5141 116th Avenue, Thornton, CO, 80233 — assumable FHA mortgage at 2.88%
FHATop pick
Active
36
$561,000$42,748 equity gap
Rate
2.88%
7.18%today
Payment
$2,404/mo
$3,922today
  • 5beds
  • 4baths
  • 2,420sqft

5141 116th Avenue, Thornton

12711 Colorado Boulevard #914, Thornton, CO, 80241 — assumable FHA mortgage at 2.90%
FHATop pick
Active
29
$318,000$33,293 equity gap
Rate
2.90%
7.18%today
Payment
$1,332/mo
$2,168today
  • 2beds
  • 2baths
  • 1,292sqft

12711 Colorado Boulevard #914, Thornton

2891 119th Avenue #202, Westminster, CO, 80234 — assumable FHA mortgage at 2.80%
FHA
Active
26
$379,900$53,747 equity gap
Rate
2.80%
7.18%today
Payment
$1,513/mo
$2,494today
  • 2beds
  • 2baths
  • 1,317sqft

2891 119th Avenue #202, Westminster

2392 127th Drive, Thornton, CO, 80241 — assumable VA mortgage at 2.97%
VA
Active
25
$490,000$93,650 equity gap
Rate
2.97%
7.18%today
Payment
$1,890/mo
$3,049today
  • 3beds
  • 3baths
  • 1,406sqft

2392 127th Drive, Thornton

17638 Olive Street, Broomfield, CO, 80023 — assumable FHA mortgage at 2.70%
FHA
Active
33
$465,000$121,807 equity gap
Rate
2.70%
7.18%today
Payment
$1,624/mo
$2,680today
  • 2beds
  • 3baths
  • 1,467sqft

17638 Olive Street, Broomfield

846 132nd Drive, Thornton, CO, 80241 — assumable FHA mortgage at 2.71%
FHA
Active
36
$562,500$144,744 equity gap
Rate
2.71%
7.18%today
Payment
$1,955/mo
$3,262today
  • 5beds
  • 3baths
  • 2,412sqft

846 132nd Drive, Thornton

12536 Albion Street, Thornton, CO, 80241 — assumable FHA mortgage at 2.78%
FHA
Active
46
$599,900$138,780 equity gap
Rate
2.78%
7.18%today
Payment
$2,139/mo
$3,536today
  • 3beds
  • 3baths
  • 2,412sqft

12536 Albion Street, Thornton

4520 128th Place, Thornton, CO, 80241 — assumable FHA mortgage at 2.87%
FHA
Active
29
$520,000$109,817 equity gap
Rate
2.87%
7.18%today
Payment
$1,918/mo
$3,133today
  • 3beds
  • 3baths
  • 2,100sqft

4520 128th Place, Thornton

17603 Drake Street, Broomfield, CO, 80023 — assumable VA mortgage at 2.88%
VA
Active
50
$750,000$155,166 equity gap
Rate
2.88%
7.18%today
Payment
$2,765/mo
$4,512today
  • 4beds
  • 3baths
  • 2,477sqft

17603 Drake Street, Broomfield

12704 Forest Street, Thornton, CO, 80241 — assumable FHA mortgage at 2.89%
FHA
Active
28
$399,999$123,376 equity gap
Rate
2.89%
7.18%today
Payment
$1,327/mo
$2,162today
  • 3beds
  • 2baths
  • 1,599sqft

12704 Forest Street, Thornton

5433 Bauer Drive, Frederick, CO, 80504 — assumable FHA mortgage at 2.96%
FHA
Active
38
$499,000$113,876 equity gap
Rate
2.96%
7.18%today
Payment
$1,831/mo
$2,957today
  • 3beds
  • 3baths
  • 1,903sqft

5433 Bauer Drive, Frederick

7735 Primrose Green #164, Frederick, CO, 80530 — assumable FHA mortgage at 2.88%
FHA
Active
37
$304,999$109,278 equity gap
Rate
2.88%
7.18%today
Payment
$938/mo
$1,530today
  • 3beds
  • 2baths
  • 2,016sqft

7735 Primrose Green #164, Frederick

1935 Piper Street, Superior, CO, 80027 — assumable FHA mortgage at 2.96%
FHA
Active
26
$410,000$138,046 equity gap
Rate
2.96%
7.18%today
Payment
$1,290/mo
$2,083today
  • 2beds
  • 2baths
  • 1,224sqft

1935 Piper Street, Superior

15753 Elizabeth Circle, Thornton, CO, 80602 — assumable VA mortgage at 3.00%
VA
Active
31
$735,000$266,642 equity gap
Rate
3.00%
7.18%today
Payment
$2,622/mo
$3,971today
  • 3beds
  • 4baths
  • 4,594sqft

15753 Elizabeth Circle, Thornton

16586 Shoshone Place, Broomfield, CO, 80023 — assumable FHA mortgage at 4.25%
FHA
Active
31
$595,000$34,787 equity gap
Rate
4.25%
7.18%today
Payment
$2,850/mo
$3,924today
  • 4beds
  • 4baths
  • 2,346sqft

16586 Shoshone Place, Broomfield

14055 Harrison Street, Thornton, CO, 80602 — assumable FHA mortgage at 3.70%
FHA
Active
27
$420,000$98,064 equity gap
Rate
3.70%
7.18%today
Payment
$1,718/mo
$2,529today
  • 2beds
  • 3baths
  • 1,487sqft

14055 Harrison Street, Thornton

4425 128th Place, Thornton, CO, 80241 — assumable VA mortgage at 3.76%
VA
Active
36
$565,000$136,671 equity gap
Rate
3.76%
7.18%today
Payment
$2,170/mo
$3,170today
  • 3beds
  • 3baths
  • 2,101sqft

4425 128th Place, Thornton

1529 Harvest Drive, Lafayette, CO, 80026 — assumable VA mortgage at 2.70%
VA
Active
44
$750,000$419,710 equity gap
Rate
2.70%
7.18%today
Payment
$1,835/mo
$2,873today
  • 4beds
  • 4baths
  • 2,202sqft

1529 Harvest Drive, Lafayette

11512 Birch Street, Thornton, CO, 80233 — assumable FHA mortgage at 2.73%
FHA
Active
14
$550,000$324,972 equity gap
Rate
2.73%
7.18%today
Payment
$1,051/mo
$1,748today
  • 4beds
  • 3baths
  • 1,840sqft

11512 Birch Street, Thornton

13221 Columbine Circle, Thornton, CO, 80241 — assumable VA mortgage at 2.77%
VA
Active
34
$565,000$437,799 equity gap
Rate
2.77%
7.18%today
Payment
$595/mo
$985today
  • 4beds
  • 4baths
  • 2,291sqft

13221 Columbine Circle, Thornton

1529 Harvest Drive, Lafayette, CO, 80026 — assumable VA mortgage at 2.78%
VA
Active
38
$750,000$419,102 equity gap
Rate
2.78%
7.18%today
Payment
$1,851/mo
$2,873today
  • 4beds
  • 4baths
  • 2,202sqft

1529 Harvest Drive, Lafayette

977 Thorncreek Court, Thornton, CO, 80241 — assumable VA mortgage at 2.89%
VA
Active
50
$849,000$429,961 equity gap
Rate
2.89%
7.18%today
Payment
$2,009/mo
$3,275today
  • 4beds
  • 3baths
  • 3,687sqft

977 Thorncreek Court, Thornton

12039 Forest Street, Thornton, CO, 80241 — assumable FHA mortgage at 2.97%
FHA
Active
35
$449,000$209,262 equity gap
Rate
2.97%
7.18%today
Payment
$1,291/mo
$1,986today
  • 3beds
  • 3baths
  • 1,508sqft

12039 Forest Street, Thornton

13032 Grant Circle #B, Thornton, CO, 80241 — assumable VA mortgage at 3.16%
VA
Active
37
$389,000$241,464 equity gap
Rate
3.16%
7.18%today
Payment
$733/mo
$1,154today
  • 2beds
  • 3baths
  • 1,328sqft

13032 Grant Circle #B, Thornton

11982 Bellaire Street #B, Thornton, CO, 80233 — assumable FHA mortgage at 3.56%
FHA
Active
21
$269,900$83,815 equity gap
Rate
3.56%
7.18%today
Payment
$986/mo
$1,477today
  • 2beds
  • 2baths
  • 951sqft

11982 Bellaire Street #B, Thornton

13604 Garfield Street #C, Thornton, CO, 80602 — assumable VA mortgage at 3.60%
VA
Active
29
$439,900$138,016 equity gap
Rate
3.60%
7.18%today
Payment
$1,610/mo
$2,399today
  • 3beds
  • 3baths
  • 1,532sqft

13604 Garfield Street #C, Thornton

2539 148th Place, Thornton, CO, 80602 — assumable VA mortgage at 3.31%
VA
Active
37
$549,999$379,882 equity gap
Rate
3.31%
7.18%today
Payment
$1,125/mo
$1,738today
  • 3beds
  • 3baths
  • 1,686sqft

2539 148th Place, Thornton

1926 165th Way, Broomfield, CO, 80023 — assumable FHA mortgage at 4.62%
FHA
Active
36
$585,000$88,717 equity gap
Rate
4.62%
7.18%today
Payment
$2,700/mo
$3,560today
  • 4beds
  • 4baths
  • 2,225sqft

1926 165th Way, Broomfield

2763 161st Place, Thornton, CO, 80602 — assumable FHA mortgage at 4.82%
FHA
Active
35
$675,000$58,693 equity gap
Rate
4.82%
7.18%today
Payment
$3,463/mo
$4,461today
  • 4beds
  • 4baths
  • 2,640sqft

2763 161st Place, Thornton

2763 161st Place, Thornton, CO, 80602 — assumable FHA mortgage at 4.82%
FHA
Active
36
$675,000$58,693 equity gap
Rate
4.82%
7.18%today
Payment
$3,463/mo
$4,461today
  • 4beds
  • 4baths
  • 2,640sqft

2763 161st Place, Thornton

11655 Logan Street, Northglenn, CO, 80233 — assumable FHA mortgage at 5.12%
FHA
Active
39
$375,000Potential short sale
Rate
5.12%
7.18%today
Payment
$2,207/mo
$2,748today
  • 3beds
  • 4baths
  • 1,995sqft

11655 Logan Street, Northglenn

6105 Needlegrass Green, Frederick, CO, 80530 — assumable VA mortgage at 4.17%
VA
Active
49
$272,500$56,185 equity gap
Rate
4.17%
7.18%today
Payment
$1,145/mo
$1,592today
  • 3beds
  • 2baths
  • 1,530sqft

6105 Needlegrass Green, Frederick

4926 124th Way, Thornton, CO, 80241 — assumable FHA mortgage at 3.41%
FHA
Active
19
$348,000$263,481 equity gap
Rate
3.41%
7.18%today
Payment
$555/mo
$846today
  • 2beds
  • 2baths
  • 990sqft

4926 124th Way, Thornton

380-390 County Road, Louisville, CO, 80027 — assumable FHA mortgage at 3.45%
FHA
Active
43
$1,099,000$718,401 equity gap
Rate
3.45%
7.18%today
Payment
$1,963/mo
$2,979today
  • 8beds
  • 6baths
  • 3,564sqft

380-390 County Road, Louisville

13732 Legend Way #102, Broomfield, CO, 80023 — assumable FHA mortgage at 4.75%
FHA
Active
39
$550,000$98,999 equity gap
Rate
4.75%
7.18%today
Payment
$2,365/mo
$3,071today
  • 3beds
  • 2baths
  • 1,748sqft

13732 Legend Way #102, Broomfield

Assuming a mortgage in Lafayette

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$555/mo
Median cash to assume
$98,532
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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