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Assumable homes for sale in Lake Forest, CA

10 homesFHA & VA loansrates from 2.76% vs 7.18% today

Lake Forest assumption guide
174 Denali, Lake Forest, CA, 92630 — assumable VA mortgage at 2.76%
VA
Active
48
$1,428,888$539,488 equity gap
Rate
2.76%
7.18%today
Payment
$4,098/mo
$6,791today
  • 4beds
  • 4baths
  • 2,401sqft

174 Denali, Lake Forest

21946 Lakeland, Lake Forest, CA, 92630 — assumable FHA mortgage at 2.91%
FHA
Active
45
$690,000$247,212 equity gap
Rate
2.91%
7.18%today
Payment
$2,128/mo
$3,459today
  • 3beds
  • 2baths
  • 1,392sqft

21946 Lakeland, Lake Forest

21128 Gladiolos, Lake Forest, CA, 92630 — assumable FHA mortgage at 3.09%
FHA
Active
18
$475,000$180,128 equity gap
Rate
3.09%
7.18%today
Payment
$1,406/mo
$2,233today
  • 1beds
  • 1baths
  • 789sqft

21128 Gladiolos, Lake Forest

26511 Summer Creek Creek, Lake Forest, CA, 92630 — assumable VA mortgage at 2.78%
VA
Active
65
$1,499,900$645,238 equity gap
Rate
2.78%
7.18%today
Payment
$3,947/mo
$6,524today
  • 4beds
  • 3baths
  • 2,449sqft

26511 Summer Creek Creek, Lake Forest

21121 Calle De Paseo, Lake Forest, CA, 92630 — assumable FHA mortgage at 2.81%
FHA
Active
41
$799,900$326,248 equity gap
Rate
2.81%
7.18%today
Payment
$2,252/mo
$3,708today
  • 2beds
  • 3baths
  • 1,358sqft

21121 Calle De Paseo, Lake Forest

25933 Via Pera #A3, Mission Viejo, CA, 92691 — assumable FHA mortgage at 3.15%
FHA
Active
27
$599,999$256,575 equity gap
Rate
3.15%
7.18%today
Payment
$1,709/mo
$2,694today
  • 2beds
  • 2baths
  • 1,024sqft

25933 Via Pera #A3, Mission Viejo

22625 Wood Shadow, Lake Forest, CA, 92630 — assumable VA mortgage at 6.32%
VA
Active
43
$1,379,000$106,239 equity gap
Rate
6.32%
7.18%today
Payment
$8,237/mo
$8,996today
  • 5beds
  • 3baths
  • 2,963sqft

22625 Wood Shadow, Lake Forest

25173 Oak Canyon #4, Lake Forest, CA, 92630 — assumable FHA mortgage at 6.89%
FHA
Active
26
$785,000$133,488 equity gap
Rate
6.89%
7.18%today
Payment
$4,351/mo
$4,480today
  • 2beds
  • 2baths
  • 1,178sqft

25173 Oak Canyon #4, Lake Forest

21466 Cypresswood, Lake Forest, CA, 92630 — assumable FHA mortgage at 6.56%
FHA
Active
33
$875,000$200,162 equity gap
Rate
6.56%
7.18%today
Payment
$4,336/mo
$4,618today
  • 3beds
  • 3baths
  • 1,526sqft

21466 Cypresswood, Lake Forest

23298 Orange #4, Lake Forest, CA, 92630 — assumable FHA mortgage at 6.09%
FHA
Active
7
$320,000Potential short sale
Rate
6.09%
7.18%today
Payment
$2,229/mo
$2,494today
  • 1beds
  • 1baths
  • 685sqft

23298 Orange #4, Lake Forest

Assuming a mortgage in Lake Forest

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.76%
Lowest existing payment
$1,406/mo
Median cash to assume
$247,212
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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