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Assumable homes for sale in Lakewood Ranch, FL

151 homesFHA & VA loansrates from 2.68% vs 7.18% today

Lakewood Ranch assumption guide
3012 17TH Street, Bradenton, FL, 34208 — assumable FHA mortgage at 2.90%
FHA
Active
38
$224,900$31,449 equity gap
Rate
2.90%
7.18%today
Payment
$916/mo
$1,490today
  • 3beds
  • 2baths
  • 1,012sqft

3012 17TH Street, Bradenton

12166 TRAILHEAD Drive, Bradenton, FL, 34211 — assumable FHA mortgage at 2.98%
FHA
Active
44
$319,900$47,744 equity gap
Rate
2.98%
7.18%today
Payment
$1,297/mo
$2,089today
  • 3beds
  • 3baths
  • 1,651sqft

12166 TRAILHEAD Drive, Bradenton

3303 19TH STREET Court, Bradenton, FL, 34208 — assumable FHA mortgage at 3.22%
FHA
Active
12
$240,000$41,102 equity gap
Rate
3.22%
7.18%today
Payment
$958/mo
$1,497today
  • 2beds
  • 2baths
  • 928sqft

3303 19TH STREET Court, Bradenton

3491 74TH AVENUE CIRCLE EAST, Sarasota, FL, 34243 — assumable VA mortgage at 2.88%
VA
Active
43
$525,000$157,950 equity gap
Rate
2.88%
7.18%today
Payment
$1,714/mo
$2,797today
  • 3beds
  • 2baths
  • 1,544sqft

3491 74TH AVENUE CIRCLE EAST, Sarasota

7606 37TH STREET Circle, Sarasota, FL, 34243 — assumable FHA mortgage at 3.33%
FHA
Active
28
$289,000$59,668 equity gap
Rate
3.33%
7.18%today
Payment
$1,165/mo
$1,796today
  • 3beds
  • 2baths
  • 1,638sqft

7606 37TH STREET Circle, Sarasota

3907 57TH Place, Bradenton, FL, 34203 — assumable FHA mortgage at 2.71%
FHA
Active
29
$390,000$147,200 equity gap
Rate
2.71%
7.18%today
Payment
$1,136/mo
$1,896today
  • 3beds
  • 2baths
  • 1,890sqft

3907 57TH Place, Bradenton

5831 ELEGANT ORCHID WAY, Sarasota, FL, 34232 — assumable FHA mortgage at 2.87%
FHA
Active
15
$420,000$162,224 equity gap
Rate
2.87%
7.18%today
Payment
$1,234/mo
$2,015today
  • 3beds
  • 2baths
  • 1,504sqft

5831 ELEGANT ORCHID WAY, Sarasota

14246 TREE SWALLOW WAY, Lakewood Ranch, FL, 34202 — assumable FHA mortgage at 2.90%
FHA
Active
42
$398,000$128,555 equity gap
Rate
2.90%
7.18%today
Payment
$1,294/mo
$2,105today
  • 4beds
  • 3baths
  • 1,868sqft

14246 TREE SWALLOW WAY, Lakewood Ranch

915 50TH Avenue, Bradenton, FL, 34207 — assumable FHA mortgage at 2.94%
FHA
Active
48
$205,000$81,152 equity gap
Rate
2.94%
7.18%today
Payment
$587/mo
$951today
  • 2beds
  • 2baths
  • 972sqft

915 50TH Avenue, Bradenton

2600 CAMBRIDGE Drive, Sarasota, FL, 34232 — assumable VA mortgage at 2.96%
VA
Active
75
$499,999$192,927 equity gap
Rate
2.96%
7.18%today
Payment
$1,460/mo
$2,357today
  • 3beds
  • 2baths
  • 1,817sqft

2600 CAMBRIDGE Drive, Sarasota

15909 CLEAR SKIES Place, Bradenton, FL, 34211 — assumable VA mortgage at 3.11%
VA
Active
73
$369,000$143,851 equity gap
Rate
3.11%
7.18%today
Payment
$1,069/mo
$1,694today
  • 3beds
  • 2baths
  • 1,414sqft

15909 CLEAR SKIES Place, Bradenton

3404 DUDLEY Street, Sarasota, FL, 34235 — assumable FHA mortgage at 3.11%
FHA
Active
36
$349,900$114,306 equity gap
Rate
3.11%
7.18%today
Payment
$1,121/mo
$1,776today
  • 3beds
  • 1baths
  • 1,008sqft

3404 DUDLEY Street, Sarasota

18030 TAVERNSIDE Trail, Bradenton, FL, 34211 — assumable VA mortgage at 4.375%
VA
Active
78
$599,000$42,557 equity gap
Rate
4.375%
7.18%today
Payment
$2,871/mo
$3,895today
  • 4beds
  • 3baths
  • 2,045sqft

18030 TAVERNSIDE Trail, Bradenton

10554 OLD GROVE Circle, Bradenton, FL, 34212 — assumable FHA mortgage at 3.74%
FHA
Active
54
$475,000$140,757 equity gap
Rate
3.74%
7.18%today
Payment
$1,964/mo
$2,876today
  • 3beds
  • 2baths
  • 1,862sqft

10554 OLD GROVE Circle, Bradenton

12111 BLUE HILL Trail, Bradenton, FL, 34211 — assumable VA mortgage at 2.68%
VA
Active
56
$740,000$449,208 equity gap
Rate
2.68%
7.18%today
Payment
$1,353/mo
$2,266today
  • 3beds
  • 3baths
  • 2,840sqft

12111 BLUE HILL Trail, Bradenton

6905 STONE RIVER, Bradenton, FL, 34203 — assumable VA mortgage at 2.70%
VA
Active
63
$478,500$265,031 equity gap
Rate
2.70%
7.18%today
Payment
$993/mo
$1,659today
  • 2beds
  • 2baths
  • 1,628sqft

6905 STONE RIVER, Bradenton

4621 ROYAL DORNOCH Circle, Bradenton, FL, 34211 — assumable VA mortgage at 2.80%
VA
Active
74
$649,500$334,388 equity gap
Rate
2.80%
7.18%today
Payment
$1,482/mo
$2,444today
  • 3beds
  • 3baths
  • 2,199sqft

4621 ROYAL DORNOCH Circle, Bradenton

4634 SABAL KEY Drive, Bradenton, FL, 34203 — assumable FHA mortgage at 2.80%
FHA
Active
25
$235,000$105,880 equity gap
Rate
2.80%
7.18%today
Payment
$613/mo
$1,011today
  • 2beds
  • 3baths
  • 1,080sqft

4634 SABAL KEY Drive, Bradenton

3705 65TH Street, Bradenton, FL, 34208 — assumable VA mortgage at 2.81%
VA
Active
31
$1,250,000$800,436 equity gap
Rate
2.81%
7.18%today
Payment
$2,112/mo
$3,478today
  • 3beds
  • 2baths
  • 3,115sqft

3705 65TH Street, Bradenton

7155 SPIKERUSH Court, Bradenton, FL, 34202 — assumable VA mortgage at 2.84%
VA
Active
55
$550,000$337,254 equity gap
Rate
2.84%
7.18%today
Payment
$989/mo
$1,622today
  • 3beds
  • 3baths
  • 2,087sqft

7155 SPIKERUSH Court, Bradenton

14724 2ND AVENUE Circle, Bradenton, FL, 34212 — assumable VA mortgage at 2.87%
VA
Active
94
$779,000$487,749 equity gap
Rate
2.87%
7.18%today
Payment
$1,358/mo
$2,219today
  • 4beds
  • 3baths
  • 3,020sqft

14724 2ND AVENUE Circle, Bradenton

4078 GROVELAND Avenue, Sarasota, FL, 34231 — assumable FHA mortgage at 2.90%
FHA
Active
30
$305,000$136,614 equity gap
Rate
2.90%
7.18%today
Payment
$818/mo
$1,332today
  • 3beds
  • 1baths
  • 1,240sqft

4078 GROVELAND Avenue, Sarasota

14961 FLOWING GOLD Drive, Bradenton, FL, 34212 — assumable FHA mortgage at 2.91%
FHA
Active
67
$479,000$233,954 equity gap
Rate
2.91%
7.18%today
Payment
$1,180/mo
$1,919today
  • 5beds
  • 3baths
  • 2,607sqft

14961 FLOWING GOLD Drive, Bradenton

3917 SAWYERWOOD Road, Sarasota, FL, 34233 — assumable VA mortgage at 2.93%
VA
Active
53
$470,000$286,740 equity gap
Rate
2.93%
7.18%today
Payment
$1,053/mo
$1,586today
  • 3beds
  • 3baths
  • 1,525sqft

3917 SAWYERWOOD Road, Sarasota

1900 TUTTLE Avenue, Sarasota, FL, 34234 — assumable FHA mortgage at 2.96%
FHA
Active
23
$415,000$224,727 equity gap
Rate
2.96%
7.18%today
Payment
$921/mo
$1,488today
  • 4beds
  • 2baths
  • 1,786sqft

1900 TUTTLE Avenue, Sarasota

11840 SKY ACRES Terrace, Bradenton, FL, 34211 — assumable VA mortgage at 2.98%
VA
Active
20
$299,900Potential short sale
Rate
2.98%
7.18%today
Payment
$1,585/mo
$2,553today
  • 3beds
  • 3baths
  • 1,747sqft

11840 SKY ACRES Terrace, Bradenton

16229 CASTLE PARK Terrace, Lakewood Ranch, FL, 34202 — assumable VA mortgage at 3.07%
VA
Active
65
$999,999$516,593 equity gap
Rate
3.07%
7.18%today
Payment
$2,352/mo
$3,746today
  • 3beds
  • 4baths
  • 2,733sqft

16229 CASTLE PARK Terrace, Lakewood Ranch

4680 VIGNETTE Way, Sarasota, FL, 34240 — assumable FHA mortgage at 3.09%
FHA
Active
39
$319,900$135,645 equity gap
Rate
3.09%
7.18%today
Payment
$877/mo
$1,392today
  • 3beds
  • 3baths
  • 1,758sqft

4680 VIGNETTE Way, Sarasota

3723 AZURITE Way, Bradenton, FL, 34211 — assumable FHA mortgage at 3.10%
FHA
Active
76
$450,000$201,002 equity gap
Rate
3.10%
7.18%today
Payment
$1,233/mo
$1,955today
  • 3beds
  • 2baths
  • 1,528sqft

3723 AZURITE Way, Bradenton

338 WHITFIELD Avenue, Sarasota, FL, 34243 — assumable FHA mortgage at 3.10%
FHA
Active
23
$375,000$177,510 equity gap
Rate
3.10%
7.18%today
Payment
$978/mo
$1,551today
  • 2beds
  • 2baths
  • 1,261sqft

338 WHITFIELD Avenue, Sarasota

1753 KINGSDOWN Drive, Sarasota, FL, 34240 — assumable VA mortgage at 3.15%
VA
Active
43
$845,000$502,171 equity gap
Rate
3.15%
7.18%today
Payment
$1,706/mo
$2,689today
  • 4beds
  • 3baths
  • 2,720sqft

1753 KINGSDOWN Drive, Sarasota

2212 CLARK Avenue, Bradenton, FL, 34207 — assumable FHA mortgage at 3.45%
FHA
Active
21
$318,000$105,213 equity gap
Rate
3.45%
7.18%today
Payment
$1,044/mo
$1,585today
  • 2beds
  • 2baths
  • 1,278sqft

2212 CLARK Avenue, Bradenton

627 160TH Street, Bradenton, FL, 34212 — assumable FHA mortgage at 4.50%
FHA
Active
65
$429,000$81,644 equity gap
Rate
4.50%
7.18%today
Payment
$1,815/mo
$2,426today
  • 4beds
  • 3baths
  • 2,036sqft

627 160TH Street, Bradenton

4006 JOYCE Drive, Bradenton, FL, 34208 — assumable VA mortgage at 3.30%
VA
Active
39
$439,900$219,970 equity gap
Rate
3.30%
7.18%today
Payment
$1,117/mo
$1,727today
  • 2beds
  • 2baths
  • 1,585sqft

4006 JOYCE Drive, Bradenton

3031 SKY BLUE Cove, Bradenton, FL, 34211 — assumable FHA mortgage at 3.70%
FHA
Active
96
$429,900$168,245 equity gap
Rate
3.70%
7.18%today
Payment
$1,400/mo
$2,060today
  • 3beds
  • 2baths
  • 1,832sqft

3031 SKY BLUE Cove, Bradenton

1712 SIESTA Drive, Sarasota, FL, 34239 — assumable FHA mortgage at 3.41%
FHA
Active
21
$499,900$322,533 equity gap
Rate
3.41%
7.18%today
Payment
$1,023/mo
$1,561today
  • 2beds
  • 1baths
  • 1,188sqft

1712 SIESTA Drive, Sarasota

Assuming a mortgage in Lakewood Ranch

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$338/mo
Median cash to assume
$148,033
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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