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Assumable homes for sale in La Quinta, CA

12 homesVA & FHA loansrates from 2.88% vs 7.18% today

La Quinta assumption guide
79080 Citrus, La Quinta, CA, 92253 — assumable VA mortgage at 2.88%
VA
Active
56
$1,346,500$918,565 equity gap
Rate
2.88%
7.18%today
Payment
$1,998/mo
$3,260today
  • 3beds
  • 4baths
  • 3,102sqft

79080 Citrus, La Quinta

78180 Hacienda La Quinta Drive, La Quinta, CA, 92253 — assumable VA mortgage at 2.96%
VA
Active
51
$3,250,000$2,568,375 equity gap
Rate
2.96%
7.18%today
Payment
$3,301/mo
$5,331today
  • 3beds
  • 4baths
  • 4,091sqft

78180 Hacienda La Quinta Drive, La Quinta

51730 Via Bendita, La Quinta, CA, 92253 — assumable VA mortgage at 3.04%
VA
Active
76
$1,174,000$736,494 equity gap
Rate
3.04%
7.18%today
Payment
$2,103/mo
$3,361today
  • 4beds
  • 4baths
  • 3,502sqft

51730 Via Bendita, La Quinta

47755 Soft Moonlight, La Quinta, CA, 92253 — assumable FHA mortgage at 3.07%
FHA
Active
44
$429,900$244,445 equity gap
Rate
3.07%
7.18%today
Payment
$880/mo
$1,402today
  • 3beds
  • 2baths
  • 1,337sqft

47755 Soft Moonlight, La Quinta

79335 Rose Dawn, La Quinta, CA, 92253 — assumable VA mortgage at 3.10%
VA
Active
41
$415,000$227,257 equity gap
Rate
3.10%
7.18%today
Payment
$890/mo
$1,412today
  • 2beds
  • 2baths
  • 1,231sqft

79335 Rose Dawn, La Quinta

78600 Via Corrido, La Quinta, CA, 92253 — assumable VA mortgage at 3.31%
VA
Active
29
$599,000$242,491 equity gap
Rate
3.31%
7.18%today
Payment
$1,804/mo
$2,787today
  • 3beds
  • 3baths
  • 2,004sqft

78600 Via Corrido, La Quinta

80097 Ironbark Way, La Quinta, CA, 92253 — assumable VA mortgage at 3.70%
VA
Active
62
$550,000$371,057 equity gap
Rate
3.70%
7.18%today
Payment
$955/mo
$1,406today
  • 3beds
  • 3baths
  • 1,656sqft

80097 Ironbark Way, La Quinta

80623 Veranda Lane, Indio, CA, 92201 — assumable VA mortgage at 6.25%
VA
Active
42
$695,000$41,381 equity gap
Rate
6.25%
7.18%today
Payment
$4,212/mo
$4,634today
  • 5beds
  • 3baths
  • 1,769sqft

80623 Veranda Lane, Indio

52591 Avenida Martinez, La Quinta, CA, 92253 — assumable VA mortgage at 6.43%
VA
Active
20
$475,000$42,833 equity gap
Rate
6.43%
7.18%today
Payment
$2,824/mo
$3,048today
  • 4beds
  • 2baths
  • 1,286sqft

52591 Avenida Martinez, La Quinta

52905 Avenida Herrera, La Quinta, CA, 92253 — assumable VA mortgage at 7.22%
VA
Active
62
$669,000$68,535 equity gap
Rate
7.22%
7.18%today
Payment
$4,200/mo
$4,183today
  • 3beds
  • 3baths
  • 1,653sqft

52905 Avenida Herrera, La Quinta

79338 Cool Reflection, La Quinta, CA, 92253 — assumable VA mortgage at 6.36%
VA
Active
42
$430,000$94,124 equity gap
Rate
6.36%
7.18%today
Payment
$2,193/mo
$2,385today
  • 3beds
  • 2baths
  • 1,337sqft

79338 Cool Reflection, La Quinta

52060 Avenida Velasco, La Quinta, CA, 92253 — assumable FHA mortgage at 6.81%
FHA
Active
18
$495,000$65,910 equity gap
Rate
6.81%
7.18%today
Payment
$2,898/mo
$3,009today
  • 4beds
  • 2baths
  • 1,286sqft

52060 Avenida Velasco, La Quinta

Assuming a mortgage in La Quinta

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$880/mo
Median cash to assume
$234,874
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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