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Assumable homes for sale in Longmont, CO

76 homesFHA & VA loansrates from 2.48% vs 7.18% today

Longmont assumption guide
5328 Spalding Place, Frederick, CO, 80504 — assumable FHA mortgage at 2.84%
FHATop pick
Active
38
$360,000$33,602 equity gap
Rate
2.84%
7.18%today
Payment
$1,521/mo
$2,494today
  • 3beds
  • 3baths
  • 1,577sqft

5328 Spalding Place, Frederick

14803 Guernsey Drive, Mead, CO, 80542 — assumable VA mortgage at 3.11%
VATop pick
Active
30
$580,000$32,447 equity gap
Rate
3.11%
7.18%today
Payment
$2,600/mo
$4,119today
  • 5beds
  • 3baths
  • 2,682sqft

14803 Guernsey Drive, Mead

1601 Great Western Drive #4, Longmont, CO, 80501 — assumable FHA mortgage at 2.84%
FHA
Active
23
$326,000$50,902 equity gap
Rate
2.84%
7.18%today
Payment
$1,282/mo
$2,102today
  • 3beds
  • 3baths
  • 1,734sqft

1601 Great Western Drive #4, Longmont

2372 Kerry Street, Mead, CO, 80542 — assumable VA mortgage at 3.56%
VA
Active
18
$535,000$13,451 equity gap
Rate
3.56%
7.18%today
Payment
$2,596/mo
$3,887today
  • 3beds
  • 2baths
  • 1,979sqft

2372 Kerry Street, Mead

1225 Baker Street, Longmont, CO, 80501 — assumable FHA mortgage at 3.07%
FHA
Active
45
$415,000$82,384 equity gap
Rate
3.07%
7.18%today
Payment
$1,579/mo
$2,515today
  • 4beds
  • 4baths
  • 1,955sqft

1225 Baker Street, Longmont

3401 Larkspur Drive, Longmont, CO, 80503 — assumable VA mortgage at 2.70%
VA
Active
41
$600,000$154,274 equity gap
Rate
2.70%
7.18%today
Payment
$2,045/mo
$3,415today
  • 4beds
  • 4baths
  • 2,739sqft

3401 Larkspur Drive, Longmont

2150 Kerry Street, Mead, CO, 80542 — assumable VA mortgage at 2.81%
VA
Active
24
$537,900$113,406 equity gap
Rate
2.81%
7.18%today
Payment
$1,994/mo
$3,284today
  • 3beds
  • 2baths
  • 1,979sqft

2150 Kerry Street, Mead

16733 Beaumont Boulevard, Mead, CO, 80542 — assumable FHA mortgage at 2.87%
FHA
Active
24
$475,000$135,141 equity gap
Rate
2.87%
7.18%today
Payment
$1,589/mo
$2,596today
  • 3beds
  • 3baths
  • 1,982sqft

16733 Beaumont Boulevard, Mead

5433 Bauer Drive, Frederick, CO, 80504 — assumable FHA mortgage at 2.96%
FHA
Active
38
$499,000$113,876 equity gap
Rate
2.96%
7.18%today
Payment
$1,831/mo
$2,957today
  • 3beds
  • 3baths
  • 1,903sqft

5433 Bauer Drive, Frederick

1 Placer Avenue, Longmont, CO, 80504 — assumable FHA mortgage at 3.00%
FHA
Active
30
$540,000$162,823 equity gap
Rate
3.00%
7.18%today
Payment
$1,801/mo
$2,893today
  • 4beds
  • 2baths
  • 1,680sqft

1 Placer Avenue, Longmont

216 2nd Street, Mead, CO, 80542 — assumable VA mortgage at 3.07%
VA
Active
25
$424,900$102,761 equity gap
Rate
3.07%
7.18%today
Payment
$1,529/mo
$2,435today
  • 3beds
  • 2baths
  • 1,486sqft

216 2nd Street, Mead

7265 Ellingwood Avenue, Frederick, CO, 80504 — assumable FHA mortgage at 3.47%
FHA
Active
39
$475,000$119,225 equity gap
Rate
3.47%
7.18%today
Payment
$1,843/mo
$2,790today
  • 3beds
  • 3baths
  • 1,980sqft

7265 Ellingwood Avenue, Frederick

12953 Crane River Drive, Firestone, CO, 80504 — assumable VA mortgage at 2.50%
VA
Active
50
$649,000$211,981 equity gap
Rate
2.50%
7.18%today
Payment
$1,956/mo
$3,353today
  • 4beds
  • 4baths
  • 3,177sqft

12953 Crane River Drive, Firestone

12882 Crane River Drive, Firestone, CO, 80504 — assumable FHA mortgage at 2.73%
FHA
Active
49
$565,000$185,675 equity gap
Rate
2.73%
7.18%today
Payment
$1,771/mo
$2,946today
  • 4beds
  • 3baths
  • 2,598sqft

12882 Crane River Drive, Firestone

16746 Beaumont Boulevard, Mead, CO, 80542 — assumable FHA mortgage at 2.74%
FHA
Active
46
$539,900$201,886 equity gap
Rate
2.74%
7.18%today
Payment
$1,580/mo
$2,625today
  • 4beds
  • 3baths
  • 2,267sqft

16746 Beaumont Boulevard, Mead

2401 Bowen Street, Longmont, CO, 80501 — assumable FHA mortgage at 2.75%
FHA
Active
39
$465,000$175,492 equity gap
Rate
2.75%
7.18%today
Payment
$1,368/mo
$2,269today
  • 3beds
  • 2baths
  • 1,320sqft

2401 Bowen Street, Longmont

345 Mountain View Avenue, Longmont, CO, 80501 — assumable FHA mortgage at 3.02%
FHA
Active
49
$565,000$213,819 equity gap
Rate
3.02%
7.18%today
Payment
$1,673/mo
$2,681today
  • 2beds
  • 2baths
  • 1,787sqft

345 Mountain View Avenue, Longmont

5592 Tumbleweed Avenue, Firestone, CO, 80504 — assumable VA mortgage at 3.09%
VA
Active
35
$575,000$210,067 equity gap
Rate
3.09%
7.18%today
Payment
$1,740/mo
$2,764today
  • 4beds
  • 4baths
  • 2,664sqft

5592 Tumbleweed Avenue, Firestone

5529 Triple Crown Drive, Frederick, CO, 80504 — assumable FHA mortgage at 3.10%
FHA
Active
48
$635,000$193,429 equity gap
Rate
3.10%
7.18%today
Payment
$2,099/mo
$3,329today
  • 3beds
  • 3baths
  • 2,164sqft

5529 Triple Crown Drive, Frederick

10274 Bald Eagle Street, Firestone, CO, 80504 — assumable VA mortgage at 3.65%
VA
Active
44
$515,000$155,818 equity gap
Rate
3.65%
7.18%today
Payment
$1,916/mo
$2,838today
  • 3beds
  • 3baths
  • 2,216sqft

10274 Bald Eagle Street, Firestone

2413 Water Cress Court #6-20, Longmont, CO, 80504 — assumable VA mortgage at 2.48%
VA
Active
39
$485,000$283,274 equity gap
Rate
2.48%
7.18%today
Payment
$1,107/mo
$1,776today
  • 3beds
  • 3baths
  • 1,586sqft

2413 Water Cress Court #6-20, Longmont

2413 Water Cress Court #6-20, Longmont, CO, 80504 — assumable VA mortgage at 2.48%
VA
Active
39
$485,000$283,274 equity gap
Rate
2.48%
7.18%today
Payment
$1,107/mo
$1,776today
  • 3beds
  • 3baths
  • 1,586sqft

2413 Water Cress Court #6-20, Longmont

2186 Lombardy Street, Longmont, CO, 80503 — assumable VA mortgage at 2.70%
VA
Active
37
$875,000$399,350 equity gap
Rate
2.70%
7.18%today
Payment
$2,219/mo
$3,706today
  • 4beds
  • 3baths
  • 2,440sqft

2186 Lombardy Street, Longmont

12875 Hillcrest Drive, Longmont, CO, 80504 — assumable FHA mortgage at 2.72%
FHA
Active
43
$824,000$639,253 equity gap
Rate
2.72%
7.18%today
Payment
$1,514/mo
$2,365today
  • 5beds
  • 3baths
  • 2,723sqft

12875 Hillcrest Drive, Longmont

1012 Sonoma Circle #5B, Longmont, CO, 80504 — assumable VA mortgage at 2.77%
VA
Active
36
$399,999$215,151 equity gap
Rate
2.77%
7.18%today
Payment
$871/mo
$1,441today
  • 3beds
  • 2baths
  • 1,546sqft

1012 Sonoma Circle #5B, Longmont

1197 Purdue Drive, Longmont, CO, 80503 — assumable VA mortgage at 2.80%
VA
Active
35
$1,025,000$450,828 equity gap
Rate
2.80%
7.18%today
Payment
$2,714/mo
$4,474today
  • 5beds
  • 4baths
  • 4,484sqft

1197 Purdue Drive, Longmont

10590 Butte Drive, Longmont, CO, 80504 — assumable FHA mortgage at 2.90%
FHA
Active
20
$410,000$395,436 equity gap
Rate
2.90%
7.18%today
Payment
$74/mo
$118today
  • 3beds
  • 3baths
  • 1,561sqft

10590 Butte Drive, Longmont

1703 Whitehall Drive #H, Longmont, CO, 80504 — assumable VA mortgage at 3.33%
VA
Active
33
$345,000$134,817 equity gap
Rate
3.33%
7.18%today
Payment
$1,073/mo
$1,654today
  • 2beds
  • 2baths
  • 1,260sqft

1703 Whitehall Drive #H, Longmont

635 Gooseberry Drive #2001, Longmont, CO, 80503 — assumable FHA mortgage at 3.05%
FHA
Active
25
$325,000$174,534 equity gap
Rate
3.05%
7.18%today
Payment
$726/mo
$1,158today
  • 1beds
  • 1baths
  • 1,015sqft

635 Gooseberry Drive #2001, Longmont

1424 Bluemoon Drive, Longmont, CO, 80504 — assumable VA mortgage at 5.125%
VA
Active
34
$675,000$30,041 equity gap
Rate
5.125%
7.18%today
Payment
$3,751/mo
$4,667today
  • 4beds
  • 3baths
  • 2,079sqft

1424 Bluemoon Drive, Longmont

2410 Pineywoods Street, Mead, CO, 80542 — assumable FHA mortgage at 4.25%
FHA
Active
50
$575,000$121,322 equity gap
Rate
4.25%
7.18%today
Payment
$2,418/mo
$3,329today
  • 4beds
  • 3baths
  • 2,189sqft

2410 Pineywoods Street, Mead

1404 Whitehall Drive #C, Longmont, CO, 80504 — assumable FHA mortgage at 3.55%
FHA
Active
24
$349,900Potential short sale
Rate
3.55%
7.18%today
Payment
$1,797/mo
$2,694today
  • 2beds
  • 2baths
  • 1,474sqft

1404 Whitehall Drive #C, Longmont

5901 Sunrise Place, Mead, CO, 80504 — assumable FHA mortgage at 4.875%
FHA
Active
29
$610,000$86,395 equity gap
Rate
4.875%
7.18%today
Payment
$2,884/mo
$3,692today
  • 3beds
  • 3baths
  • 2,391sqft

5901 Sunrise Place, Mead

443 Baker Street, Longmont, CO, 80501 — assumable FHA mortgage at 3.62%
FHA
Active
19
$399,000$356,804 equity gap
Rate
3.62%
7.18%today
Payment
$283/mo
$421today
  • 2beds
  • 1baths
  • 840sqft

443 Baker Street, Longmont

7101 Shavano Circle, Frederick, CO, 80504 — assumable FHA mortgage at 4.14%
FHA
Active
34
$460,000$133,327 equity gap
Rate
4.14%
7.18%today
Payment
$1,849/mo
$2,580today
  • 3beds
  • 2baths
  • 1,465sqft

7101 Shavano Circle, Frederick

2516 Lanyon Drive, Longmont, CO, 80503 — assumable FHA mortgage at 3.88%
FHA
Active
24
$540,000$249,777 equity gap
Rate
3.88%
7.18%today
Payment
$1,677/mo
$2,415today
  • 5beds
  • 2baths
  • 2,144sqft

2516 Lanyon Drive, Longmont

Assuming a mortgage in Longmont

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.48%
Lowest existing payment
$542/mo
Median cash to assume
$121,322
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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