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Assumable homes for sale in Lower Lake, CA

12 homesFHA & VA loansrates from 2.27% vs 7.18% today

Lower Lake assumption guide
19028 Coyle Springs Road, Hidden Valley Lake, CA, 95467 — assumable FHA mortgage at 3.07%
FHA
Active
45
$310,000$58,267 equity gap
Rate
3.07%
7.18%today
Payment
$1,236/mo
$1,969today
  • 3beds
  • 2baths
  • 1,572sqft

19028 Coyle Springs Road, Hidden Valley Lake

3959 Emile Ave., Clearlake, CA, 95422 — assumable FHA mortgage at 2.90%
FHA
Active
9
$180,000$45,867 equity gap
Rate
2.90%
7.18%today
Payment
$668/mo
$1,062today
  • 3beds
  • 1baths
  • 1,000sqft

3959 Emile Ave., Clearlake

16933 Spruce Grove, Hidden Valley Lake, CA, 95467 — assumable VA mortgage at 2.81%
VA
Active
54
$395,000$127,558 equity gap
Rate
2.81%
7.18%today
Payment
$1,259/mo
$2,074today
  • 4beds
  • 3baths
  • 2,354sqft

16933 Spruce Grove, Hidden Valley Lake

10401 Point Lakeview Road, Kelseyville, CA, 95451 — assumable FHA mortgage at 2.27%
FHA
Active
22
$505,000$263,950 equity gap
Rate
2.27%
7.18%today
Payment
$1,250/mo
$2,055today
  • —beds
  • —baths
  • 2,412sqft

10401 Point Lakeview Road, Kelseyville

9442 Fairway, Kelseyville, CA, 95451 — assumable FHA mortgage at 3.45%
FHA
Active
30
$375,000$131,334 equity gap
Rate
3.45%
7.18%today
Payment
$1,262/mo
$1,916today
  • 2beds
  • 2baths
  • 1,142sqft

9442 Fairway, Kelseyville

9932 Fairway Drive, Kelseyville, CA, 95451 — assumable VA mortgage at 3.55%
VA
Active
27
$410,000$128,353 equity gap
Rate
3.55%
7.18%today
Payment
$1,491/mo
$2,236today
  • 3beds
  • 2baths
  • 2,028sqft

9932 Fairway Drive, Kelseyville

10759 Harbor, Kelseyville, CA, 95451 — assumable FHA mortgage at 3.56%
FHA
Active
30
$315,000$213,240 equity gap
Rate
3.56%
7.18%today
Payment
$506/mo
$758today
  • 3beds
  • 2baths
  • 1,456sqft

10759 Harbor, Kelseyville

3921 Villa Avenue, Clearlake, CA, 95422 — assumable FHA mortgage at 3.95%
FHA
Active
34
$225,000$173,800 equity gap
Rate
3.95%
7.18%today
Payment
$317/mo
$452today
  • 3beds
  • 2baths
  • 1,344sqft

3921 Villa Avenue, Clearlake

5616 Maya Road, Kelseyville, CA, 95451 — assumable VA mortgage at 6.11%
VA
Active
26
$434,900$19,771 equity gap
Rate
6.11%
7.18%today
Payment
$2,538/mo
$2,835today
  • 3beds
  • 3baths
  • 1,830sqft

5616 Maya Road, Kelseyville

14420 Pearl Avenue, Clearlake, CA, 95422 — assumable FHA mortgage at 6.11%
FHA
Active
22
$169,000$43,124 equity gap
Rate
6.11%
7.18%today
Payment
$804/mo
$898today
  • 2beds
  • 1baths
  • 650sqft

14420 Pearl Avenue, Clearlake

5681 Ponca Way, Kelseyville, CA, 95451 — assumable VA mortgage at 6.27%
VA
Active
43
$359,900$100,752 equity gap
Rate
6.27%
7.18%today
Payment
$1,673/mo
$1,837today
  • 2beds
  • 2baths
  • 1,208sqft

5681 Ponca Way, Kelseyville

10306 Del Monte Way, Kelseyville, CA, 95451 — assumable FHA mortgage at 7.63%
FHA
Active
20
$330,000$92,260 equity gap
Rate
7.63%
7.18%today
Payment
$1,729/mo
$1,654today
  • 3beds
  • 2baths
  • 1,116sqft

10306 Del Monte Way, Kelseyville

Assuming a mortgage in Lower Lake

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.27%
Lowest existing payment
$317/mo
Median cash to assume
$114,155
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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