Assumable homes for sale in Melbourne, FL

4 homesVA & FHA loansrates from 6.20% vs 7.18% today

Melbourne assumption guide
7966 WYNDHAM Drive, Melbourne, FL, 32940 — assumable VA mortgage at 6.20%
VA
Active
43
$850,000$13,876 equity gap
Rate
6.20%
7.18%today
Payment
$5,243/mo
$5,800today
  • 4beds
  • 4baths
  • 3,149sqft

7966 WYNDHAM Drive, Melbourne

1579 TULLAGEE Avenue, Melbourne, FL, 32940 — assumable VA mortgage at 7.02%
VA
Active
34
$581,000Potential short sale
Rate
7.02%
7.18%today
Payment
$4,132/mo
$4,199today
  • 4beds
  • 2baths
  • 2,000sqft

1579 TULLAGEE Avenue, Melbourne

1623 KEYS GATE Drive, Melbourne, FL, 32940 — assumable VA mortgage at 6.50%
VA
Active
28
$575,000$254,504 equity gap
Rate
6.50%
7.18%today
Payment
$2,045/mo
$2,191today
  • 3beds
  • 2baths
  • 2,011sqft

1623 KEYS GATE Drive, Melbourne

919 RIDGE LAKE Drive, Melbourne, FL, 32940 — assumable FHA mortgage at 7.68%
FHA
Active
14
$325,000Potential short sale
Rate
7.68%
7.18%today
Payment
$3,309/mo
$3,150today
  • 2beds
  • 2baths
  • 1,594sqft

919 RIDGE LAKE Drive, Melbourne

Assuming a mortgage in Melbourne

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
6.20%
Lowest existing payment
$2,045/mo
Median cash to assume
$134,190
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.