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Assumable homes for sale in Michigan

5 homesFHA & VA loansrates from 3.55% vs 7.18% today

Michigan assumption guide
129 Maple Street, Cadott, WI, 54727 — assumable FHA mortgage at 3.55%
FHA
Active
37
$215,000$54,380 equity gap
Rate
3.55%
7.18%today
Payment
$799/mo
$1,197today
  • 3beds
  • 2baths
  • 1,680sqft

129 Maple Street, Cadott

1213 Ave #H29, National City, CA, 91950 — assumable VA mortgage at 7.23%
VA
Active
45
$475,000$19,281 equity gap
Rate
7.23%
7.18%today
Payment
$3,200/mo
$3,184today
  • 2beds
  • 1baths
  • 924sqft

1213 Ave #H29, National City

35261 7th Street, Independence, WI, 54747 — assumable VA mortgage at 6.50%
VA
Active
69
$380,000$54,886 equity gap
Rate
6.50%
7.18%today
Payment
$2,072/mo
$2,221today
  • 3beds
  • 3baths
  • 3,960sqft

35261 7th Street, Independence

1642 7th St #419, San Diego, CA, 92101 — assumable FHA mortgage at 6.87%
FHA
Active
12
$560,000$78,341 equity gap
Rate
6.87%
7.18%today
Payment
$3,211/mo
$3,313today
  • 1beds
  • 1baths
  • 841sqft

1642 7th St #419, San Diego

38 Evans Circle, Silver Bay, MN, 55614 — assumable FHA mortgage at 6.12%
FHA
Active
38
$189,000$126,764 equity gap
Rate
6.12%
7.18%today
Payment
$632/mo
$705today
  • 2beds
  • 2baths
  • 1,860sqft

38 Evans Circle, Silver Bay

Assuming a mortgage in Michigan

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
3.55%
Lowest existing payment
$632/mo
Median cash to assume
$54,886
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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