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Assumable homes for sale in National City, CA

200 homesVA & FHA loansrates from 2.38% vs 7.18% today

National City assumption guide
550 15th St. #207, San Diego, CA, 92101 — assumable VA mortgage at 3.12%
VATop pick
Active
19
$363,900$16,294 equity gap
Rate
3.12%
7.18%today
Payment
$1,652/mo
$2,614today
  • —beds
  • 1baths
  • 526sqft

550 15th St. #207, San Diego

3555 Helix St, Spring Valley, CA, 91977 — assumable FHA mortgage at 2.87%
FHA
Active
26
$699,000$102,033 equity gap
Rate
2.87%
7.18%today
Payment
$2,850/mo
$4,656today
  • 4beds
  • 3baths
  • 2,057sqft

3555 Helix St, Spring Valley

5980 Dandridge Lane #225, San Diego, CA, 92115 — assumable VA mortgage at 2.88%
VA
Active
33
$349,999$62,836 equity gap
Rate
2.88%
7.18%today
Payment
$1,338/mo
$2,183today
  • 1beds
  • 1baths
  • 724sqft

5980 Dandridge Lane #225, San Diego

2076 Tango Loop #4, Chula Vista, CA, 91915 — assumable VA mortgage at 2.93%
VA
Active
19
$710,000$117,302 equity gap
Rate
2.93%
7.18%today
Payment
$2,795/mo
$4,532today
  • 3beds
  • 3baths
  • 1,495sqft

2076 Tango Loop #4, Chula Vista

940 Calla Avenue #12, Imperial Beach, CA, 91932 — assumable VA mortgage at 2.94%
VA
Active
41
$389,000$70,999 equity gap
Rate
2.94%
7.18%today
Payment
$1,540/mo
$2,494today
  • 2beds
  • 2baths
  • 960sqft

940 Calla Avenue #12, Imperial Beach

2804 C St, San Diego, CA, 92102 — assumable VA mortgage at 3.21%
VA
Active
50
$1,473,000$138,450 equity gap
Rate
3.21%
7.18%today
Payment
$6,393/mo
$10,001today
  • 5beds
  • 3baths
  • 1,884sqft

2804 C St, San Diego

6333 College Grove Way #11103, San Diego, CA, 92115 — assumable FHA mortgage at 3.09%
FHA
Active
26
$449,000$57,721 equity gap
Rate
3.09%
7.18%today
Payment
$1,862/mo
$2,957today
  • 3beds
  • 2baths
  • 1,024sqft

6333 College Grove Way #11103, San Diego

1617 La Presa Avenue, Spring Valley, CA, 91977 — assumable VA mortgage at 3.09%
VA
Active
21
$800,000$94,209 equity gap
Rate
3.09%
7.18%today
Payment
$3,358/mo
$5,334today
  • 3beds
  • 3baths
  • 1,646sqft

1617 La Presa Avenue, Spring Valley

1514 7th Ave #104, San Diego, CA, 92101 — assumable FHA mortgage at 3.09%
FHA
Active
23
$549,999$101,115 equity gap
Rate
3.09%
7.18%today
Payment
$2,136/mo
$3,392today
  • 2beds
  • 2baths
  • 1,069sqft

1514 7th Ave #104, San Diego

701 Eastshore #10, Chula Vista, CA, 91913 — assumable VA mortgage at 3.11%
VA
Active
46
$439,000$52,050 equity gap
Rate
3.11%
7.18%today
Payment
$1,837/mo
$2,911today
  • 1beds
  • 2baths
  • 669sqft

701 Eastshore #10, Chula Vista

9512 Date St., Spring Valley, CA, 91977 — assumable VA mortgage at 3.18%
VA
Active
49
$759,000$132,534 equity gap
Rate
3.18%
7.18%today
Payment
$3,050/mo
$4,789today
  • 3beds
  • 2baths
  • 1,307sqft

9512 Date St., Spring Valley

1858 Wedgewood Pl, Chula Vista, CA, 91913 — assumable VA mortgage at 3.21%
VA
Active
40
$808,000$115,700 equity gap
Rate
3.21%
7.18%today
Payment
$3,323/mo
$5,199today
  • 3beds
  • 4baths
  • 1,822sqft

1858 Wedgewood Pl, Chula Vista

548 Telegraph Canyon Rd #A, Chula Vista, CA, 91910 — assumable VA mortgage at 3.22%
VA
Active
31
$539,900$90,388 equity gap
Rate
3.22%
7.18%today
Payment
$2,156/mo
$3,368today
  • 3beds
  • 2baths
  • 1,186sqft

548 Telegraph Canyon Rd #A, Chula Vista

5710 Greycourt, San Diego, CA, 92114 — assumable VA mortgage at 3.76%
VA
Active
26
$769,900$22,322 equity gap
Rate
3.76%
7.18%today
Payment
$3,795/mo
$5,544today
  • 3beds
  • 2baths
  • 1,401sqft

5710 Greycourt, San Diego

648 51 Street, San Diego, CA, 92114 — assumable VA mortgage at 2.60%
VA
Active
45
$550,000$149,447 equity gap
Rate
2.60%
7.18%today
Payment
$1,853/mo
$3,135today
  • 3beds
  • 2baths
  • 1,300sqft

648 51 Street, San Diego

7940 University Avenue #34, La Mesa, CA, 91942 — assumable VA mortgage at 2.68%
VA
Active
12
$420,000$105,104 equity gap
Rate
2.68%
7.18%today
Payment
$1,469/mo
$2,460today
  • 2beds
  • 2baths
  • 990sqft

7940 University Avenue #34, La Mesa

1080 Park #202, San Diego, CA, 92101 — assumable VA mortgage at 2.75%
VA
Active
28
$399,900$103,598 equity gap
Rate
2.75%
7.18%today
Payment
$1,431/mo
$2,375today
  • —beds
  • 1baths
  • 854sqft

1080 Park #202, San Diego

7890 Bushwood Court, Lemon Grove, CA, 91945 — assumable FHA mortgage at 2.875%
FHA
Active
68
$815,000$238,459 equity gap
Rate
2.875%
7.18%today
Payment
$2,709/mo
$4,423today
  • 4beds
  • 2baths
  • 1,686sqft

7890 Bushwood Court, Lemon Grove

1150 J #603, San Diego, CA, 92101 — assumable VA mortgage at 2.88%
VA
Active
26
$379,990$101,997 equity gap
Rate
2.88%
7.18%today
Payment
$1,329/mo
$2,168today
  • —beds
  • 1baths
  • 571sqft

1150 J #603, San Diego

946 11Th, Imperial Beach, CA, 91932 — assumable VA mortgage at 2.90%
VA
Active
30
$744,999$205,211 equity gap
Rate
2.90%
7.18%today
Payment
$2,598/mo
$4,228today
  • 4beds
  • 3baths
  • 1,933sqft

946 11Th, Imperial Beach

748 Eastshore #114, Chula Vista, CA, 91913 — assumable FHA mortgage at 2.90%
FHA
Active
34
$484,000$101,474 equity gap
Rate
2.90%
7.18%today
Payment
$1,798/mo
$2,927today
  • 2beds
  • 2baths
  • 752sqft

748 Eastshore #114, Chula Vista

1227 Cuyamaca Ave, Spring Valley, CA, 91977 — assumable VA mortgage at 2.93%
VA
Active
23
$840,000$205,597 equity gap
Rate
2.93%
7.18%today
Payment
$2,992/mo
$4,851today
  • 4beds
  • 3baths
  • 2,298sqft

1227 Cuyamaca Ave, Spring Valley

643 Q Ave, National City, CA, 91950 — assumable VA mortgage at 2.96%
VA
Active
33
$575,000$157,446 equity gap
Rate
2.96%
7.18%today
Payment
$1,971/mo
$3,184today
  • 3beds
  • 2baths
  • 1,286sqft

643 Q Ave, National City

3215 44th Street #11, San Diego, CA, 92105 — assumable VA mortgage at 2.98%
VA
Active
16
$380,000$99,024 equity gap
Rate
2.98%
7.18%today
Payment
$1,327/mo
$2,137today
  • 2beds
  • 1baths
  • 770sqft

3215 44th Street #11, San Diego

405 61st Street, San Diego, CA, 92114 — assumable VA mortgage at 3.05%
VA
Active
41
$699,900$150,066 equity gap
Rate
3.05%
7.18%today
Payment
$2,604/mo
$4,158today
  • 3beds
  • 3baths
  • 1,400sqft

405 61st Street, San Diego

910 Saint George, Spring Valley, CA, 91977 — assumable FHA mortgage at 3.05%
FHA
Active
35
$700,000$144,663 equity gap
Rate
3.05%
7.18%today
Payment
$2,625/mo
$4,191today
  • 4beds
  • 2baths
  • 1,221sqft

910 Saint George, Spring Valley

550 Park Blvd #2501, San Diego, CA, 92101 — assumable VA mortgage at 3.56%
VA
Active
34
$495,000$63,254 equity gap
Rate
3.56%
7.18%today
Payment
$2,149/mo
$3,218today
  • 1beds
  • 1baths
  • 810sqft

550 Park Blvd #2501, San Diego

1880 Aubrives Place #2126, Chula Vista, CA, 91913 — assumable VA mortgage at 3.56%
VA
Active
29
$595,000$76,905 equity gap
Rate
3.56%
7.18%today
Payment
$2,579/mo
$3,861today
  • 3beds
  • 2baths
  • 1,315sqft

1880 Aubrives Place #2126, Chula Vista

7227 Camino Degrazia #61, San Diego, CA, 92111 — assumable VA mortgage at 3.09%
VA
Active
28
$599,000$164,186 equity gap
Rate
3.09%
7.18%today
Payment
$2,106/mo
$3,345today
  • 3beds
  • 2baths
  • 1,271sqft

7227 Camino Degrazia #61, San Diego

543 Palmwood Court, San Diego, CA, 92139 — assumable VA mortgage at 3.625%
VA
Active
14
$789,000$90,926 equity gap
Rate
3.625%
7.18%today
Payment
$3,499/mo
$5,198today
  • 4beds
  • 2baths
  • 1,350sqft

543 Palmwood Court, San Diego

2285 Whistling Ln, Chula Vista, CA, 91915 — assumable VA mortgage at 4.17%
VA
Active
19
$559,000Potential short sale
Rate
4.17%
7.18%today
Payment
$3,115/mo
$4,331today
  • 2beds
  • 2baths
  • 1,334sqft

2285 Whistling Ln, Chula Vista

425 Beech Street #314, San Diego, CA, 92101 — assumable FHA mortgage at 3.92%
FHA
Active
36
$534,900$27,213 equity gap
Rate
3.92%
7.18%today
Payment
$2,612/mo
$3,712today
  • 2beds
  • 2baths
  • 977sqft

425 Beech Street #314, San Diego

3387 Central Avenue, Spring Valley, CA, 91977 — assumable FHA mortgage at 4.375%
FHA
Active
13
$999,999Potential short sale
Rate
4.375%
7.18%today
Payment
$5,393/mo
$7,317today
  • 6beds
  • 4baths
  • 2,576sqft

3387 Central Avenue, Spring Valley

550 Park Blvd #2306, San Diego, CA, 92101 — assumable VA mortgage at 2.375%
VA
Active
23
$439,000$134,211 equity gap
Rate
2.375%
7.18%today
Payment
$1,389/mo
$2,422today
  • 1beds
  • 1baths
  • 738sqft

550 Park Blvd #2306, San Diego

1210 Pine Drive, El Cajon, CA, 92020 — assumable VA mortgage at 2.73%
VA
Active
51
$950,000$315,970 equity gap
Rate
2.73%
7.18%today
Payment
$2,953/mo
$4,913today
  • 3beds
  • 3baths
  • 2,412sqft

1210 Pine Drive, El Cajon

1501 Front St #302, San Diego, CA, 92101 — assumable VA mortgage at 2.77%
VA
Active
40
$699,000$279,534 equity gap
Rate
2.77%
7.18%today
Payment
$1,967/mo
$3,255today
  • 2beds
  • 2baths
  • 1,058sqft

1501 Front St #302, San Diego

Assuming a mortgage in National City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.38%
Lowest existing payment
$516/mo
Median cash to assume
$242,570
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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