Assumable homes for sale in New Germany, MN

6 homesFHA & VA loansrates from 3.11% vs 7.18% today

New Germany assumption guide

651 2nd Street, Winsted, MN, 55395 — assumable FHA mortgage at 3.11%

FHA

Active

$259,999$81,310 equity gap

Rate: 3.11%; ~~7.18%~~today
Payment: $848/mo; ~~$1,344~~today

4beds
2baths
1,984sqft

651 2nd Street, Winsted

813 Hickory Curve, Watertown, MN, 55388 — assumable FHA mortgage at 3.15%

FHA

Active

$399,999$172,296 equity gap

Rate: 3.15%; ~~7.18%~~today
Payment: $1,130/mo; ~~$1,782~~today

4beds
2baths
2,013sqft

813 Hickory Curve, Watertown

345 Sunfish Lane, Winsted, MN, 55395 — assumable FHA mortgage at 4.67%

FHA

Active

$259,900$26,082 equity gap

Rate: 4.67%; ~~7.18%~~today
Payment: $1,304/mo; ~~$1,709~~today

4beds
2baths
2,072sqft

345 Sunfish Lane, Winsted

400 Mill Avenue, Watertown, MN, 55388 — assumable FHA mortgage at 3.89%

FHA

Active

$249,900$130,958 equity gap

Rate: 3.89%; ~~7.18%~~today
Payment: $695/mo; ~~$999~~today

4beds
2baths
1,510sqft

400 Mill Avenue, Watertown

11320 Highway 7, Watertown, MN, 55388 — assumable VA mortgage at 6.27%

Active

$925,000$83,107 equity gap

Rate: 6.27%; ~~7.18%~~today
Payment: $5,240/mo; ~~$5,753~~today

6beds
5baths
3,407sqft

11320 Highway 7, Watertown

246 Snowdrop Trail, Waconia, MN, 55387 — assumable VA mortgage at 6.87%

Active

$450,000$132,233 equity gap

Rate: 6.87%; ~~7.18%~~today
Payment: $2,120/mo; ~~$2,187~~today

4beds
3baths
2,103sqft

246 Snowdrop Trail, Waconia

Assuming a mortgage in New Germany

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate: 3.11%
Lowest existing payment: $695/mo
Median cash to assume: $107,033