Assumable homes for sale in Nipomo, CA

15 homesFHA & VA loansrates from 2.72% vs 7.18% today

Nipomo assumption guide
617 Cornwall, Arroyo Grande, CA, 93420 — assumable VA mortgage at 2.72%
VA
Active
47
$875,000$571,159 equity gap
Rate
2.72%
7.18%today
Payment
$1,467/mo
$2,414today
  • 3beds
  • 1baths
  • 1,696sqft

617 Cornwall, Arroyo Grande

120 Jennifer Court, Grover Beach, CA, 93433 — assumable VA mortgage at 2.88%
VA
Active
34
$589,000$270,962 equity gap
Rate
2.88%
7.18%today
Payment
$1,472/mo
$2,402today
  • 2beds
  • 1baths
  • 883sqft

120 Jennifer Court, Grover Beach

111 El Viento, Pismo Beach, CA, 93449 — assumable VA mortgage at 2.99%
VA
Active
60
$1,995,000$1,353,017 equity gap
Rate
2.99%
7.18%today
Payment
$3,112/mo
$5,006today
  • 4beds
  • 2baths
  • 2,155sqft

111 El Viento, Pismo Beach

1590 Manhattan, Grover Beach, CA, 93433 — assumable FHA mortgage at 3.09%
FHA
Active
46
$899,000$434,262 equity gap
Rate
3.09%
7.18%today
Payment
$2,246/mo
$3,567today
  • 4beds
  • 2baths
  • 1,318sqft

1590 Manhattan, Grover Beach

415 Dixson Street, Arroyo Grande, CA, 93420 — assumable VA mortgage at 3.50%
VA
Active
63
$1,195,000$605,904 equity gap
Rate
3.50%
7.18%today
Payment
$3,054/mo
$4,607today
  • 4beds
  • 3baths
  • 2,299sqft

415 Dixson Street, Arroyo Grande

633 Beverly Drive, Nipomo, CA, 93444 — assumable FHA mortgage at 3.55%
FHA
Active
29
$575,000$397,208 equity gap
Rate
3.55%
7.18%today
Payment
$1,210/mo
$1,815today
  • 2beds
  • 2baths
  • 1,440sqft

633 Beverly Drive, Nipomo

321 Garnet Way, Santa Maria, CA, 93454 — assumable VA mortgage at 3.73%
VA
Active
27
$729,000$484,698 equity gap
Rate
3.73%
7.18%today
Payment
$1,308/mo
$1,918today
  • 3beds
  • 2baths
  • 1,640sqft

321 Garnet Way, Santa Maria

290 Casa Real Place, Nipomo, CA, 93444 — assumable VA mortgage at 3.88%
VA
Active
55
$1,035,000$729,692 equity gap
Rate
3.88%
7.18%today
Payment
$2,153/mo
$3,100today
  • 3beds
  • 2baths
  • 1,718sqft

290 Casa Real Place, Nipomo

1310 Cox, Santa Maria, CA, 93454 — assumable FHA mortgage at 3.90%
FHA
Active
34
$1,085,000$825,353 equity gap
Rate
3.90%
7.18%today
Payment
$1,507/mo
$2,164today
  • 6beds
  • 4baths
  • 2,209sqft

1310 Cox, Santa Maria

309 Dressler, Santa Maria, CA, 93454 — assumable FHA mortgage at 6.75%
FHA
Active
35
$825,000$86,719 equity gap
Rate
6.75%
7.18%today
Payment
$4,840/mo
$5,055today
  • 3beds
  • 2baths
  • 1,567sqft

309 Dressler, Santa Maria

4365 Herado, Guadalupe, CA, 93434 — assumable FHA mortgage at 5.00%
FHA
Active
47
$715,000$114,674 equity gap
Rate
5.00%
7.18%today
Payment
$3,447/mo
$4,350today
  • 3beds
  • 3baths
  • 1,856sqft

4365 Herado, Guadalupe

263 12th Street, Grover Beach, CA, 93433 — assumable FHA mortgage at 6.79%
FHA
Active
21
$835,000$167,761 equity gap
Rate
6.79%
7.18%today
Payment
$4,508/mo
$4,689today
  • 3beds
  • 3baths
  • 1,450sqft

263 12th Street, Grover Beach

1978 Eucalyptus, Nipomo, CA, 93444 — assumable VA mortgage at 6.13%
VA
Active
72
$1,499,000$568,225 equity gap
Rate
6.13%
7.18%today
Payment
$5,927/mo
$6,605today
  • 2beds
  • 3baths
  • 2,558sqft

1978 Eucalyptus, Nipomo

509 Bunny #4, Santa Maria, CA, 93458 — assumable FHA mortgage at 6.78%
FHA
Active
42
$1,050,000$335,551 equity gap
Rate
6.78%
7.18%today
Payment
$4,743/mo
$4,939today
  • —beds
  • —baths
  • 3,692sqft

509 Bunny #4, Santa Maria

211 Pine, Santa Maria, CA, 93458 — assumable FHA mortgage at 7.08%
FHA
Active
4
$425,000$368,783 equity gap
Rate
7.08%
7.18%today
Payment
$1,006/mo
$1,016today
  • 2beds
  • 1baths
  • 794sqft

211 Pine, Santa Maria

Assuming a mortgage in Nipomo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$1,006/mo
Median cash to assume
$434,262
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.