Assumable homes for sale in Northfield, MN

11 homesVA & FHA loansrates from 2.38% vs 7.18% today

Northfield assumption guide
1221 Jefferson Road, Northfield, MN, 55057 — assumable VA mortgage at 3.69%
VA
Active
40
$263,000$47,966 equity gap
Rate
3.69%
7.18%today
Payment
$1,081/mo
$1,593today
  • 4beds
  • 1baths
  • 1,405sqft

1221 Jefferson Road, Northfield

50 Jefferson Drive, Northfield, MN, 55057 — assumable VA mortgage at 2.67%
VA
Active
16
$266,000$107,207 equity gap
Rate
2.67%
7.18%today
Payment
$740/mo
$1,241today
  • 3beds
  • 2baths
  • 1,812sqft

50 Jefferson Drive, Northfield

9180 Edgebrook Drive, Northfield, MN, 55057 — assumable VA mortgage at 2.87%
VA
Active
28
$429,000$158,806 equity gap
Rate
2.87%
7.18%today
Payment
$1,243/mo
$2,032today
  • 4beds
  • 2baths
  • 2,670sqft

9180 Edgebrook Drive, Northfield

117 Linden Street, Northfield, MN, 55057 — assumable FHA mortgage at 2.38%
FHA
Active
43
$279,900$167,975 equity gap
Rate
2.38%
7.18%today
Payment
$1,081/mo
$1,486today
  • 3beds
  • 1baths
  • 1,202sqft

117 Linden Street, Northfield

900 5th Street, Northfield, MN, 55057 — assumable VA mortgage at 2.42%
VA
Active
33
$335,000$219,026 equity gap
Rate
2.42%
7.18%today
Payment
$1,186/mo
$1,626today
  • 4beds
  • 2baths
  • 1,916sqft

900 5th Street, Northfield

1507 Quie Lane, Northfield, MN, 55057 — assumable VA mortgage at 2.96%
VA
Active
43
$835,000$471,154 equity gap
Rate
2.96%
7.18%today
Payment
$1,766/mo
$2,853today
  • 4beds
  • 3baths
  • 3,706sqft

1507 Quie Lane, Northfield

1809 Jefferson Road, Northfield, MN, 55057 — assumable FHA mortgage at 3.75%
FHA
Active
34
$315,000$126,835 equity gap
Rate
3.75%
7.18%today
Payment
$1,009/mo
$1,476today
  • 3beds
  • 1baths
  • 1,792sqft

1809 Jefferson Road, Northfield

106 3rd Street, Dundas, MN, 55019 — assumable VA mortgage at 5.25%
VA
Active
53
$300,000$24,856 equity gap
Rate
5.25%
7.18%today
Payment
$1,532/mo
$1,879today
  • 3beds
  • 2baths
  • 1,152sqft

106 3rd Street, Dundas

5150 123rd Street, Northfield, MN, 55057 — assumable FHA mortgage at 3.87%
FHA
Active
41
$525,000$336,448 equity gap
Rate
3.87%
7.18%today
Payment
$1,191/mo
$1,716today
  • 4beds
  • 3baths
  • 2,656sqft

5150 123rd Street, Northfield

1905 Red Maple Lane, Northfield, MN, 55057 — assumable FHA mortgage at 4.12%
FHA
Active
33
$259,900$152,319 equity gap
Rate
4.12%
7.18%today
Payment
$713/mo
$997today
  • 2beds
  • 3baths
  • 1,882sqft

1905 Red Maple Lane, Northfield

31465 Northfield Boulevard, Northfield, MN, 55057 — assumable FHA mortgage at 6.25%
FHA
Active
34
$399,000$330,093 equity gap
Rate
6.25%
7.18%today
Payment
$1,100/mo
$1,211today
  • 3beds
  • 2baths
  • 1,232sqft

31465 Northfield Boulevard, Northfield

Assuming a mortgage in Northfield

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.38%
Lowest existing payment
$713/mo
Median cash to assume
$158,806
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.