FHATop pick
Active
41$549,000$42,536 equity gap
- Rate
- 2.67%
7.18%today- Payment
- $2,360/mo
$3,958today
- 2beds
- 1baths
- 728sqft
Assumable homes for sale in Oakland, CA
8 homesFHA & VA loansrates from 2.67% vs 7.18% today
Oakland assumption guide
FHA
Active
46$449,000$289,309 equity gap
- Rate
- 3.59%
7.18%today- Payment
- $1,054/mo
$1,573today
- 2beds
- 1baths
- 1,156sqft
2682 14Th Ave, Oakland
FHA
Active
5$515,000$232,509 equity gap
- Rate
- 4.04%
7.18%today- Payment
- $1,777/mo
$2,509today
- —beds
- —baths
- —sqft
1626 46Th Ave, Oakland
FHA
Active
40$1,149,460$36,020 equity gap
- Rate
- 6.44%
7.18%today- Payment
- $7,154/mo
$7,715today
- 4beds
- 3baths
- 1,943sqft
4628 Fieldbrook Rd, Oakland
FHA
Active
28$739,000$130,997 equity gap
- Rate
- 6.54%
7.18%today- Payment
- $4,020/mo
$4,290today
- 4beds
- 3baths
- 1,320sqft
1720 46th Avenue, Oakland
VA
Active
$488,888$77,669 equity gap
- Rate
- 5.52%
7.18%today- Payment
- $2,492/mo
$2,967today
- 5beds
- 3baths
- 2,305sqft
2158 High Street, Oakland
FHA
Active
12$750,000$297,385 equity gap
- Rate
- 5.25%
7.18%today- Payment
- $2,551/mo
$3,129today
- —beds
- —baths
- —sqft
5383 Bancroft Ave, Oakland
FHA
Active
13$648,950Potential short sale
- Rate
- 6.50%
7.18%today- Payment
- $4,735/mo
$5,075today
- —beds
- —baths
- —sqft
3019 Florida St, Oakland
Assuming a mortgage in Oakland
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.
- Lowest existing rate
- 2.67%
- Lowest existing payment
- $1,054/mo
- Median cash to assume
- $130,997