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Assumable homes for sale in Ocala, FL

22 homesVA & FHA loansrates from 2.77% vs 7.18% today

Ocala assumption guide
5387 92ND AVENUE Road, Ocala, FL, 34481 — assumable VA mortgage at 3.45%
VA
Active
42
$550,000$165,064 equity gap
Rate
3.45%
7.18%today
Payment
$1,897/mo
$2,880today
  • 2beds
  • 2baths
  • 1,672sqft

5387 92ND AVENUE Road, Ocala

6443 97TH TERRACE ROAD, Ocala, FL, 34481 — assumable FHA mortgage at 4.17%
FHA
Active
23
$649,000$100,137 equity gap
Rate
4.17%
7.18%today
Payment
$3,289/mo
$4,573today
  • 3beds
  • 3baths
  • 2,529sqft

6443 97TH TERRACE ROAD, Ocala

8636 99TH Circle, Ocala, FL, 34481 — assumable VA mortgage at 2.77%
VA
Active
62
$558,355$301,391 equity gap
Rate
2.77%
7.18%today
Payment
$1,211/mo
$2,004today
  • 3beds
  • 3baths
  • 2,373sqft

8636 99TH Circle, Ocala

9099 89TH Loop, Ocala, FL, 34481 — assumable VA mortgage at 2.77%
VA
Active
44
$525,800$268,836 equity gap
Rate
2.77%
7.18%today
Payment
$1,211/mo
$2,004today
  • 3beds
  • 3baths
  • 2,183sqft

9099 89TH Loop, Ocala

9145 70TH Loop, Ocala, FL, 34481 — assumable FHA mortgage at 2.87%
FHA
Active
45
$336,633$135,836 equity gap
Rate
2.87%
7.18%today
Payment
$939/mo
$1,534today
  • 2beds
  • 2baths
  • 1,687sqft

9145 70TH Loop, Ocala

9107 102ND Circle, Ocala, FL, 34481 — assumable VA mortgage at 3.00%
VA
Active
44
$271,000$271,000 equity gap
Rate
3.00%
7.18%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,800sqft

9107 102ND Circle, Ocala

9479 71ST Loop, Ocala, FL, 34481 — assumable VA mortgage at 3.18%
VA
Active
73
$562,265$227,942 equity gap
Rate
3.18%
7.18%today
Payment
$1,631/mo
$2,562today
  • 3beds
  • 2baths
  • 2,413sqft

9479 71ST Loop, Ocala

7509 97TH TERRACE Road, Ocala, FL, 34481 — assumable VA mortgage at 3.24%
VA
Active
50
$575,000$251,753 equity gap
Rate
3.24%
7.18%today
Payment
$1,624/mo
$2,531today
  • 3beds
  • 2baths
  • 2,413sqft

7509 97TH TERRACE Road, Ocala

9201 91ST Circle, Ocala, FL, 34481 — assumable FHA mortgage at 3.45%
FHA
Active
33
$249,900$142,595 equity gap
Rate
3.45%
7.18%today
Payment
$553/mo
$840today
  • 2beds
  • 2baths
  • 1,881sqft

9201 91ST Circle, Ocala

9419 66TH Loop, Ocala, FL, 34481 — assumable VA mortgage at 3.60%
VA
Active
36
$299,900$142,058 equity gap
Rate
3.60%
7.18%today
Payment
$929/mo
$1,384today
  • 2beds
  • 2baths
  • 1,596sqft

9419 66TH Loop, Ocala

6042 93RD Circle, Ocala, FL, 34481 — assumable VA mortgage at 4.98%
VA
Active
32
$339,900$64,493 equity gap
Rate
4.98%
7.18%today
Payment
$1,583/mo
$2,003today
  • 2beds
  • 2baths
  • 1,404sqft

6042 93RD Circle, Ocala

8413 54TH Loop, Ocala, FL, 34481 — assumable VA mortgage at 6.81%
VA
Active
59
$299,999Potential short sale
Rate
6.81%
7.18%today
Payment
$2,017/mo
$2,094today
  • 2beds
  • 2baths
  • 1,433sqft

8413 54TH Loop, Ocala

8208 98TH TERRACE Road, Ocala, FL, 34481 — assumable VA mortgage at 5.25%
VA
Active
72
$612,500$165,220 equity gap
Rate
5.25%
7.18%today
Payment
$2,521/mo
$3,092today
  • 3beds
  • 3baths
  • 2,659sqft

8208 98TH TERRACE Road, Ocala

6043 93RD Circle, Ocala, FL, 34481 — assumable VA mortgage at 5.30%
VA
Active
64
$334,950$82,457 equity gap
Rate
5.30%
7.18%today
Payment
$1,499/mo
$1,829today
  • 2beds
  • 2baths
  • 1,656sqft

6043 93RD Circle, Ocala

9793 63RD Loop, Ocala, FL, 34481 — assumable VA mortgage at 6.21%
VA
Active
33
$476,000$46,373 equity gap
Rate
6.21%
7.18%today
Payment
$2,655/mo
$2,933today
  • 4beds
  • 2baths
  • 2,186sqft

9793 63RD Loop, Ocala

6046 86TH Circle, Ocala, FL, 34481 — assumable VA mortgage at 6.66%
VA
Active
91
$574,850$53,013 equity gap
Rate
6.66%
7.18%today
Payment
$3,456/mo
$3,643today
  • 3beds
  • 4baths
  • 2,809sqft

6046 86TH Circle, Ocala

6015 86TH Circle, Ocala, FL, 34481 — assumable VA mortgage at 6.78%
VA
Active
58
$555,000$36,964 equity gap
Rate
6.78%
7.18%today
Payment
$3,463/mo
$3,606today
  • 3beds
  • 3baths
  • 2,523sqft

6015 86TH Circle, Ocala

8403 58TH Loop, Ocala, FL, 34481 — assumable FHA mortgage at 6.30%
FHA
Active
38
$579,000$64,286 equity gap
Rate
6.30%
7.18%today
Payment
$3,217/mo
$3,521today
  • 3beds
  • 5baths
  • 2,892sqft

8403 58TH Loop, Ocala

8331 97TH Avenue, Ocala, FL, 34481 — assumable FHA mortgage at 6.26%
FHA
Active
81
$699,900$172,206 equity gap
Rate
6.26%
7.18%today
Payment
$3,288/mo
$3,613today
  • 3beds
  • 3baths
  • 3,180sqft

8331 97TH Avenue, Ocala

8779 83RD Circle, Ocala, FL, 34481 — assumable VA mortgage at 6.76%
VA
Active
32
$350,000$86,786 equity gap
Rate
6.76%
7.18%today
Payment
$1,735/mo
$1,811today
  • 3beds
  • 2baths
  • 2,327sqft

8779 83RD Circle, Ocala

5661 94TH Avenue, Ocala, FL, 34481 — assumable VA mortgage at 6.62%
VA
Active
79
$449,000$174,198 equity gap
Rate
6.62%
7.18%today
Payment
$1,785/mo
$1,889today
  • 2beds
  • 3baths
  • 2,110sqft

5661 94TH Avenue, Ocala

5585 85TH AVENUE Road, Ocala, FL, 34481 — assumable VA mortgage at 6.96%
VA
Active
51
$385,000$187,561 equity gap
Rate
6.96%
7.18%today
Payment
$1,353/mo
$1,383today
  • 3beds
  • 2baths
  • 1,663sqft

5585 85TH AVENUE Road, Ocala

Assuming a mortgage in Ocala

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$553/mo
Median cash to assume
$142,327
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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