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Assumable homes for sale in Ocala, FL

18 homesFHA & VA loansrates from 2.67% vs 7.18% today

Ocala assumption guide
4341 57TH Avenue, Ocala, FL, 34482 — assumable FHA mortgage at 2.81%
FHA
Active
39
$339,000$94,779 equity gap
Rate
2.81%
7.18%today
Payment
$1,147/mo
$1,889today
  • 2beds
  • 2baths
  • 1,666sqft

4341 57TH Avenue, Ocala

3508 55TH Court, Ocala, FL, 34482 — assumable FHA mortgage at 2.87%
FHA
Active
31
$325,000$69,443 equity gap
Rate
2.87%
7.18%today
Payment
$1,192/mo
$1,947today
  • 2beds
  • 2baths
  • 1,681sqft

3508 55TH Court, Ocala

5662 40TH PL, Ocala, FL, 34482 — assumable VA mortgage at 2.67%
VA
Active
25
$345,000$127,119 equity gap
Rate
2.67%
7.18%today
Payment
$1,015/mo
$1,703today
  • 3beds
  • 2baths
  • 1,862sqft

5662 40TH PL, Ocala

3506 55TH Circle, Ocala, FL, 34482 — assumable VA mortgage at 3.54%
VA
Active
46
$531,175$216,518 equity gap
Rate
3.54%
7.18%today
Payment
$1,816/mo
$2,726today
  • 3beds
  • 3baths
  • 2,755sqft

3506 55TH Circle, Ocala

6931 HIGHWAY 225A, Ocala, FL, 34482 — assumable VA mortgage at 3.56%
VA
Active
98
$1,449,000$1,220,618 equity gap
Rate
3.56%
7.18%today
Payment
$1,527/mo
$2,286today
  • 4beds
  • 4baths
  • 5,090sqft

6931 HIGHWAY 225A, Ocala

5721 62ND Avenue, Ocala, FL, 34482 — assumable VA mortgage at 5.10%
VA
Active
31
$285,000$17,749 equity gap
Rate
5.10%
7.18%today
Payment
$1,553/mo
$1,937today
  • 3beds
  • 2baths
  • 1,173sqft

5721 62ND Avenue, Ocala

4139 44TH Circle, Ocala, FL, 34482 — assumable FHA mortgage at 4.50%
FHA
Active
54
$266,000$64,994 equity gap
Rate
4.50%
7.18%today
Payment
$1,052/mo
$1,406today
  • 3beds
  • 2baths
  • 1,610sqft

4139 44TH Circle, Ocala

1795 44TH COURT Road, Ocala, FL, 34482 — assumable FHA mortgage at 7.09%
FHA
Active
48
$348,000Potential short sale
Rate
7.09%
7.18%today
Payment
$2,432/mo
$2,454today
  • 5beds
  • 3baths
  • 2,445sqft

1795 44TH COURT Road, Ocala

4528 54TH Terrace, Ocala, FL, 34482 — assumable FHA mortgage at 7.10%
FHA
Active
77
$459,000$10,334 equity gap
Rate
7.10%
7.18%today
Payment
$3,091/mo
$3,115today
  • 2beds
  • 3baths
  • 2,056sqft

4528 54TH Terrace, Ocala

1728 44TH COURT Road, Ocala, FL, 34482 — assumable FHA mortgage at 7.57%
FHA
Active
36
$313,000Potential short sale
Rate
7.57%
7.18%today
Payment
$2,429/mo
$2,337today
  • 4beds
  • 3baths
  • 2,039sqft

1728 44TH COURT Road, Ocala

5542 57TH Avenue, Ocala, FL, 34482 — assumable VA mortgage at 6.01%
VA
Active
66
$413,560$41,294 equity gap
Rate
6.01%
7.18%today
Payment
$2,274/mo
$2,561today
  • 4beds
  • 3baths
  • 2,348sqft

5542 57TH Avenue, Ocala

4351 54TH Terrace, Ocala, FL, 34482 — assumable FHA mortgage at 6.81%
FHA
Active
66
$449,900$41,837 equity gap
Rate
6.81%
7.18%today
Payment
$2,756/mo
$2,861today
  • 2beds
  • 3baths
  • 2,059sqft

4351 54TH Terrace, Ocala

4119 44TH Circle, Ocala, FL, 34482 — assumable FHA mortgage at 6.90%
FHA
Active
36
$300,000$23,612 equity gap
Rate
6.90%
7.18%today
Payment
$1,869/mo
$1,923today
  • 3beds
  • 2baths
  • 1,610sqft

4119 44TH Circle, Ocala

4970 55TH Court, Ocala, FL, 34482 — assumable FHA mortgage at 6.92%
FHA
Active
44
$184,900$36,545 equity gap
Rate
6.92%
7.18%today
Payment
$1,024/mo
$1,051today
  • 3beds
  • 2baths
  • 1,188sqft

4970 55TH Court, Ocala

1901 50TH Circle, Ocala, FL, 34482 — assumable VA mortgage at 7.04%
VA
Active
43
$275,000$45,133 equity gap
Rate
7.04%
7.18%today
Payment
$1,561/mo
$1,583today
  • 3beds
  • 2baths
  • 1,531sqft

1901 50TH Circle, Ocala

5832 63RD Place, Ocala, FL, 34482 — assumable VA mortgage at 7.06%
VA
Active
38
$264,500$44,702 equity gap
Rate
7.06%
7.18%today
Payment
$1,505/mo
$1,524today
  • 3beds
  • 2baths
  • 1,386sqft

5832 63RD Place, Ocala

5074 61ST Avenue, Ocala, FL, 34482 — assumable FHA mortgage at 5.55%
FHA
Active
30
$305,999$74,466 equity gap
Rate
5.55%
7.18%today
Payment
$1,401/mo
$1,663today
  • 3beds
  • 2baths
  • 1,350sqft

5074 61ST Avenue, Ocala

1830 44TH COURT Road, Ocala, FL, 34482 — assumable FHA mortgage at 6.71%
FHA
Active
48
$242,000Potential short sale
Rate
6.71%
7.18%today
Payment
$1,814/mo
$1,902today
  • 3beds
  • 2baths
  • 1,548sqft

1830 44TH COURT Road, Ocala

Assuming a mortgage in Ocala

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$1,015/mo
Median cash to assume
$45,133
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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