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Assumable homes for sale in Ocoee, FL

200 homesFHA & VA loansrates from 2.20% vs 7.18% today

Ocoee assumption guide
3443 TUMBLING RIVER Drive, Clermont, FL, 34711 — assumable VA mortgage at 2.87%
VA
Active
33
$565,000$103,629 equity gap
Rate
2.87%
7.18%today
Payment
$2,152/mo
$3,516today
  • 4beds
  • 5baths
  • 3,459sqft

3443 TUMBLING RIVER Drive, Clermont

4639 CALENDULA Drive, Orlando, FL, 32839 — assumable FHA mortgage at 2.86%
FHA
Active
24
$320,000$95,211 equity gap
Rate
2.86%
7.18%today
Payment
$1,045/mo
$1,709today
  • 3beds
  • 2baths
  • 1,286sqft

4639 CALENDULA Drive, Orlando

313 LUCILE Way, Orlando, FL, 32835 — assumable FHA mortgage at 2.88%
FHA
Active
29
$245,000$69,452 equity gap
Rate
2.88%
7.18%today
Payment
$823/mo
$1,344today
  • 2beds
  • 2baths
  • 1,145sqft

313 LUCILE Way, Orlando

219 15TH Street, Apopka, FL, 32703 — assumable FHA mortgage at 2.94%
FHA
Active
19
$255,000$69,237 equity gap
Rate
2.94%
7.18%today
Payment
$879/mo
$1,423today
  • 3beds
  • 2baths
  • 1,186sqft

219 15TH Street, Apopka

619 HEATHERTON Village, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.98%
FHA
Active
34
$199,500$48,090 equity gap
Rate
2.98%
7.18%today
Payment
$718/mo
$1,157today
  • 2beds
  • 2baths
  • 1,144sqft

619 HEATHERTON Village, Altamonte Springs

871 LAKE JACKSON Circle, Apopka, FL, 32703 — assumable FHA mortgage at 3.04%
FHA
Active
19
$350,000$102,696 equity gap
Rate
3.04%
7.18%today
Payment
$1,186/mo
$1,896today
  • 4beds
  • 3baths
  • 1,786sqft

871 LAKE JACKSON Circle, Apopka

3602 PALM Avenue, Apopka, FL, 32703 — assumable VA mortgage at 3.10%
VA
Active
33
$410,000$118,076 equity gap
Rate
3.10%
7.18%today
Payment
$1,387/mo
$2,201today
  • 3beds
  • 2baths
  • 1,712sqft

3602 PALM Avenue, Apopka

1444 KENNY Court, Winter Garden, FL, 34787 — assumable FHA mortgage at 3.12%
FHA
Active
29
$350,000$83,566 equity gap
Rate
3.12%
7.18%today
Payment
$1,269/mo
$2,008today
  • 3beds
  • 2baths
  • 1,352sqft

1444 KENNY Court, Winter Garden

2183 CRANDON Avenue, Winter Park, FL, 32789 — assumable FHA mortgage at 3.45%
FHA
Active
28
$469,000$112,614 equity gap
Rate
3.45%
7.18%today
Payment
$1,753/mo
$2,661today
  • 4beds
  • 2baths
  • 1,200sqft

2183 CRANDON Avenue, Winter Park

214 15TH Street, Apopka, FL, 32703 — assumable FHA mortgage at 2.65%
FHA
Active
34
$300,000$120,022 equity gap
Rate
2.65%
7.18%today
Payment
$831/mo
$1,397today
  • 3beds
  • 2baths
  • 1,560sqft

214 15TH Street, Apopka

2405 PIEDMONT LAKES BLVD, Apopka, FL, 32703 — assumable FHA mortgage at 2.73%
FHA
Active
19
$400,000$155,948 equity gap
Rate
2.73%
7.18%today
Payment
$1,139/mo
$1,896today
  • 3beds
  • 2baths
  • 1,666sqft

2405 PIEDMONT LAKES BLVD, Apopka

6526 LYNN Road, Orlando, FL, 32810 — assumable VA mortgage at 2.77%
VA
Active
49
$539,000$188,292 equity gap
Rate
2.77%
7.18%today
Payment
$1,621/mo
$2,684today
  • 4beds
  • 3baths
  • 1,850sqft

6526 LYNN Road, Orlando

139 OLIVE TREE Circle, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.81%
FHA
Active
61
$288,000$100,709 equity gap
Rate
2.81%
7.18%today
Payment
$888/mo
$1,463today
  • 3beds
  • 3baths
  • 1,314sqft

139 OLIVE TREE Circle, Altamonte Springs

2223 WEKIVA VILLAGE Lane, Apopka, FL, 32703 — assumable VA mortgage at 2.81%
VA
Active
34
$369,000$147,050 equity gap
Rate
2.81%
7.18%today
Payment
$1,053/mo
$1,733today
  • 3beds
  • 3baths
  • 2,293sqft

2223 WEKIVA VILLAGE Lane, Apopka

6330 RUTHIE Drive, Orlando, FL, 32818 — assumable FHA mortgage at 2.84%
FHA
Active
35
$355,000$140,884 equity gap
Rate
2.84%
7.18%today
Payment
$998/mo
$1,636today
  • 3beds
  • 2baths
  • 1,170sqft

6330 RUTHIE Drive, Orlando

15530 SUNQUAT DR, Winter Garden, FL, 34787 — assumable VA mortgage at 2.86%
VA
Active
45
$599,999$230,525 equity gap
Rate
2.86%
7.18%today
Payment
$1,721/mo
$2,816today
  • 4beds
  • 4baths
  • 2,466sqft

15530 SUNQUAT DR, Winter Garden

1232 BENT OAK Trail, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.88%
FHA
Active
47
$399,000$159,623 equity gap
Rate
2.88%
7.18%today
Payment
$1,115/mo
$1,820today
  • 4beds
  • 3baths
  • 1,923sqft

1232 BENT OAK Trail, Altamonte Springs

2117 MOUNTAIN PINE Street, Ocoee, FL, 34761 — assumable FHA mortgage at 2.88%
FHA
Active
56
$489,000$165,945 equity gap
Rate
2.88%
7.18%today
Payment
$1,515/mo
$2,473today
  • 4beds
  • 3baths
  • 2,110sqft

2117 MOUNTAIN PINE Street, Ocoee

2063 HAREBELL Lane, Ocoee, FL, 34761 — assumable FHA mortgage at 4.00%
FHA
Active
32
$314,900$56,488 equity gap
Rate
4.00%
7.18%today
Payment
$1,351/mo
$1,917today
  • 3beds
  • 3baths
  • 1,485sqft

2063 HAREBELL Lane, Ocoee

3653 CORSICA Lane, Clermont, FL, 34711 — assumable VA mortgage at 3.05%
VA
Active
61
$374,900$116,865 equity gap
Rate
3.05%
7.18%today
Payment
$1,217/mo
$1,943today
  • 3beds
  • 2baths
  • 1,582sqft

3653 CORSICA Lane, Clermont

7736 ROLLINGRIDGE Court, Orlando, FL, 32835 — assumable FHA mortgage at 3.10%
FHA
Active
30
$545,000$181,178 equity gap
Rate
3.10%
7.18%today
Payment
$1,725/mo
$2,737today
  • 3beds
  • 2baths
  • 1,816sqft

7736 ROLLINGRIDGE Court, Orlando

6567 MERITMOOR Circle, Orlando, FL, 32818 — assumable FHA mortgage at 4.16%
FHA
Active
7
$310,000$56,912 equity gap
Rate
4.16%
7.18%today
Payment
$1,341/mo
$1,866today
  • 3beds
  • 2baths
  • 1,067sqft

6567 MERITMOOR Circle, Orlando

513 OAKCREST Street, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.20%
FHA
Active
32
$490,000$300,501 equity gap
Rate
2.20%
7.18%today
Payment
$1,000/mo
$1,657today
  • 4beds
  • 3baths
  • 2,400sqft

513 OAKCREST Street, Altamonte Springs

6617 BEAR LAKE Terrace, Apopka, FL, 32703 — assumable VA mortgage at 2.31%
VA
Active
56
$599,000$392,941 equity gap
Rate
2.31%
7.18%today
Payment
$898/mo
$1,579today
  • 4beds
  • 3baths
  • 2,132sqft

6617 BEAR LAKE Terrace, Apopka

4489 OAK ARBOR Circle, Orlando, FL, 32808 — assumable FHA mortgage at 2.65%
FHA
Active
24
$225,000$106,433 equity gap
Rate
2.65%
7.18%today
Payment
$550/mo
$925today
  • 3beds
  • 3baths
  • 1,418sqft

4489 OAK ARBOR Circle, Orlando

1135 GARRETT GILLIAM Drive, Ocoee, FL, 34761 — assumable FHA mortgage at 2.73%
FHA
Active
39
$369,000$164,083 equity gap
Rate
2.73%
7.18%today
Payment
$1,017/mo
$1,650today
  • 3beds
  • 2baths
  • 1,536sqft

1135 GARRETT GILLIAM Drive, Ocoee

5413 NEW INDEPENDENCE Parkway, Winter Garden, FL, 34787 — assumable FHA mortgage at 2.77%
FHA
Active
28
$469,000$207,581 equity gap
Rate
2.77%
7.18%today
Payment
$1,226/mo
$2,029today
  • 4beds
  • 3baths
  • 2,131sqft

5413 NEW INDEPENDENCE Parkway, Winter Garden

1118 MAIDENMOOR Road, Winter Garden, FL, 34787 — assumable VA mortgage at 2.79%
VA
Active
36
$460,000$416,661 equity gap
Rate
2.79%
7.18%today
Payment
$740/mo
$989today
  • 4beds
  • 2baths
  • 2,009sqft

1118 MAIDENMOOR Road, Winter Garden

1105 CABALLERO Road, Ocoee, FL, 34761 — assumable FHA mortgage at 2.79%
FHA
Active
36
$324,900$208,982 equity gap
Rate
2.79%
7.18%today
Payment
$600/mo
$954today
  • 3beds
  • 1baths
  • 1,225sqft

1105 CABALLERO Road, Ocoee

13322 BLOSSOM VALLEY Drive, Clermont, FL, 34711 — assumable FHA mortgage at 2.81%
FHA
Active
65
$489,000$239,084 equity gap
Rate
2.81%
7.18%today
Payment
$1,260/mo
$2,025today
  • 3beds
  • 2baths
  • 1,753sqft

13322 BLOSSOM VALLEY Drive, Clermont

3856 SHADY GROVE Circle, Orlando, FL, 32810 — assumable FHA mortgage at 2.81%
FHA
Active
29
$399,900$161,994 equity gap
Rate
2.81%
7.18%today
Payment
$1,131/mo
$1,862today
  • 3beds
  • 2baths
  • 1,445sqft

3856 SHADY GROVE Circle, Orlando

9120 QUEEN ELIZABETH Court, Orlando, FL, 32818 — assumable FHA mortgage at 2.84%
FHA
Active
25
$399,987$264,288 equity gap
Rate
2.84%
7.18%today
Payment
$631/mo
$1,035today
  • 4beds
  • 2baths
  • 2,156sqft

9120 QUEEN ELIZABETH Court, Orlando

5300 FERNHILL Court, Orlando, FL, 32808 — assumable FHA mortgage at 2.87%
FHA
Active
7
$350,000$166,232 equity gap
Rate
2.87%
7.18%today
Payment
$879/mo
$1,437today
  • 4beds
  • 3baths
  • 1,872sqft

5300 FERNHILL Court, Orlando

2107 BAY LINE Road, Oakland, FL, 34787 — assumable FHA mortgage at 2.88%
FHA
Active
57
$615,000$292,606 equity gap
Rate
2.88%
7.18%today
Payment
$1,505/mo
$2,456today
  • 3beds
  • 2baths
  • 1,916sqft

2107 BAY LINE Road, Oakland

3139 AZOLLA Street, Orlando, FL, 32808 — assumable FHA mortgage at 2.90%
FHA
Active
16
$215,000Potential short sale
Rate
2.90%
7.18%today
Payment
$1,124/mo
$1,829today
  • 3beds
  • 3baths
  • 1,570sqft

3139 AZOLLA Street, Orlando

4419 LINWOOD TRACE Lane, Clermont, FL, 34711 — assumable FHA mortgage at 2.90%
FHA
Active
13
$599,900$279,176 equity gap
Rate
2.90%
7.18%today
Payment
$1,508/mo
$2,454today
  • 4beds
  • 3baths
  • 2,105sqft

4419 LINWOOD TRACE Lane, Clermont

Assuming a mortgage in Ocoee

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$316/mo
Median cash to assume
$157,514
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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