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Assumable homes for sale in Orlando, FL

31 homesFHA & VA loansrates from 2.65% vs 7.18% today

Orlando assumption guide
6330 RUTHIE Drive, Orlando, FL, 32818 — assumable FHA mortgage at 2.84%
FHA
Active
35
$355,000$140,884 equity gap
Rate
2.84%
7.18%today
Payment
$998/mo
$1,636today
  • 3beds
  • 2baths
  • 1,170sqft

6330 RUTHIE Drive, Orlando

6567 MERITMOOR Circle, Orlando, FL, 32818 — assumable FHA mortgage at 4.16%
FHA
Active
7
$310,000$56,912 equity gap
Rate
4.16%
7.18%today
Payment
$1,341/mo
$1,866today
  • 3beds
  • 2baths
  • 1,067sqft

6567 MERITMOOR Circle, Orlando

4489 OAK ARBOR Circle, Orlando, FL, 32808 — assumable FHA mortgage at 2.65%
FHA
Active
24
$225,000$106,433 equity gap
Rate
2.65%
7.18%today
Payment
$550/mo
$925today
  • 3beds
  • 3baths
  • 1,418sqft

4489 OAK ARBOR Circle, Orlando

5300 FERNHILL Court, Orlando, FL, 32808 — assumable FHA mortgage at 2.87%
FHA
Active
7
$350,000$166,232 equity gap
Rate
2.87%
7.18%today
Payment
$879/mo
$1,437today
  • 4beds
  • 3baths
  • 1,872sqft

5300 FERNHILL Court, Orlando

5910 INDIAN HILL Road, Orlando, FL, 32808 — assumable FHA mortgage at 3.15%
FHA
Active
36
$260,000$150,840 equity gap
Rate
3.15%
7.18%today
Payment
$543/mo
$856today
  • 3beds
  • 2baths
  • 1,606sqft

5910 INDIAN HILL Road, Orlando

5237 CONA REEF Court, Orlando, FL, 32810 — assumable FHA mortgage at 3.16%
FHA
Active
26
$330,000$279,984 equity gap
Rate
3.16%
7.18%today
Payment
$1,030/mo
$1,341today
  • 4beds
  • 3baths
  • 1,469sqft

5237 CONA REEF Court, Orlando

3709 WESTGATE Road, Orlando, FL, 32808 — assumable FHA mortgage at 3.38%
FHA
Active
29
$345,000$229,470 equity gap
Rate
3.38%
7.18%today
Payment
$771/mo
$1,180today
  • 3beds
  • 3baths
  • 2,241sqft

3709 WESTGATE Road, Orlando

904 GOVERNORS Avenue, Orlando, FL, 32808 — assumable FHA mortgage at 3.42%
FHA
Active
7
$250,000$192,816 equity gap
Rate
3.42%
7.18%today
Payment
$327/mo
$499today
  • 3beds
  • 1baths
  • 1,135sqft

904 GOVERNORS Avenue, Orlando

1827 APPLEWOOD Court, Orlando, FL, 32818 — assumable FHA mortgage at 3.50%
FHA
Active
10
$295,000$184,448 equity gap
Rate
3.50%
7.18%today
Payment
$639/mo
$964today
  • 3beds
  • 2baths
  • 1,634sqft

1827 APPLEWOOD Court, Orlando

3802 WESTGATE Road, Orlando, FL, 32808 — assumable FHA mortgage at 3.50%
FHA
Active
47
$285,000$285,000 equity gap
Rate
3.50%
7.18%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,572sqft

3802 WESTGATE Road, Orlando

2822 ROUNDABOUT Lane, Orlando, FL, 32818 — assumable FHA mortgage at 3.59%
FHA
Active
33
$320,000$219,727 equity gap
Rate
3.59%
7.18%today
Payment
$593/mo
$885today
  • 3beds
  • 2baths
  • 1,359sqft

2822 ROUNDABOUT Lane, Orlando

6045 WEDGEWOOD Circle, Orlando, FL, 32808 — assumable FHA mortgage at 3.97%
FHA
Active
26
$310,000$213,289 equity gap
Rate
3.97%
7.18%today
Payment
$598/mo
$851today
  • 4beds
  • 2baths
  • 1,479sqft

6045 WEDGEWOOD Circle, Orlando

5319 FOX BRIAR Trail, Orlando, FL, 32808 — assumable FHA mortgage at 4.12%
FHA
Active
33
$279,900$226,113 equity gap
Rate
4.12%
7.18%today
Payment
$325/mo
$455today
  • 3beds
  • 2baths
  • 1,459sqft

5319 FOX BRIAR Trail, Orlando

3438 BRETWOOD Drive, Orlando, FL, 32808 — assumable FHA mortgage at 4.14%
FHA
Active
58
$399,900$324,961 equity gap
Rate
4.14%
7.18%today
Payment
$496/mo
$692today
  • 3beds
  • 2baths
  • 1,930sqft

3438 BRETWOOD Drive, Orlando

3407 LAKE TINY Circle, Orlando, FL, 32818 — assumable FHA mortgage at 4.20%
FHA
Active
33
$272,000$162,276 equity gap
Rate
4.20%
7.18%today
Payment
$663/mo
$918today
  • 3beds
  • 2baths
  • 1,206sqft

3407 LAKE TINY Circle, Orlando

4650 BOCA VISTA Court, Orlando, FL, 32808 — assumable FHA mortgage at 6.47%
FHA
Active
22
$275,000$3,825 equity gap
Rate
6.47%
7.18%today
Payment
$1,747/mo
$1,879today
  • 3beds
  • 2baths
  • 1,160sqft

4650 BOCA VISTA Court, Orlando

4722 SOUTHOLD Street, Orlando, FL, 32808 — assumable FHA mortgage at 6.76%
FHA
Active
$310,000$7,534 equity gap
Rate
6.76%
7.18%today
Payment
$1,994/mo
$2,081today
  • 3beds
  • 2baths
  • 2,096sqft

4722 SOUTHOLD Street, Orlando

5015 KEITH Place, Orlando, FL, 32808 — assumable FHA mortgage at 4.45%
FHA
Active
6
$200,000$84,602 equity gap
Rate
4.45%
7.18%today
Payment
$692/mo
$931today
  • 4beds
  • 1baths
  • 1,141sqft

5015 KEITH Place, Orlando

4533 LEMANS Drive, Orlando, FL, 32808 — assumable FHA mortgage at 6.27%
FHA
Active
10
$340,000$49,806 equity gap
Rate
6.27%
7.18%today
Payment
$1,878/mo
$2,062today
  • 4beds
  • 2baths
  • 1,496sqft

4533 LEMANS Drive, Orlando

5714 FERNHILL Drive, Orlando, FL, 32808 — assumable FHA mortgage at 6.29%
FHA
Active
24
$294,000$30,300 equity gap
Rate
6.29%
7.18%today
Payment
$1,712/mo
$1,876today
  • 4beds
  • 2baths
  • 1,811sqft

5714 FERNHILL Drive, Orlando

1016 KIRK Street, Orlando, FL, 32808 — assumable FHA mortgage at 6.30%
FHA
Active
22
$345,000$36,074 equity gap
Rate
6.30%
7.18%today
Payment
$1,933/mo
$2,115today
  • 5beds
  • 2baths
  • 1,898sqft

1016 KIRK Street, Orlando

6120 DENSON Drive, Orlando, FL, 32808 — assumable FHA mortgage at 6.50%
FHA
Active
29
$329,995$34,447 equity gap
Rate
6.50%
7.18%today
Payment
$1,893/mo
$2,029today
  • 3beds
  • 2baths
  • 1,503sqft

6120 DENSON Drive, Orlando

1019 SANTA BARBARA Road, Orlando, FL, 32808 — assumable FHA mortgage at 6.50%
FHA
Active
6
$290,000$65,316 equity gap
Rate
6.50%
7.18%today
Payment
$1,466/mo
$1,572today
  • 3beds
  • 2baths
  • 1,133sqft

1019 SANTA BARBARA Road, Orlando

1410 MONITOR Avenue, Orlando, FL, 32818 — assumable FHA mortgage at 6.81%
FHA
Active
10
$335,000$90,435 equity gap
Rate
6.81%
7.18%today
Payment
$1,667/mo
$1,730today
  • 4beds
  • 2baths
  • 2,074sqft

1410 MONITOR Avenue, Orlando

5501 CHATHAM WOODS Court, Orlando, FL, 32808 — assumable FHA mortgage at 6.81%
FHA
Active
17
$309,900$70,300 equity gap
Rate
6.81%
7.18%today
Payment
$1,620/mo
$1,682today
  • 3beds
  • 2baths
  • 1,233sqft

5501 CHATHAM WOODS Court, Orlando

3944 WHITE HERON Drive, Orlando, FL, 32808 — assumable FHA mortgage at 6.99%
FHA
Active
31
$699,990$210,083 equity gap
Rate
6.99%
7.18%today
Payment
$3,578/mo
$3,640today
  • 4beds
  • 3baths
  • 2,291sqft

3944 WHITE HERON Drive, Orlando

1840 POWERS Drive, Orlando, FL, 32818 — assumable VA mortgage at 6.62%
VA
Active
35
$330,000$121,400 equity gap
Rate
6.62%
7.18%today
Payment
$1,376/mo
$1,456today
  • 3beds
  • 2baths
  • 1,549sqft

1840 POWERS Drive, Orlando

5108 FIGWOOD Lane, Orlando, FL, 32808 — assumable FHA mortgage at 6.42%
FHA
Active
10
$230,000$211,435 equity gap
Rate
6.42%
7.18%today
Payment
$127/mo
$137today
  • 3beds
  • 4baths
  • 1,075sqft

5108 FIGWOOD Lane, Orlando

6401 RUTHIE Drive, Orlando, FL, 32818 — assumable FHA mortgage at 6.77%
FHA
Active
2
$280,000$266,165 equity gap
Rate
6.77%
7.18%today
Payment
$536/mo
$558today
  • 3beds
  • 2baths
  • 1,168sqft

6401 RUTHIE Drive, Orlando

6280 MISSON Drive, Orlando, FL, 32810 — assumable FHA mortgage at 7.63%
FHA
Active
3
$350,000Potential short sale
Rate
7.63%
7.18%today
Payment
$2,677/mo
$2,561today
  • 4beds
  • 2baths
  • 1,738sqft

6280 MISSON Drive, Orlando

2617 FORREST PARK Drive, Orlando, FL, 32808 — assumable FHA mortgage at 8.18%
FHA
Active
27
$310,000$305,955 equity gap
Rate
8.18%
7.18%today
Payment
$521/mo
$473today
  • 3beds
  • 2baths
  • 1,706sqft

2617 FORREST PARK Drive, Orlando

Assuming a mortgage in Orlando

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$325/mo
Median cash to assume
$156,558
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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