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Assumable homes for sale in Oxnard, CA

36 homesVA & FHA loansrates from 2.25% vs 7.18% today

Oxnard assumption guide
1820 Temple Avenue, Camarillo, CA, 93010 — assumable FHA mortgage at 3.21%
FHA
Active
35
$899,000$131,219 equity gap
Rate
3.21%
7.18%today
Payment
$3,678/mo
$5,754today
  • 5beds
  • 3baths
  • 1,896sqft

1820 Temple Avenue, Camarillo

138 H Street, Oxnard, CA, 93030 — assumable VA mortgage at 2.25%
VA
Active
31
$840,000$229,946 equity gap
Rate
2.25%
7.18%today
Payment
$2,694/mo
$4,775today
  • 3beds
  • 3baths
  • 1,747sqft

138 H Street, Oxnard

232 Bolero Lane, Oxnard, CA, 93036 — assumable VA mortgage at 2.85%
VA
Active
38
$729,900$236,623 equity gap
Rate
2.85%
7.18%today
Payment
$2,333/mo
$3,822today
  • 3beds
  • 3baths
  • 1,464sqft

232 Bolero Lane, Oxnard

509 Merritt Avenue, Camarillo, CA, 93010 — assumable FHA mortgage at 3.55%
FHA
Active
40
$969,000$283,345 equity gap
Rate
3.55%
7.18%today
Payment
$3,402/mo
$5,101today
  • 3beds
  • 2baths
  • 1,336sqft

509 Merritt Avenue, Camarillo

1411 Seabridge Lane, Oxnard, CA, 93035 — assumable FHA mortgage at 2.72%
FHA
Active
52
$1,690,000$1,174,316 equity gap
Rate
2.72%
7.18%today
Payment
$2,416/mo
$4,025today
  • 4beds
  • 3baths
  • 2,820sqft

1411 Seabridge Lane, Oxnard

324 Kiawah River Drive, Oxnard, CA, 93036 — assumable VA mortgage at 2.83%
VA
Active
33
$874,000$383,699 equity gap
Rate
2.83%
7.18%today
Payment
$2,325/mo
$3,818today
  • 4beds
  • 4baths
  • 2,004sqft

324 Kiawah River Drive, Oxnard

209 Riverdale Court #558, Camarillo, CA, 93012 — assumable FHA mortgage at 2.88%
FHA
Active
47
$625,000$365,002 equity gap
Rate
2.88%
7.18%today
Payment
$1,245/mo
$2,032today
  • 3beds
  • 3baths
  • 1,561sqft

209 Riverdale Court #558, Camarillo

1262 Gina Drive, Oxnard, CA, 93030 — assumable VA mortgage at 2.98%
VA
Active
29
$625,000$345,137 equity gap
Rate
2.98%
7.18%today
Payment
$1,315/mo
$2,119today
  • 3beds
  • 3baths
  • 1,344sqft

1262 Gina Drive, Oxnard

329 Laurel Court, Oxnard, CA, 93035 — assumable VA mortgage at 3.02%
VA
Active
52
$1,399,000$1,005,338 equity gap
Rate
3.02%
7.18%today
Payment
$1,923/mo
$3,082today
  • 4beds
  • 4baths
  • 2,172sqft

329 Laurel Court, Oxnard

11278 Tiger Lily Street, Ventura, CA, 93004 — assumable VA mortgage at 3.18%
VA
Active
33
$789,900$460,881 equity gap
Rate
3.18%
7.18%today
Payment
$1,642/mo
$2,579today
  • 3beds
  • 3baths
  • 1,885sqft

11278 Tiger Lily Street, Ventura

1364 San Simeon Court #4, Ventura, CA, 93003 — assumable VA mortgage at 3.54%
VA
Active
9
$549,000$294,695 equity gap
Rate
3.54%
7.18%today
Payment
$1,480/mo
$2,222today
  • 2beds
  • 2baths
  • 1,085sqft

1364 San Simeon Court #4, Ventura

4340 Tradewinds Drive, Oxnard, CA, 93035 — assumable VA mortgage at 3.62%
VA
Active
65
$797,000$385,002 equity gap
Rate
3.62%
7.18%today
Payment
$2,172/mo
$3,228today
  • 2beds
  • 3baths
  • 1,442sqft

4340 Tradewinds Drive, Oxnard

406 Chapala Drive, Camarillo, CA, 93010 — assumable FHA mortgage at 3.80%
FHA
Active
36
$670,000$302,446 equity gap
Rate
3.80%
7.18%today
Payment
$2,004/mo
$2,913today
  • 3beds
  • 3baths
  • 1,507sqft

406 Chapala Drive, Camarillo

900 Fitzgerald Avenue, Ventura, CA, 93003 — assumable VA mortgage at 3.80%
VA
Active
43
$799,900$485,109 equity gap
Rate
3.80%
7.18%today
Payment
$1,952/mo
$2,838today
  • 3beds
  • 3baths
  • 1,963sqft

900 Fitzgerald Avenue, Ventura

1315 Bayside Circle, Oxnard, CA, 93035 — assumable VA mortgage at 5.11%
VA
Active
47
$929,000$93,878 equity gap
Rate
5.11%
7.18%today
Payment
$4,865/mo
$6,063today
  • 3beds
  • 3baths
  • 1,950sqft

1315 Bayside Circle, Oxnard

1844 Crater Drive, Ventura, CA, 93004 — assumable VA mortgage at 5.22%
VA
Active
38
$630,000$85,625 equity gap
Rate
5.22%
7.18%today
Payment
$3,192/mo
$3,929today
  • 4beds
  • 2baths
  • 1,308sqft

1844 Crater Drive, Ventura

4912 Bradfield Place, Oxnard, CA, 93033 — assumable FHA mortgage at 4.02%
FHA
Active
37
$799,999$572,894 equity gap
Rate
4.02%
7.18%today
Payment
$1,422/mo
$2,013today
  • 3beds
  • 2baths
  • 960sqft

4912 Bradfield Place, Oxnard

1055 La Loma Avenue, Somis, CA, 93066 — assumable FHA mortgage at 4.08%
FHA
Active
49
$1,395,000$871,445 equity gap
Rate
4.08%
7.18%today
Payment
$3,120/mo
$4,385today
  • 5beds
  • 3baths
  • 2,684sqft

1055 La Loma Avenue, Somis

2623 Antonio Drive #110, Camarillo, CA, 93010 — assumable VA mortgage at 6.35%
VA
Active
58
$499,800$5,952 equity gap
Rate
6.35%
7.18%today
Payment
$3,102/mo
$3,378today
  • 2beds
  • 2baths
  • 945sqft

2623 Antonio Drive #110, Camarillo

2713 Antonio Drive #203, Camarillo, CA, 93010 — assumable VA mortgage at 6.72%
VA
Active
28
$456,000$18,492 equity gap
Rate
6.72%
7.18%today
Payment
$2,873/mo
$3,010today
  • 2beds
  • 2baths
  • 945sqft

2713 Antonio Drive #203, Camarillo

2713 Antonio Avenue #104, Camarillo, CA, 93010 — assumable VA mortgage at 6.84%
VA
Active
30
$387,500$6,882 equity gap
Rate
6.84%
7.18%today
Payment
$2,520/mo
$2,608today
  • 1beds
  • 1baths
  • 691sqft

2713 Antonio Avenue #104, Camarillo

1335 Edgewood Way, Oxnard, CA, 93030 — assumable VA mortgage at 6.99%
VA
Active
27
$369,000$11,064 equity gap
Rate
6.99%
7.18%today
Payment
$2,437/mo
$2,484today
  • 2beds
  • 1baths
  • 965sqft

1335 Edgewood Way, Oxnard

735 Garonne Street, Oxnard, CA, 93036 — assumable FHA mortgage at 5.52%
FHA
Active
23
$675,000$121,086 equity gap
Rate
5.52%
7.18%today
Payment
$3,352/mo
$3,991today
  • 3beds
  • 2baths
  • 1,449sqft

735 Garonne Street, Oxnard

405 Beverly Drive, Oxnard, CA, 93030 — assumable VA mortgage at 5.10%
VA
Active
37
$899,900$262,141 equity gap
Rate
5.10%
7.18%today
Payment
$3,706/mo
$4,623today
  • 4beds
  • 3baths
  • 2,441sqft

405 Beverly Drive, Oxnard

1526 7th Place, Port Hueneme, CA, 93041 — assumable FHA mortgage at 4.44%
FHA
Active
30
$739,000$385,479 equity gap
Rate
4.44%
7.18%today
Payment
$2,119/mo
$2,854today
  • 4beds
  • 2baths
  • 1,306sqft

1526 7th Place, Port Hueneme

635 Pleasant Valley Road, Port Hueneme, CA, 93041 — assumable FHA mortgage at 6.50%
FHA
Active
18
$578,000$32,573 equity gap
Rate
6.50%
7.18%today
Payment
$3,525/mo
$3,778today
  • 2beds
  • 3baths
  • 1,376sqft

635 Pleasant Valley Road, Port Hueneme

767 Reef Circle, Port Hueneme, CA, 93041 — assumable VA mortgage at 6.64%
VA
Active
22
$545,000$31,371 equity gap
Rate
6.64%
7.18%today
Payment
$3,350/mo
$3,538today
  • 2beds
  • 2baths
  • 942sqft

767 Reef Circle, Port Hueneme

6927 Gull Court, Ventura, CA, 93003 — assumable FHA mortgage at 6.69%
FHA
Active
27
$649,000$47,322 equity gap
Rate
6.69%
7.18%today
Payment
$3,988/mo
$4,191today
  • 3beds
  • 3baths
  • 1,333sqft

6927 Gull Court, Ventura

4530 Via Presidio, Camarillo, CA, 93012 — assumable FHA mortgage at 7.03%
FHA
Active
19
$709,000$39,297 equity gap
Rate
7.03%
7.18%today
Payment
$4,573/mo
$4,643today
  • 3beds
  • 4baths
  • 1,636sqft

4530 Via Presidio, Camarillo

1772 Regent Street, Camarillo, CA, 93010 — assumable FHA mortgage at 6.09%
FHA
Active
40
$874,000$171,103 equity gap
Rate
6.09%
7.18%today
Payment
$4,280/mo
$4,790today
  • 4beds
  • 3baths
  • 1,837sqft

1772 Regent Street, Camarillo

1559 Habra Court, Camarillo, CA, 93010 — assumable FHA mortgage at 6.95%
FHA
Active
63
$1,029,000$137,077 equity gap
Rate
6.95%
7.18%today
Payment
$6,038/mo
$6,179today
  • 4beds
  • 3baths
  • 2,432sqft

1559 Habra Court, Camarillo

5107 Jefferson, Oxnard, CA, 93033 — assumable FHA mortgage at 6.95%
FHA
Active
32
$429,999$68,277 equity gap
Rate
6.95%
7.18%today
Payment
$2,463/mo
$2,521today
  • 2beds
  • 1baths
  • 902sqft

5107 Jefferson, Oxnard

847 Barton Avenue, Camarillo, CA, 93010 — assumable VA mortgage at 7.09%
VA
Active
47
$849,000$128,231 equity gap
Rate
7.09%
7.18%today
Payment
$4,955/mo
$5,000today
  • 3beds
  • 2baths
  • 1,308sqft

847 Barton Avenue, Camarillo

2725 Smokey Mountain Drive, Oxnard, CA, 93036 — assumable FHA mortgage at 5.00%
FHA
Active
18
$630,000$452,595 equity gap
Rate
5.00%
7.18%today
Payment
$1,528/mo
$1,928today
  • 3beds
  • 3baths
  • 1,336sqft

2725 Smokey Mountain Drive, Oxnard

1428 Beverly Drive, Oxnard, CA, 93030 — assumable VA mortgage at 6.00%
VA
Active
6
$705,000$235,468 equity gap
Rate
6.00%
7.18%today
Payment
$2,818/mo
$3,184today
  • 3beds
  • 2baths
  • 1,283sqft

1428 Beverly Drive, Oxnard

2930 Windward Way, Oxnard, CA, 93035 — assumable VA mortgage at 6.29%
VA
Active
57
$640,000Potential short sale
Rate
6.29%
7.18%today
Payment
$4,514/mo
$4,945today
  • 3beds
  • 2baths
  • 1,465sqft

2930 Windward Way, Oxnard

Assuming a mortgage in Oxnard

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$1,245/mo
Median cash to assume
$235,468
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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