Assumable homes for sale in Palm Bay, FL

6 homesFHA & VA loansrates from 2.87% vs 7.18% today

Palm Bay assumption guide
846 REMINGTON GREEN SE Drive, Palm Bay, FL, 32909 — assumable VA mortgage at 3.90%
VA
Active
45
$354,770$23,308 equity gap
Rate
3.90%
7.18%today
Payment
$1,689/mo
$2,426today
  • 4beds
  • 2baths
  • 1,830sqft

846 REMINGTON GREEN SE Drive, Palm Bay

281 SEAHORSE Circle, Palm Bay, FL, 32909 — assumable FHA mortgage at 2.87%
FHA
Active
20
$297,000$105,678 equity gap
Rate
2.87%
7.18%today
Payment
$894/mo
$1,461today
  • 3beds
  • 2baths
  • 1,750sqft

281 SEAHORSE Circle, Palm Bay

2933 TISHMAN Road, Palm Bay, FL, 32909 — assumable FHA mortgage at 3.02%
FHA
Active
5
$320,000$146,507 equity gap
Rate
3.02%
7.18%today
Payment
$834/mo
$1,336today
  • 3beds
  • 2baths
  • 2,173sqft

2933 TISHMAN Road, Palm Bay

2657 FOSTER Road, Palm Bay, FL, 32909 — assumable FHA mortgage at 6.74%
FHA
Active
35
$249,900$22,225 equity gap
Rate
6.74%
7.18%today
Payment
$1,516/mo
$1,585today
  • 2beds
  • 2baths
  • 1,230sqft

2657 FOSTER Road, Palm Bay

230 RIDGEMONT Circle, Palm Bay, FL, 32909 — assumable FHA mortgage at 6.16%
FHA
Active
83
$540,000$60,093 equity gap
Rate
6.16%
7.18%today
Payment
$2,947/mo
$3,274today
  • 3beds
  • 3baths
  • 2,412sqft

230 RIDGEMONT Circle, Palm Bay

941 CENTURY Avenue, Palm Bay, FL, 32909 — assumable FHA mortgage at 6.58%
FHA
Active
26
$289,900Potential short sale
Rate
6.58%
7.18%today
Payment
$2,085/mo
$2,216today
  • 4beds
  • 2baths
  • 1,830sqft

941 CENTURY Avenue, Palm Bay

Assuming a mortgage in Palm Bay

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$834/mo
Median cash to assume
$60,093
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.