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Assumable homes for sale in Palm Coast, FL

22 homesFHA & VA loansrates from 2.90% vs 7.18% today

Palm Coast assumption guide
51 FANSHAWE Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 2.98%
FHA
Active
37
$375,000$49,865 equity gap
Rate
2.98%
7.18%today
Payment
$1,525/mo
$2,456today
  • 3beds
  • 3baths
  • 2,056sqft

51 FANSHAWE Lane, Palm Coast

5 BUD HOLLOW Drive, Palm Coast, FL, 32137 — assumable VA mortgage at 3.07%
VA
Active
24
$355,000$51,053 equity gap
Rate
3.07%
7.18%today
Payment
$1,443/mo
$2,298today
  • 3beds
  • 2baths
  • 1,637sqft

5 BUD HOLLOW Drive, Palm Coast

5 LYNTON Place, Palm Coast, FL, 32137 — assumable FHA mortgage at 3.07%
FHA
Active
48
$394,000$84,288 equity gap
Rate
3.07%
7.18%today
Payment
$1,470/mo
$2,341today
  • 3beds
  • 2baths
  • 2,117sqft

5 LYNTON Place, Palm Coast

22 FIRETHORN Lane, Palm Coast, FL, 32137 — assumable VA mortgage at 3.21%
VA
Active
34
$300,000$103,609 equity gap
Rate
3.21%
7.18%today
Payment
$983/mo
$1,539today
  • 3beds
  • 2baths
  • 1,376sqft

22 FIRETHORN Lane, Palm Coast

64 LANCELOT Drive, Palm Coast, FL, 32137 — assumable VA mortgage at 2.90%
VA
Active
57
$489,900$342,261 equity gap
Rate
2.90%
7.18%today
Payment
$709/mo
$1,154today
  • 3beds
  • 2baths
  • 2,020sqft

64 LANCELOT Drive, Palm Coast

11 LANCASTER Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 3.15%
FHA
Active
38
$460,000$247,598 equity gap
Rate
3.15%
7.18%today
Payment
$1,054/mo
$1,662today
  • 3beds
  • 2baths
  • 1,765sqft

11 LANCASTER Lane, Palm Coast

118 FERNDALE Lane, Palm Coast, FL, 32137 — assumable VA mortgage at 3.18%
VA
Active
57
$430,000$272,616 equity gap
Rate
3.18%
7.18%today
Payment
$898/mo
$1,334today
  • 3beds
  • 2baths
  • 1,569sqft

118 FERNDALE Lane, Palm Coast

10 CROW Court, Palm Coast, FL, 32137 — assumable VA mortgage at 3.29%
VA
Active
68
$700,000$384,433 equity gap
Rate
3.29%
7.18%today
Payment
$1,605/mo
$2,485today
  • 3beds
  • 2baths
  • 2,144sqft

10 CROW Court, Palm Coast

57 FORRESTER Place, Palm Coast, FL, 32137 — assumable FHA mortgage at 3.33%
FHA
Active
35
$299,900$138,976 equity gap
Rate
3.33%
7.18%today
Payment
$820/mo
$1,263today
  • 3beds
  • 2baths
  • 1,412sqft

57 FORRESTER Place, Palm Coast

34 FOREST GROVE Drive, Palm Coast, FL, 32137 — assumable FHA mortgage at 4.08%
FHA
Active
58
$314,900$136,172 equity gap
Rate
4.08%
7.18%today
Payment
$1,008/mo
$1,417today
  • 4beds
  • 2baths
  • 1,804sqft

34 FOREST GROVE Drive, Palm Coast

130 LINDSAY Drive, Palm Coast, FL, 32137 — assumable FHA mortgage at 4.15%
FHA
Active
31
$398,000$271,450 equity gap
Rate
4.15%
7.18%today
Payment
$835/mo
$1,164today
  • 3beds
  • 2baths
  • 1,874sqft

130 LINDSAY Drive, Palm Coast

75 BROWNSTONE Lane, Palm Coast, FL, 32137 — assumable VA mortgage at 6.15%
VA
Active
44
$560,000Potential short sale
Rate
6.15%
7.18%today
Payment
$3,473/mo
$3,861today
  • 5beds
  • 3baths
  • 2,944sqft

75 BROWNSTONE Lane, Palm Coast

29 FERBER Lane, Palm Coast, FL, 32137 — assumable VA mortgage at 6.42%
VA
Active
30
$335,000$14,827 equity gap
Rate
6.42%
7.18%today
Payment
$2,100/mo
$2,269today
  • 3beds
  • 2baths
  • 1,349sqft

29 FERBER Lane, Palm Coast

17 BIRCHWOOD Place, Palm Coast, FL, 32137 — assumable FHA mortgage at 6.83%
FHA
Active
54
$375,000$27,704 equity gap
Rate
6.83%
7.18%today
Payment
$2,302/mo
$2,384today
  • 4beds
  • 3baths
  • 2,094sqft

17 BIRCHWOOD Place, Palm Coast

126 FLORIDA PARK Drive, Palm Coast, FL, 32137 — assumable VA mortgage at 6.48%
VA
Active
57
$305,000$32,481 equity gap
Rate
6.48%
7.18%today
Payment
$1,798/mo
$1,931today
  • 3beds
  • 2baths
  • 1,777sqft

126 FLORIDA PARK Drive, Palm Coast

4 BURNING EMBER Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 6.69%
FHA
Active
49
$574,000$107,475 equity gap
Rate
6.69%
7.18%today
Payment
$3,095/mo
$3,253today
  • 4beds
  • 3baths
  • 2,733sqft

4 BURNING EMBER Lane, Palm Coast

7 BILTMORE Place, Palm Coast, FL, 32137 — assumable FHA mortgage at 6.88%
FHA
Active
31
$335,900$34,476 equity gap
Rate
6.88%
7.18%today
Payment
$2,033/mo
$2,095today
  • 3beds
  • 2baths
  • 1,655sqft

7 BILTMORE Place, Palm Coast

31 FREELAND Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 6.54%
FHA
Active
27
$330,000$76,430 equity gap
Rate
6.54%
7.18%today
Payment
$1,676/mo
$1,789today
  • 3beds
  • 2baths
  • 1,846sqft

31 FREELAND Lane, Palm Coast

6 BIRDSEYE Place, Palm Coast, FL, 32137 — assumable FHA mortgage at 6.71%
FHA
Active
28
$369,000$148,204 equity gap
Rate
6.71%
7.18%today
Payment
$1,479/mo
$1,551today
  • 4beds
  • 2baths
  • 2,340sqft

6 BIRDSEYE Place, Palm Coast

119 REDBUD Road, Palm Coast, FL, 32137 — assumable FHA mortgage at 6.81%
FHA
Active
33
$225,000Potential short sale
Rate
6.81%
7.18%today
Payment
$1,801/mo
$1,869today
  • 3beds
  • 3baths
  • 1,758sqft

119 REDBUD Road, Palm Coast

19 BIG DIPPER Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 6.88%
FHA
Active
43
$369,900$50,393 equity gap
Rate
6.88%
7.18%today
Payment
$2,155/mo
$2,221today
  • 4beds
  • 3baths
  • 2,098sqft

19 BIG DIPPER Lane, Palm Coast

117 REDBUD Road, Palm Coast, FL, 32137 — assumable FHA mortgage at 7.23%
FHA
Active
13
$225,000Potential short sale
Rate
7.23%
7.18%today
Payment
$1,878/mo
$1,869today
  • 3beds
  • 3baths
  • 1,758sqft

117 REDBUD Road, Palm Coast

Assuming a mortgage in Palm Coast

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$709/mo
Median cash to assume
$103,609
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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