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Assumable homes for sale in Port Charlotte, FL

30 homesFHA & VA loansrates from 2.60% vs 7.18% today

Port Charlotte assumption guide
22105 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable VA mortgage at 3.07%
VA
Active
39
$279,000$33,782 equity gap
Rate
3.07%
7.18%today
Payment
$1,164/mo
$1,854today
  • 3beds
  • 2baths
  • 1,400sqft

22105 OLEAN Boulevard, Port Charlotte

3262 TERITA Drive, Port Charlotte, FL, 33952 — assumable FHA mortgage at 3.63%
FHA
Active
6
$30,000Potential short sale
Rate
3.63%
7.18%today
Payment
$575/mo
$854today
  • —beds
  • —baths
  • —sqft

3262 TERITA Drive, Port Charlotte

23159 OLEAN Boulevard, Port Charlotte, FL, 33980 — assumable VA mortgage at 2.60%
VA
Active
42
$300,000$89,662 equity gap
Rate
2.60%
7.18%today
Payment
$973/mo
$1,646today
  • 3beds
  • 2baths
  • 1,403sqft

23159 OLEAN Boulevard, Port Charlotte

1179 TALBOT Street, Port Charlotte, FL, 33952 — assumable VA mortgage at 2.81%
VA
Active
50
$348,800$86,707 equity gap
Rate
2.81%
7.18%today
Payment
$1,234/mo
$2,032today
  • 3beds
  • 2baths
  • 1,867sqft

1179 TALBOT Street, Port Charlotte

22348 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable VA mortgage at 3.10%
VA
Active
22
$299,500$117,880 equity gap
Rate
3.10%
7.18%today
Payment
$861/mo
$1,366today
  • 4beds
  • 2baths
  • 2,201sqft

22348 OLEAN Boulevard, Port Charlotte

2436 AQUILOS Court, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.98%
FHA
Active
25
$185,000Potential short sale
Rate
2.98%
7.18%today
Payment
$1,115/mo
$1,796today
  • 3beds
  • 3baths
  • 1,664sqft

2436 AQUILOS Court, Port Charlotte

22111 MARSHALL Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.98%
FHA
Active
$225,000$3,623 equity gap
Rate
4.98%
7.18%today
Payment
$1,273/mo
$1,610today
  • 2beds
  • 2baths
  • 1,065sqft

22111 MARSHALL Avenue, Port Charlotte

2516 BALTIC Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.00%
FHA
Active
26
$339,000$94,175 equity gap
Rate
4.00%
7.18%today
Payment
$1,275/mo
$1,809today
  • 4beds
  • 2baths
  • 1,797sqft

2516 BALTIC Avenue, Port Charlotte

1955 YORKTOWN Trail, Punta Gorda, FL, 33980 — assumable FHA mortgage at 3.41%
FHA
Active
39
$330,000$223,160 equity gap
Rate
3.41%
7.18%today
Payment
$706/mo
$1,078today
  • 3beds
  • 2baths
  • 1,666sqft

1955 YORKTOWN Trail, Punta Gorda

21585 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.98%
FHA
Active
35
$190,000$30,742 equity gap
Rate
4.98%
7.18%today
Payment
$916/mo
$1,158today
  • 4beds
  • 2baths
  • 1,746sqft

21585 OLEAN Boulevard, Port Charlotte

22152 LARAMORE Avenue, Port Charlotte, FL, 33952 — assumable VA mortgage at 3.84%
VA
Active
28
$214,000$160,922 equity gap
Rate
3.84%
7.18%today
Payment
$413/mo
$571today
  • 3beds
  • 2baths
  • 1,092sqft

22152 LARAMORE Avenue, Port Charlotte

3543 DRANCE Street, Punta Gorda, FL, 33980 — assumable VA mortgage at 3.90%
VA
Active
61
$189,900$90,653 equity gap
Rate
3.90%
7.18%today
Payment
$572/mo
$821today
  • 3beds
  • 2baths
  • 988sqft

3543 DRANCE Street, Punta Gorda

22442 VALE Avenue, Punta Gorda, FL, 33980 — assumable FHA mortgage at 3.91%
FHA
Active
41
$215,000$106,970 equity gap
Rate
3.91%
7.18%today
Payment
$626/mo
$898today
  • 2beds
  • 2baths
  • 1,228sqft

22442 VALE Avenue, Punta Gorda

21551 EDGEWATER Drive, Port Charlotte, FL, 33952 — assumable VA mortgage at 3.94%
VA
Active
75
$825,000$499,683 equity gap
Rate
3.94%
7.18%today
Payment
$1,920/mo
$2,744today
  • 3beds
  • 2baths
  • 1,956sqft

21551 EDGEWATER Drive, Port Charlotte

540 SHARON Circle, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.45%
FHA
Active
16
$157,000$55,951 equity gap
Rate
4.45%
7.18%today
Payment
$593/mo
$798today
  • 3beds
  • 1baths
  • 1,220sqft

540 SHARON Circle, Port Charlotte

1403 AKEN Street, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.69%
FHA
Active
18
$289,000Potential short sale
Rate
6.69%
7.18%today
Payment
$1,899/mo
$1,995today
  • 3beds
  • 2baths
  • 1,615sqft

1403 AKEN Street, Port Charlotte

22351 WALTON Avenue, Port Charlotte, FL, 33952 — assumable VA mortgage at 4.30%
VA
Active
23
$275,000$119,058 equity gap
Rate
4.30%
7.18%today
Payment
$902/mo
$1,235today
  • 3beds
  • 2baths
  • 1,389sqft

22351 WALTON Avenue, Port Charlotte

1363 SHEEHAN Boulevard, Port Charlotte, FL, 33952 — assumable VA mortgage at 4.39%
VA
Active
31
$220,000$167,957 equity gap
Rate
4.39%
7.18%today
Payment
$408/mo
$553today
  • 2beds
  • 2baths
  • 1,340sqft

1363 SHEEHAN Boulevard, Port Charlotte

23240 MCBURNEY Avenue, Port Charlotte, FL, 33980 — assumable FHA mortgage at 6.95%
FHA
Active
42
$284,000$24,675 equity gap
Rate
6.95%
7.18%today
Payment
$1,768/mo
$1,809today
  • 2beds
  • 2baths
  • 1,247sqft

23240 MCBURNEY Avenue, Port Charlotte

3262 STEADMAN Street, Port Charlotte, FL, 33980 — assumable FHA mortgage at 6.50%
FHA
Active
49
$420,000$56,264 equity gap
Rate
6.50%
7.18%today
Payment
$2,327/mo
$2,494today
  • 4beds
  • 2baths
  • 1,924sqft

3262 STEADMAN Street, Port Charlotte

2490 SISTINA Street, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.72%
FHA
Active
6
$254,900$41,702 equity gap
Rate
6.72%
7.18%today
Payment
$1,395/mo
$1,461today
  • 3beds
  • 2baths
  • 1,459sqft

2490 SISTINA Street, Port Charlotte

22112 BRONXVILLE Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.82%
FHA
Active
39
$329,000$37,220 equity gap
Rate
6.82%
7.18%today
Payment
$1,956/mo
$2,029today
  • 3beds
  • 2baths
  • 1,866sqft

22112 BRONXVILLE Avenue, Port Charlotte

22205 NEW YORK Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.95%
FHA
Active
25
$238,000$27,270 equity gap
Rate
6.95%
7.18%today
Payment
$1,417/mo
$1,450today
  • 2beds
  • 2baths
  • 1,394sqft

22205 NEW YORK Avenue, Port Charlotte

4145 GARDNER Drive, Port Charlotte, FL, 33952 — assumable FHA mortgage at 7.03%
FHA
Active
51
$224,900$25,546 equity gap
Rate
7.03%
7.18%today
Payment
$1,361/mo
$1,382today
  • 3beds
  • 2baths
  • 1,505sqft

4145 GARDNER Drive, Port Charlotte

24049 CANAL Street, Port Charlotte, FL, 33980 — assumable FHA mortgage at 5.29%
FHA
Active
53
$269,000$188,452 equity gap
Rate
5.29%
7.18%today
Payment
$715/mo
$873today
  • 3beds
  • 2baths
  • 1,655sqft

24049 CANAL Street, Port Charlotte

22437 ADORN Avenue, Port Charlotte, FL, 33952 — assumable VA mortgage at 6.44%
VA
Active
63
$290,000Potential short sale
Rate
6.44%
7.18%today
Payment
$2,546/mo
$2,746today
  • 3beds
  • 2baths
  • 1,608sqft

22437 ADORN Avenue, Port Charlotte

1227 ARDELLA Street, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.50%
FHA
Active
9
$294,990$294,990 equity gap
Rate
6.50%
7.18%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,426sqft

1227 ARDELLA Street, Port Charlotte

23356 ROUNTREE Avenue, Port Charlotte, FL, 33980 — assumable FHA mortgage at 6.50%
FHA
Active
16
$299,500$299,500 equity gap
Rate
6.50%
7.18%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,593sqft

23356 ROUNTREE Avenue, Port Charlotte

2132 ABSCOTT Street, Port Charlotte, FL, 33952 — assumable VA mortgage at 6.81%
VA
Active
37
$350,000Potential short sale
Rate
6.81%
7.18%today
Payment
$2,610/mo
$2,710today
  • 3beds
  • 2baths
  • 2,120sqft

2132 ABSCOTT Street, Port Charlotte

22226 STATE Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 7.17%
FHA
Active
17
$225,000Potential short sale
Rate
7.17%
7.18%today
Payment
$1,607/mo
$1,609today
  • 3beds
  • 2baths
  • 1,233sqft

22226 STATE Avenue, Port Charlotte

Assuming a mortgage in Port Charlotte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.60%
Lowest existing payment
$408/mo
Median cash to assume
$90,158
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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