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Assumable homes for sale in Port Charlotte, FL

12 homesFHA & VA loansrates from 2.80% vs 7.18% today

Port Charlotte assumption guide
5533 GULFPORT Terrace, Port Charlotte, FL, 33981 — assumable FHA mortgage at 2.80%
FHA
Active
50
$395,000$90,762 equity gap
Rate
2.80%
7.18%today
Payment
$1,408/mo
$2,321today
  • 3beds
  • 2baths
  • 1,700sqft

5533 GULFPORT Terrace, Port Charlotte

14062 HOPEWELL Avenue, Port Charlotte, FL, 33981 — assumable FHA mortgage at 2.80%
FHA
Active
35
$292,000$109,413 equity gap
Rate
2.80%
7.18%today
Payment
$845/mo
$1,393today
  • 3beds
  • 2baths
  • 1,469sqft

14062 HOPEWELL Avenue, Port Charlotte

13641 DRYSDALE Avenue, Port Charlotte, FL, 33981 — assumable FHA mortgage at 2.98%
FHA
Active
38
$280,000$148,754 equity gap
Rate
2.98%
7.18%today
Payment
$640/mo
$1,031today
  • 3beds
  • 2baths
  • 1,432sqft

13641 DRYSDALE Avenue, Port Charlotte

816 BOUNDARY Boulevard, Rotonda West, FL, 33947 — assumable VA mortgage at 3.01%
VA
Active
73
$600,000$256,724 equity gap
Rate
3.01%
7.18%today
Payment
$1,675/mo
$2,688today
  • 4beds
  • 3baths
  • 2,463sqft

816 BOUNDARY Boulevard, Rotonda West

110 CREVALLE Road, Rotonda West, FL, 33947 — assumable VA mortgage at 3.47%
VA
Active
23
$329,000$107,518 equity gap
Rate
3.47%
7.18%today
Payment
$1,150/mo
$1,741today
  • 3beds
  • 2baths
  • 1,531sqft

110 CREVALLE Road, Rotonda West

8188 WELSFORD Road, Port Charlotte, FL, 33981 — assumable VA mortgage at 3.36%
VA
Active
36
$429,900$201,307 equity gap
Rate
3.36%
7.18%today
Payment
$1,171/mo
$1,797today
  • 3beds
  • 2baths
  • 1,695sqft

8188 WELSFORD Road, Port Charlotte

120 CREVALLE Road, Rotonda West, FL, 33947 — assumable VA mortgage at 6.77%
VA
Active
45
$591,500Potential short sale
Rate
6.77%
7.18%today
Payment
$4,095/mo
$4,269today
  • 4beds
  • 3baths
  • 2,091sqft

120 CREVALLE Road, Rotonda West

7296 DONAHUE Street, Port Charlotte, FL, 33981 — assumable FHA mortgage at 6.86%
FHA
Active
43
$338,000$16,591 equity gap
Rate
6.86%
7.18%today
Payment
$2,157/mo
$2,228today
  • 3beds
  • 2baths
  • 1,648sqft

7296 DONAHUE Street, Port Charlotte

12216 TETZEL Avenue, Port Charlotte, FL, 33981 — assumable FHA mortgage at 7.76%
FHA
Active
$530,000Potential short sale
Rate
7.76%
7.18%today
Payment
$3,908/mo
$3,692today
  • 6beds
  • 4baths
  • 2,413sqft

12216 TETZEL Avenue, Port Charlotte

7282 PRINTER Street, Port Charlotte, FL, 33981 — assumable FHA mortgage at 6.27%
FHA
Active
78
$529,900$152,030 equity gap
Rate
6.27%
7.18%today
Payment
$2,354/mo
$2,585today
  • 3beds
  • 2baths
  • 1,884sqft

7282 PRINTER Street, Port Charlotte

150 GREEN PINE Park, Rotonda West, FL, 33947 — assumable FHA mortgage at 6.25%
FHA
Active
43
$449,000Potential short sale
Rate
6.25%
7.18%today
Payment
$3,023/mo
$3,326today
  • 3beds
  • 2baths
  • 1,715sqft

150 GREEN PINE Park, Rotonda West

8196 WALBERT Street, Port Charlotte, FL, 33981 — assumable FHA mortgage at 6.72%
FHA
Active
34
$384,900$313,408 equity gap
Rate
6.72%
7.18%today
Payment
$471/mo
$493today
  • 4beds
  • 2baths
  • 1,733sqft

8196 WALBERT Street, Port Charlotte

Assuming a mortgage in Port Charlotte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$471/mo
Median cash to assume
$148,754
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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