Assumable homes for sale in Prior Lake, MN

7 homesFHA & VA loansrates from 2.87% vs 7.18% today

Prior Lake assumption guide
16551 Franklin Trail, Prior Lake, MN, 55372 — assumable FHA mortgage at 2.88%
FHA
Active
32
$330,000$98,780 equity gap
Rate
2.88%
7.18%today
Payment
$1,108/mo
$1,807today
  • 3beds
  • 2baths
  • 1,845sqft

16551 Franklin Trail, Prior Lake

16385 Timber Crest Drive, Prior Lake, MN, 55372 — assumable FHA mortgage at 2.87%
FHA
Active
31
$209,750$72,263 equity gap
Rate
2.87%
7.18%today
Payment
$641/mo
$1,048today
  • 2beds
  • 2baths
  • 976sqft

16385 Timber Crest Drive, Prior Lake

3469 Sycamore Trail, Prior Lake, MN, 55372 — assumable FHA mortgage at 2.96%
FHA
Active
47
$699,900$336,877 equity gap
Rate
2.96%
7.18%today
Payment
$1,718/mo
$2,774today
  • 5beds
  • 4baths
  • 3,706sqft

3469 Sycamore Trail, Prior Lake

16071 Saint Paul Avenue, Prior Lake, MN, 55372 — assumable FHA mortgage at 3.66%
FHA
Active
34
$344,900$197,494 equity gap
Rate
3.66%
7.18%today
Payment
$875/mo
$1,293today
  • 5beds
  • 2baths
  • 2,020sqft

16071 Saint Paul Avenue, Prior Lake

14358 Parkside Court, Prior Lake, MN, 55372 — assumable FHA mortgage at 6.92%
FHA
Active
41
$394,000$20,708 equity gap
Rate
6.92%
7.18%today
Payment
$2,520/mo
$2,587today
  • 3beds
  • 4baths
  • 2,123sqft

14358 Parkside Court, Prior Lake

13788 Kensington Avenue, Prior Lake, MN, 55372 — assumable VA mortgage at 7.03%
VA
Active
85
$849,900$43,721 equity gap
Rate
7.03%
7.18%today
Payment
$5,505/mo
$5,589today
  • 6beds
  • 5baths
  • 4,709sqft

13788 Kensington Avenue, Prior Lake

15071 Appaloosa Trail, Prior Lake, MN, 55372 — assumable FHA mortgage at 6.50%
FHA
Active
29
$439,900$79,721 equity gap
Rate
6.50%
7.18%today
Payment
$2,326/mo
$2,492today
  • 5beds
  • 3baths
  • 2,864sqft

15071 Appaloosa Trail, Prior Lake

Assuming a mortgage in Prior Lake

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$641/mo
Median cash to assume
$79,721
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.