Assumable homes for sale in Rancho Cordova, CA

9 homesFHA & VA loansrates from 3.12% vs 7.18% today

Rancho Cordova assumption guide
12101 Mircado Way, Rancho Cordova, CA, 95742 — assumable FHA mortgage at 3.12%
FHA
Active
35
$584,900$90,306 equity gap
Rate
3.12%
7.18%today
Payment
$2,356/mo
$3,728today
  • 3beds
  • 3baths
  • 2,174sqft

12101 Mircado Way, Rancho Cordova

6317 Vista Ave, Sacramento, CA, 95824 — assumable FHA mortgage at 3.57%
FHA
Active
13
$349,000$196,123 equity gap
Rate
3.57%
7.18%today
Payment
$809/mo
$1,210today
  • 3beds
  • 1baths
  • 980sqft

6317 Vista Ave, Sacramento

2437 Erickson Street, Sacramento, CA, 95815 — assumable VA mortgage at 4.19%
VA
Active
$439,950$197,533 equity gap
Rate
4.19%
7.18%today
Payment
$1,466/mo
$2,034today
  • 4beds
  • 3baths
  • 1,628sqft

2437 Erickson Street, Sacramento

8201 Sunbonnet Dr, Fair Oaks, CA, 95628 — assumable VA mortgage at 6.79%
VA
Active
27
$638,000$56,458 equity gap
Rate
6.79%
7.18%today
Payment
$3,861/mo
$4,016today
  • 4beds
  • 2baths
  • 2,087sqft

8201 Sunbonnet Dr, Fair Oaks

3020 Mills Park, Rancho Cordova, CA, 95670 — assumable FHA mortgage at 4.67%
FHA
Active
3
$264,000Potential short sale
Rate
4.67%
7.18%today
Payment
$2,030/mo
$2,661today
  • 3beds
  • 1baths
  • 1,098sqft

3020 Mills Park, Rancho Cordova

3016 Bettina Way, Sacramento, CA, 95826 — assumable FHA mortgage at 6.42%
FHA
Active
24
$520,000$102,291 equity gap
Rate
6.42%
7.18%today
Payment
$2,730/mo
$2,950today
  • 4beds
  • 3baths
  • 1,834sqft

3016 Bettina Way, Sacramento

2371 Alta Garden Ln, Sacramento, CA, 95825 — assumable FHA mortgage at 7.10%
FHA
Active
21
$370,000$54,536 equity gap
Rate
7.10%
7.18%today
Payment
$2,171/mo
$2,188today
  • 2beds
  • 2baths
  • 1,064sqft

2371 Alta Garden Ln, Sacramento

1412 Sebastian Way, Sacramento, CA, 95864 — assumable FHA mortgage at 6.32%
FHA
Active
34
$489,000$150,211 equity gap
Rate
6.32%
7.18%today
Payment
$2,193/mo
$2,395today
  • 3beds
  • 2baths
  • 1,260sqft

1412 Sebastian Way, Sacramento

5220 37th, Sacramento, CA, 95824 — assumable FHA mortgage at 6.28%
FHA
Active
3
$214,500Potential short sale
Rate
6.28%
7.18%today
Payment
$1,819/mo
$1,995today
  • 2beds
  • 1baths
  • 840sqft

5220 37th, Sacramento

Assuming a mortgage in Rancho Cordova

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
3.12%
Lowest existing payment
$809/mo
Median cash to assume
$102,291
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.