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Assumable homes for sale in Saint Paul, MN

20 homesFHA & VA loansrates from 2.00% vs 7.18% today

Saint Paul assumption guide
1472 Concordia Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 2.94%
FHA
Active
47
$302,000$20,818 equity gap
Rate
2.94%
7.18%today
Payment
$1,356/mo
$2,195today
  • 3beds
  • 3baths
  • 1,776sqft

1472 Concordia Avenue, Saint Paul

1607 Van Buren Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 3.89%
FHA
Active
43
$549,500$24,711 equity gap
Rate
3.89%
7.18%today
Payment
$2,701/mo
$3,885today
  • 8beds
  • 4baths
  • 3,392sqft

1607 Van Buren Avenue, Saint Paul

968 Sherburne Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 3.07%
FHA
Active
9
$324,900$61,821 equity gap
Rate
3.07%
7.18%today
Payment
$1,249/mo
$1,989today
  • 4beds
  • 2baths
  • 2,004sqft

968 Sherburne Avenue, Saint Paul

747 Edmund Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 2.91%
FHA
Active
23
$325,000$104,218 equity gap
Rate
2.91%
7.18%today
Payment
$1,064/mo
$1,729today
  • 5beds
  • 2baths
  • 2,694sqft

747 Edmund Avenue, Saint Paul

809 Minnehaha Avenue, Saint Paul, MN, 55104 — assumable VA mortgage at 2.98%
VA
Active
28
$240,000$89,046 equity gap
Rate
2.98%
7.18%today
Payment
$734/mo
$1,183today
  • 2beds
  • 2baths
  • 1,257sqft

809 Minnehaha Avenue, Saint Paul

979 Saint Anthony Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 2.00%
FHA
Active
36
$299,900$209,823 equity gap
Rate
2.00%
7.18%today
Payment
$656/mo
$1,203today
  • 2beds
  • 2baths
  • 1,543sqft

979 Saint Anthony Avenue, Saint Paul

560 Burgess Street, Saint Paul, MN, 55103 — assumable FHA mortgage at 2.66%
FHA
Active
47
$279,900$189,783 equity gap
Rate
2.66%
7.18%today
Payment
$419/mo
$703today
  • 4beds
  • 2baths
  • 1,264sqft

560 Burgess Street, Saint Paul

899 Ashland Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 2.88%
FHA
Active
42
$569,900$304,788 equity gap
Rate
2.88%
7.18%today
Payment
$1,267/mo
$2,067today
  • 5beds
  • 3baths
  • 2,519sqft

899 Ashland Avenue, Saint Paul

878 Monroe Court, Saint Paul, MN, 55102 — assumable VA mortgage at 3.73%
VA
Active
17
$273,000$87,913 equity gap
Rate
3.73%
7.18%today
Payment
$989/mo
$1,450today
  • 3beds
  • 1baths
  • 1,452sqft

878 Monroe Court, Saint Paul

1066 Chatsworth Street, Saint Paul, MN, 55103 — assumable FHA mortgage at 3.75%
FHA
Active
41
$249,000$98,244 equity gap
Rate
3.75%
7.18%today
Payment
$811/mo
$1,186today
  • 2beds
  • 2baths
  • 1,164sqft

1066 Chatsworth Street, Saint Paul

1464 Minnehaha Ave, Saint Paul, MN, 55104 — assumable FHA mortgage at 4.50%
FHA
Active
105
$999,999$880,154 equity gap
Rate
4.50%
7.18%today
Payment
$928/mo
$1,240today
  • 10beds
  • 5baths
  • 5,700sqft

1464 Minnehaha Ave, Saint Paul

768 Lafond Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 6.69%
FHA
Active
28
$275,000$46,625 equity gap
Rate
6.69%
7.18%today
Payment
$1,500/mo
$1,576today
  • 2beds
  • 2baths
  • 1,552sqft

768 Lafond Avenue, Saint Paul

1640 Dayton Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 6.81%
FHA
Active
25
$315,000$36,106 equity gap
Rate
6.81%
7.18%today
Payment
$1,884/mo
$1,956today
  • 3beds
  • 2baths
  • 1,495sqft

1640 Dayton Avenue, Saint Paul

1655 Sherburne Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 7.44%
FHA
Active
32
$305,500$44,251 equity gap
Rate
7.44%
7.18%today
Payment
$1,865/mo
$1,818today
  • 2beds
  • 1baths
  • 850sqft

1655 Sherburne Avenue, Saint Paul

1471 Iglehart Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 4.75%
FHA
Active
12
$349,900$192,626 equity gap
Rate
4.75%
7.18%today
Payment
$1,311/mo
$1,703today
  • 4beds
  • 3baths
  • 2,516sqft

1471 Iglehart Avenue, Saint Paul

1514 Lafond Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 4.75%
FHA
Active
24
$240,000$162,548 equity gap
Rate
4.75%
7.18%today
Payment
$635/mo
$824today
  • 3beds
  • 1baths
  • 1,328sqft

1514 Lafond Avenue, Saint Paul

993 Fairmount Avenue, Saint Paul, MN, 55105 — assumable FHA mortgage at 6.69%
FHA
Active
78
$634,990$129,679 equity gap
Rate
6.69%
7.18%today
Payment
$3,378/mo
$3,550today
  • 5beds
  • 3baths
  • 2,834sqft

993 Fairmount Avenue, Saint Paul

747 Saint Anthony Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 5.22%
FHA
Active
18
$229,000$140,003 equity gap
Rate
5.22%
7.18%today
Payment
$521/mo
$641today
  • 3beds
  • 1baths
  • 1,008sqft

747 Saint Anthony Avenue, Saint Paul

1010 Front Avenue, Saint Paul, MN, 55103 — assumable FHA mortgage at 5.75%
FHA
Active
22
$249,900$200,284 equity gap
Rate
5.75%
7.18%today
Payment
$741/mo
$860today
  • 2beds
  • 2baths
  • 1,056sqft

1010 Front Avenue, Saint Paul

813 Minnehaha Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 7.42%
FHA
Active
37
$169,900$144,793 equity gap
Rate
7.42%
7.18%today
Payment
$464/mo
$454today
  • 3beds
  • 2baths
  • 1,444sqft

813 Minnehaha Avenue, Saint Paul

Assuming a mortgage in Saint Paul

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.00%
Lowest existing payment
$419/mo
Median cash to assume
$116,949
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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