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Assumable homes for sale in San Diego, CA

30 homesVA & FHA loansrates from 2.60% vs 7.18% today

San Diego assumption guide
5710 Greycourt, San Diego, CA, 92114 — assumable VA mortgage at 3.76%
VA
Active
26
$769,900$22,322 equity gap
Rate
3.76%
7.18%today
Payment
$3,795/mo
$5,544today
  • 3beds
  • 2baths
  • 1,401sqft

5710 Greycourt, San Diego

648 51 Street, San Diego, CA, 92114 — assumable VA mortgage at 2.60%
VA
Active
45
$550,000$149,447 equity gap
Rate
2.60%
7.18%today
Payment
$1,853/mo
$3,135today
  • 3beds
  • 2baths
  • 1,300sqft

648 51 Street, San Diego

7890 Bushwood Court, Lemon Grove, CA, 91945 — assumable FHA mortgage at 2.875%
FHA
Active
68
$815,000$238,459 equity gap
Rate
2.875%
7.18%today
Payment
$2,709/mo
$4,423today
  • 4beds
  • 2baths
  • 1,686sqft

7890 Bushwood Court, Lemon Grove

405 61st Street, San Diego, CA, 92114 — assumable VA mortgage at 3.05%
VA
Active
41
$699,900$150,066 equity gap
Rate
3.05%
7.18%today
Payment
$2,604/mo
$4,158today
  • 3beds
  • 3baths
  • 1,400sqft

405 61st Street, San Diego

543 Palmwood Court, San Diego, CA, 92139 — assumable VA mortgage at 3.625%
VA
Active
14
$789,000$90,926 equity gap
Rate
3.625%
7.18%today
Payment
$3,499/mo
$5,198today
  • 4beds
  • 2baths
  • 1,350sqft

543 Palmwood Court, San Diego

2623 Corona, Lemon Grove, CA, 91945 — assumable FHA mortgage at 2.87%
FHA
Active
22
$715,000$275,352 equity gap
Rate
2.87%
7.18%today
Payment
$2,109/mo
$3,446today
  • 2beds
  • 1baths
  • 876sqft

2623 Corona, Lemon Grove

6701 Hibiscus Drive, Lemon Grove, CA, 91945 — assumable VA mortgage at 2.65%
VA
Active
$841,950$542,141 equity gap
Rate
2.65%
7.18%today
Payment
$1,381/mo
$2,321today
  • 3beds
  • 2baths
  • 1,450sqft

6701 Hibiscus Drive, Lemon Grove

7121 Skyline DR, San Diego, CA, 92114 — assumable VA mortgage at 2.69%
VA
Active
18
$760,000$472,406 equity gap
Rate
2.69%
7.18%today
Payment
$1,623/mo
$2,545today
  • 3beds
  • 2baths
  • 1,274sqft

7121 Skyline DR, San Diego

7545 Jamacha Road, San Diego, CA, 92114 — assumable VA mortgage at 2.80%
VA
Active
38
$629,999$316,430 equity gap
Rate
2.80%
7.18%today
Payment
$1,455/mo
$2,398today
  • 3beds
  • 3baths
  • 1,450sqft

7545 Jamacha Road, San Diego

3002 11th Street, National City, CA, 91950 — assumable FHA mortgage at 2.81%
FHA
Active
40
$746,000$341,080 equity gap
Rate
2.81%
7.18%today
Payment
$1,902/mo
$3,132today
  • 3beds
  • 2baths
  • 1,648sqft

3002 11th Street, National City

7515 Jamacha Road, San Diego, CA, 92114 — assumable VA mortgage at 2.87%
VA
Active
28
$559,000$248,308 equity gap
Rate
2.87%
7.18%today
Payment
$1,449/mo
$2,368today
  • 2beds
  • 2baths
  • 1,022sqft

7515 Jamacha Road, San Diego

425 Meadowbrook #124, San Diego, CA, 92114 — assumable VA mortgage at 3.33%
VA
Active
16
$499,000$154,728 equity gap
Rate
3.33%
7.18%today
Payment
$1,750/mo
$2,696today
  • 2beds
  • 2baths
  • 1,228sqft

425 Meadowbrook #124, San Diego

144 Kenyatta, San Diego, CA, 92114 — assumable FHA mortgage at 3.59%
FHA
Active
26
$845,000$705,594 equity gap
Rate
3.59%
7.18%today
Payment
$956/mo
$1,426today
  • 4beds
  • 2baths
  • 1,908sqft

144 Kenyatta, San Diego

1631 Bayview Heights Dr #12, San Diego, CA, 92105 — assumable VA mortgage at 4.16%
VA
Active
17
$325,000$104,515 equity gap
Rate
4.16%
7.18%today
Payment
$1,168/mo
$1,626today
  • 1beds
  • 1baths
  • 521sqft

1631 Bayview Heights Dr #12, San Diego

3031 Plaza Natalia, Bonita, CA, 91902 — assumable VA mortgage at 4.06%
VA
Active
52
$635,000$287,166 equity gap
Rate
4.06%
7.18%today
Payment
$2,048/mo
$2,886today
  • 4beds
  • 3baths
  • 1,700sqft

3031 Plaza Natalia, Bonita

5606 Mchugh Street, San Diego, CA, 92114 — assumable VA mortgage at 5.70%
VA
Active
32
$764,999$64,431 equity gap
Rate
5.70%
7.18%today
Payment
$4,275/mo
$4,990today
  • 3beds
  • 3baths
  • 1,351sqft

5606 Mchugh Street, San Diego

7934 Blossom Ln, Lemon Grove, CA, 91945 — assumable VA mortgage at 6.58%
VA
Active
43
$900,000$28,699 equity gap
Rate
6.58%
7.18%today
Payment
$5,615/mo
$5,968today
  • 6beds
  • 3baths
  • 2,660sqft

7934 Blossom Ln, Lemon Grove

6888 Panamint #1, San Diego, CA, 92139 — assumable VA mortgage at 4.46%
VA
Active
24
$485,000$336,514 equity gap
Rate
4.46%
7.18%today
Payment
$1,043/mo
$1,401today
  • 2beds
  • 1baths
  • 866sqft

6888 Panamint #1, San Diego

844 Bonsall, San Diego, CA, 92114 — assumable VA mortgage at 6.69%
VA
Active
37
$739,999$50,468 equity gap
Rate
6.69%
7.18%today
Payment
$4,609/mo
$4,844today
  • 3beds
  • 2baths
  • 1,025sqft

844 Bonsall, San Diego

1934 Altamont, San Diego, CA, 92139 — assumable FHA mortgage at 6.58%
FHA
Active
40
$820,000$106,558 equity gap
Rate
6.58%
7.18%today
Payment
$4,593/mo
$4,882today
  • 4beds
  • 2baths
  • 1,768sqft

1934 Altamont, San Diego

5206 La Paz Drive, San Diego, CA, 92114 — assumable VA mortgage at 6.74%
VA
Active
45
$1,100,000$126,079 equity gap
Rate
6.74%
7.18%today
Payment
$6,479/mo
$6,774today
  • —beds
  • —baths
  • 2,811sqft

5206 La Paz Drive, San Diego

5206 La Paz Drive, San Diego, CA, 92114 — assumable VA mortgage at 6.74%
VA
Active
43
$1,100,000$126,079 equity gap
Rate
6.74%
7.18%today
Payment
$6,479/mo
$6,774today
  • —beds
  • —baths
  • 2,811sqft

5206 La Paz Drive, San Diego

1549 Corta Del Sur, Lemon Grove, CA, 91945 — assumable VA mortgage at 6.86%
VA
Active
38
$899,000$111,986 equity gap
Rate
6.86%
7.18%today
Payment
$5,226/mo
$5,398today
  • 3beds
  • 2baths
  • 1,217sqft

1549 Corta Del Sur, Lemon Grove

6986 Pembridge Lane, San Diego, CA, 92139 — assumable FHA mortgage at 5.70%
FHA
Active
29
$739,000$151,663 equity gap
Rate
5.70%
7.18%today
Payment
$3,619/mo
$4,224today
  • 4beds
  • 3baths
  • 1,771sqft

6986 Pembridge Lane, San Diego

2458 Calle Tortuosa, San Diego, CA, 92139 — assumable VA mortgage at 6.50%
VA
Active
49
$889,000$211,215 equity gap
Rate
6.50%
7.18%today
Payment
$4,345/mo
$4,657today
  • 4beds
  • 3baths
  • 1,880sqft

2458 Calle Tortuosa, San Diego

7242 Peter Pan Ave, San Diego, CA, 92114 — assumable FHA mortgage at 5.53%
FHA
Active
15
$735,000$614,549 equity gap
Rate
5.53%
7.18%today
Payment
$1,125/mo
$1,337today
  • 3beds
  • 2baths
  • 1,596sqft

7242 Peter Pan Ave, San Diego

2325 14Th Street, National City, CA, 91950 — assumable FHA mortgage at 5.97%
FHA
Active
45
$749,000$616,685 equity gap
Rate
5.97%
7.18%today
Payment
$1,260/mo
$1,428today
  • 3beds
  • 2baths
  • 1,514sqft

2325 14Th Street, National City

7016 Appian Dr, San Diego, CA, 92139 — assumable FHA mortgage at 6.09%
FHA
Active
20
$599,900$289,466 equity gap
Rate
6.09%
7.18%today
Payment
$39,696/mo
$39,927today
  • 3beds
  • 2baths
  • 1,222sqft

7016 Appian Dr, San Diego

425 Meadowbrook Dr #140, San Diego, CA, 92114 — assumable FHA mortgage at 6.30%
FHA
Active
39
$650,000Potential short sale
Rate
6.30%
7.18%today
Payment
$4,574/mo
$5,006today
  • 3beds
  • 3baths
  • 1,452sqft

425 Meadowbrook Dr #140, San Diego

7450 Jamacha Road, San Diego, CA, 92114 — assumable FHA mortgage at 6.46%
FHA
Active
38
$749,000$632,418 equity gap
Rate
6.46%
7.18%today
Payment
$737/mo
$793today
  • 3beds
  • 2baths
  • 1,310sqft

7450 Jamacha Road, San Diego

Assuming a mortgage in San Diego

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.60%
Lowest existing payment
$737/mo
Median cash to assume
$211,215
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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