Assumable homes for sale in San Diego, CA

10 homesVA & FHA loansrates from 3.00% vs 7.18% today

San Diego assumption guide

12067 Alta Carmel #58, San Diego, CA, 92128 — assumable VA mortgage at 3.125%

Active

$399,999$154,593 equity gap

Rate: 3.125%; ~~7.18%~~today
Payment: $1,251/mo; ~~$1,978~~today

1beds
1baths
704sqft

12067 Alta Carmel #58, San Diego

17905 Caminito Pinero #263, San Diego, CA, 92128 — assumable VA mortgage at 3.00%

Active

$399,999$399,999 equity gap

Rate: 3.00%; ~~7.18%~~today
Payment: $0/mo

1beds
1baths
817sqft

17905 Caminito Pinero #263, San Diego

12396 Grandee Court, San Diego, CA, 92128 — assumable VA mortgage at 3.21%

Active

$1,525,000$1,029,774 equity gap

Rate: 3.21%; ~~7.18%~~today
Payment: $2,480/mo; ~~$3,880~~today

3beds
2baths
1,824sqft

12396 Grandee Court, San Diego

17093 W Bernardo Dr. #106, San Diego, CA, 92127 — assumable FHA mortgage at 3.26%

FHA

Active

$458,000$190,241 equity gap

Rate: 3.26%; ~~7.18%~~today
Payment: $1,348/mo; ~~$2,095~~today

2beds
2baths
855sqft

17093 W Bernardo Dr. #106, San Diego

11865 Caminito Ronaldo #200, San Diego, CA, 92128 — assumable VA mortgage at 3.31%

Active

$415,000$169,141 equity gap

Rate: 3.31%; ~~7.18%~~today
Payment: $1,250/mo; ~~$1,931~~today

1beds
1baths
817sqft

11865 Caminito Ronaldo #200, San Diego

12737 Via Nasca, San Diego, CA, 92128 — assumable VA mortgage at 3.60%

Active

$797,000$482,397 equity gap

Rate: 3.60%; ~~7.18%~~today
Payment: $1,851/mo; ~~$2,759~~today

2beds
2baths
1,388sqft

12737 Via Nasca, San Diego

18006 Calle Estepona, San Diego, CA, 92128 — assumable VA mortgage at 3.89%

Active

$1,035,000$949,221 equity gap

Rate: 3.89%; ~~7.18%~~today
Payment: $612/mo; ~~$881~~today

2beds
2baths
1,738sqft

18006 Calle Estepona, San Diego

17945 Caminito Pinero #178, San Diego, CA, 92128 — assumable VA mortgage at 6.50%

Active

$599,950$27,146 equity gap

Rate: 6.50%; ~~7.18%~~today
Payment: $3,634/mo; ~~$3,895~~today

2beds
2baths
1,080sqft

17945 Caminito Pinero #178, San Diego

12382 Santiago Rd, San Diego, CA, 92128 — assumable VA mortgage at 6.95%

Active

$560,000$92,658 equity gap

Rate: 6.95%; ~~7.18%~~today
Payment: $3,227/mo; ~~$3,302~~today

2beds
1baths
962sqft

12382 Santiago Rd, San Diego

16447 Gabarda Rd, San Diego, CA, 92128 — assumable VA mortgage at 5.54%

Active

$799,000$432,649 equity gap

Rate: 5.54%; ~~7.18%~~today
Payment: $2,218/mo; ~~$2,635~~today

2beds
2baths
1,618sqft

16447 Gabarda Rd, San Diego

Assuming a mortgage in San Diego

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate: 3.00%
Lowest existing payment: $612/mo
Median cash to assume: $295,120