Assumable homes for sale in Sarasota, FL

8 homesVA & FHA loansrates from 2.88% vs 7.18% today

Sarasota assumption guide
3491 74TH AVENUE CIRCLE EAST, Sarasota, FL, 34243 — assumable VA mortgage at 2.88%
VA
Active
43
$525,000$157,950 equity gap
Rate
2.88%
7.18%today
Payment
$1,714/mo
$2,797today
  • 3beds
  • 2baths
  • 1,544sqft

3491 74TH AVENUE CIRCLE EAST, Sarasota

7606 37TH STREET Circle, Sarasota, FL, 34243 — assumable FHA mortgage at 3.33%
FHA
Active
28
$289,000$59,668 equity gap
Rate
3.33%
7.18%today
Payment
$1,165/mo
$1,796today
  • 3beds
  • 2baths
  • 1,638sqft

7606 37TH STREET Circle, Sarasota

7739 33RD Lane, Sarasota, FL, 34243 — assumable VA mortgage at 3.71%
VA
Active
78
$445,000$321,752 equity gap
Rate
3.71%
7.18%today
Payment
$852/mo
$1,253today
  • 3beds
  • 2baths
  • 2,020sqft

7739 33RD Lane, Sarasota

3129 ORIOLE Drive #102, Sarasota, FL, 34243 — assumable FHA mortgage at 3.90%
FHA
Active
60
$315,000$143,704 equity gap
Rate
3.90%
7.18%today
Payment
$1,002/mo
$1,439today
  • 2beds
  • 2baths
  • 1,397sqft

3129 ORIOLE Drive #102, Sarasota

3623 62ND Avenue, Bradenton, FL, 34203 — assumable FHA mortgage at 5.19%
FHA
Active
60
$375,000$293,008 equity gap
Rate
5.19%
7.18%today
Payment
$727/mo
$898today
  • 3beds
  • 2baths
  • 1,491sqft

3623 62ND Avenue, Bradenton

6223 PLATEAU Court, Bradenton, FL, 34203 — assumable FHA mortgage at 6.12%
FHA
Active
93
$480,000$174,540 equity gap
Rate
6.12%
7.18%today
Payment
$1,943/mo
$2,168today
  • 2beds
  • 2baths
  • 1,533sqft

6223 PLATEAU Court, Bradenton

4205 SAINT CLAIR Drive, Sarasota, FL, 34243 — assumable VA mortgage at 6.50%
VA
Active
28
$280,000Potential short sale
Rate
6.50%
7.18%today
Payment
$2,391/mo
$2,563today
  • 3beds
  • 2baths
  • 1,195sqft

4205 SAINT CLAIR Drive, Sarasota

7811 38TH Court, Sarasota, FL, 34243 — assumable VA mortgage at 6.88%
VA
Active
53
$367,000$316,726 equity gap
Rate
6.88%
7.18%today
Payment
$884/mo
$911today
  • 3beds
  • 2baths
  • 1,264sqft

7811 38TH Court, Sarasota

Assuming a mortgage in Sarasota

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$727/mo
Median cash to assume
$174,540
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.