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Assumable homes for sale in Sedona, AZ

13 homesVA & FHA loansrates from 2.90% vs 7.18% today

Sedona assumption guide
55 Cathedral Rock Drive #11, Sedona, AZ, 86351 — assumable VA mortgage at 2.90%
VA
Active
38
$548,900$232,089 equity gap
Rate
2.90%
7.18%today
Payment
$1,489/mo
$2,424today
  • 3beds
  • 2baths
  • 1,747sqft

55 Cathedral Rock Drive #11, Sedona

2110 PAGE SPRINGS Road, Cornville, AZ, 86325 — assumable VA mortgage at 2.93%
VA
Active
45
$930,000$488,719 equity gap
Rate
2.93%
7.18%today
Payment
$2,081/mo
$3,374today
  • 3beds
  • 2baths
  • 1,980sqft

2110 PAGE SPRINGS Road, Cornville

40 Bell Rock Boulevard, Sedona, AZ, 86351 — assumable VA mortgage at 3.02%
VA
Active
9
$649,900$439,828 equity gap
Rate
3.02%
7.18%today
Payment
$1,026/mo
$1,645today
  • 2beds
  • 2baths
  • 1,730sqft

40 Bell Rock Boulevard, Sedona

60 Horse Canyon Drive, Sedona, AZ, 86351 — assumable FHA mortgage at 3.47%
FHA
Active
33
$595,000$391,249 equity gap
Rate
3.47%
7.18%today
Payment
$1,168/mo
$1,769today
  • 3beds
  • 2baths
  • 1,650sqft

60 Horse Canyon Drive, Sedona

99 Painted Cliffs Drive, Sedona, AZ, 86336 — assumable FHA mortgage at 3.51%
FHA
Active
103
$3,150,000$2,240,456 equity gap
Rate
3.51%
7.18%today
Payment
$8,584/mo
$10,907today
  • 3beds
  • 4baths
  • 4,797sqft

99 Painted Cliffs Drive, Sedona

475 Barnwood Trail, Munds Park, AZ, 86017 — assumable FHA mortgage at 3.70%
FHA
Active
40
$784,000$483,402 equity gap
Rate
3.70%
7.18%today
Payment
$1,604/mo
$2,361today
  • 3beds
  • 2baths
  • 1,768sqft

475 Barnwood Trail, Munds Park

10 SANDROCK Road, Sedona, AZ, 86351 — assumable VA mortgage at 3.90%
VA
Active
47
$1,299,000$1,091,045 equity gap
Rate
3.90%
7.18%today
Payment
$1,486/mo
$2,134today
  • 4beds
  • 3baths
  • 2,651sqft

10 SANDROCK Road, Sedona

40 BROKEN ARROW Drive, Sedona, AZ, 86351 — assumable VA mortgage at 6.26%
VA
Active
34
$769,999$197,451 equity gap
Rate
6.26%
7.18%today
Payment
$3,556/mo
$3,909today
  • 3beds
  • 2baths
  • 1,611sqft

40 BROKEN ARROW Drive, Sedona

51 EL CAMINO TESOROS --, Sedona, AZ, 86336 — assumable VA mortgage at 5.54%
VA
Active
42
$2,095,000$1,069,894 equity gap
Rate
5.54%
7.18%today
Payment
$6,217/mo
$7,384today
  • 3beds
  • 3baths
  • 3,119sqft

51 EL CAMINO TESOROS --, Sedona

10 CALLE DEL MEDIO --, Sedona, AZ, 86336 — assumable VA mortgage at 6.49%
VA
Active
42
$730,000$256,728 equity gap
Rate
6.49%
7.18%today
Payment
$3,129/mo
$3,357today
  • 3beds
  • 3baths
  • 2,760sqft

10 CALLE DEL MEDIO --, Sedona

45 SETTLER Lane, Sedona, AZ, 86336 — assumable VA mortgage at 6.47%
VA
Active
43
$2,850,000$1,534,094 equity gap
Rate
6.47%
7.18%today
Payment
$8,611/mo
$9,258today
  • 3beds
  • 4baths
  • 3,064sqft

45 SETTLER Lane, Sedona

89 Linda Vista, Sedona, AZ, 86336 — assumable VA mortgage at 6.84%
VA
Active
73
$2,195,000$1,083,225 equity gap
Rate
6.84%
7.18%today
Payment
$7,410/mo
$7,669today
  • 4beds
  • 3baths
  • 3,752sqft

89 Linda Vista, Sedona

15 GREY MOUNTAIN Drive, Sedona, AZ, 86336 — assumable FHA mortgage at 6.91%
FHA
Active
44
$575,000$564,851 equity gap
Rate
6.91%
7.18%today
Payment
$198/mo
$203today
  • 2beds
  • 2baths
  • 1,864sqft

15 GREY MOUNTAIN Drive, Sedona

Assuming a mortgage in Sedona

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$1,026/mo
Median cash to assume
$488,719
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eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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