Assumable homes for sale in Signal Mountain, TN

27 homesFHA & VA loansrates from 2.72% vs 7.18% today

Signal Mountain assumption guide
214 Houser Street, Chattanooga, TN, 37405 — assumable FHA mortgage at 2.72%
FHA
Active
39
$410,000$286,377 equity gap
Rate
2.72%
7.18%today
Payment
$579/mo
$965today
  • 4beds
  • 2baths
  • 1,588sqft

214 Houser Street, Chattanooga

4844 Pawnee Trail, Chattanooga, TN, 37411 — assumable FHA mortgage at 2.88%
FHA
Active
18
$299,000$128,894 equity gap
Rate
2.88%
7.18%today
Payment
$815/mo
$1,330today
  • 3beds
  • 2baths
  • 1,410sqft

4844 Pawnee Trail, Chattanooga

4722 Arrowhead Trl, Chattanooga, TN, 37411 — assumable FHA mortgage at 3.13%
FHA
Active
18
$147,500$118,080 equity gap
Rate
3.13%
7.18%today
Payment
$332/mo
$465today
  • 2beds
  • 1baths
  • 1,032sqft

4722 Arrowhead Trl, Chattanooga

1405 Highcrest Court, Hixson, TN, 37343 — assumable FHA mortgage at 3.36%
FHA
Active
41
$340,000$257,089 equity gap
Rate
3.36%
7.18%today
Payment
$555/mo
$851today
  • 4beds
  • 3baths
  • 2,238sqft

1405 Highcrest Court, Hixson

1514 Bailey Avenue, Chattanooga, TN, 37404 — assumable FHA mortgage at 4.25%
FHA
Active
54
$525,000$114,640 equity gap
Rate
4.25%
7.18%today
Payment
$2,091/mo
$2,879today
  • 4beds
  • 3baths
  • 2,537sqft

1514 Bailey Avenue, Chattanooga

414 Northmont Road, Hixson, TN, 37343 — assumable FHA mortgage at 3.49%
FHA
Active
22
$315,000$177,122 equity gap
Rate
3.49%
7.18%today
Payment
$726/mo
$1,096today
  • 3beds
  • 2baths
  • 1,918sqft

414 Northmont Road, Hixson

112 E Manning Street, Chattanooga, TN, 37405 — assumable VA mortgage at 3.49%
VA
Active
27
$475,000$324,281 equity gap
Rate
3.49%
7.18%today
Payment
$793/mo
$1,198today
  • —beds
  • —baths
  • 2,120sqft

112 E Manning Street, Chattanooga

3312 Mountain View Drive, Chattanooga, TN, 37419 — assumable VA mortgage at 5.75%
VA
Active
51
$460,000Potential short sale
Rate
5.75%
7.18%today
Payment
$2,714/mo
$3,150today
  • 3beds
  • 2baths
  • 1,854sqft

3312 Mountain View Drive, Chattanooga

3303 Taylor Street, Chattanooga, TN, 37406 — assumable FHA mortgage at 6.76%
FHA
Active
23
$250,000$7,821 equity gap
Rate
6.76%
7.18%today
Payment
$1,594/mo
$1,663today
  • 3beds
  • 3baths
  • 1,296sqft

3303 Taylor Street, Chattanooga

863 Flynn Street #204, Chattanooga, TN, 37403 — assumable FHA mortgage at 5.51%
FHA
Active
21
$280,000$41,538 equity gap
Rate
5.51%
7.18%today
Payment
$1,442/mo
$1,718today
  • 2beds
  • 2baths
  • 1,020sqft

863 Flynn Street #204, Chattanooga

6113 Fisk Avenue, Chattanooga, TN, 37421 — assumable FHA mortgage at 5.55%
FHA
Active
50
$280,000$37,353 equity gap
Rate
5.55%
7.18%today
Payment
$1,469/mo
$1,743today
  • 4beds
  • 2baths
  • 1,541sqft

6113 Fisk Avenue, Chattanooga

2427 Leann Cir, Chattanooga, TN, 37406 — assumable FHA mortgage at 4.30%
FHA
Active
23
$275,000$184,309 equity gap
Rate
4.30%
7.18%today
Payment
$554/mo
$758today
  • 3beds
  • 2baths
  • 1,156sqft

2427 Leann Cir, Chattanooga

4171 Gann Store Road, Hixson, TN, 37343 — assumable FHA mortgage at 6.08%
FHA
Active
38
$484,900$24,319 equity gap
Rate
6.08%
7.18%today
Payment
$2,850/mo
$3,193today
  • 4beds
  • 3baths
  • 2,838sqft

4171 Gann Store Road, Hixson

3007 Curtis Street, Chattanooga, TN, 37406 — assumable FHA mortgage at 6.44%
FHA
Active
30
$269,900$21,679 equity gap
Rate
6.44%
7.18%today
Payment
$1,591/mo
$1,716today
  • 3beds
  • 3baths
  • 1,288sqft

3007 Curtis Street, Chattanooga

720 Turner Road, Whitwell, TN, 37397 — assumable VA mortgage at 6.08%
VA
Active
55
$420,000$51,948 equity gap
Rate
6.08%
7.18%today
Payment
$2,280/mo
$2,554today
  • 3beds
  • 2baths
  • 1,550sqft

720 Turner Road, Whitwell

3915 Meadow Lane, Chattanooga, TN, 37406 — assumable FHA mortgage at 6.13%
FHA
Active
31
$287,000$32,979 equity gap
Rate
6.13%
7.18%today
Payment
$1,618/mo
$1,803today
  • 3beds
  • 3baths
  • 1,236sqft

3915 Meadow Lane, Chattanooga

1910 Clematis Drive, Hixson, TN, 37343 — assumable FHA mortgage at 6.49%
FHA
Active
33
$500,000$51,210 equity gap
Rate
6.49%
7.18%today
Payment
$2,901/mo
$3,112today
  • 3beds
  • 3baths
  • 1,808sqft

1910 Clematis Drive, Hixson

2628 N Beech Street, Chattanooga, TN, 37406 — assumable FHA mortgage at 6.63%
FHA
Active
29
$239,900$31,556 equity gap
Rate
6.63%
7.18%today
Payment
$1,374/mo
$1,453today
  • 3beds
  • 2baths
  • 1,026sqft

2628 N Beech Street, Chattanooga

120 Fern Avenue, Chattanooga, TN, 37419 — assumable FHA mortgage at 6.69%
FHA
Active
33
$329,999$36,803 equity gap
Rate
6.69%
7.18%today
Payment
$1,962/mo
$2,062today
  • 3beds
  • 2baths
  • 1,727sqft

120 Fern Avenue, Chattanooga

5000 Sawyer Road, Signal Mountain, TN, 37377 — assumable VA mortgage at 6.75%
VA
Active
49
$368,000$61,589 equity gap
Rate
6.75%
7.18%today
Payment
$2,011/mo
$2,100today
  • 3beds
  • 2baths
  • 1,620sqft

5000 Sawyer Road, Signal Mountain

1302 Little Sorrel Road, Hixson, TN, 37343 — assumable FHA mortgage at 6.86%
FHA
Active
46
$615,000$119,469 equity gap
Rate
6.86%
7.18%today
Payment
$3,325/mo
$3,434today
  • 3beds
  • 3baths
  • 2,457sqft

1302 Little Sorrel Road, Hixson

1504 Arlington Avenue, Chattanooga, TN, 37406 — assumable FHA mortgage at 6.95%
FHA
Active
27
$262,000$30,324 equity gap
Rate
6.95%
7.18%today
Payment
$1,579/mo
$1,616today
  • 3beds
  • 2baths
  • 1,324sqft

1504 Arlington Avenue, Chattanooga

286 Sims Dr, Chattanooga, TN, 37415 — assumable FHA mortgage at 6.35%
FHA
Active
52
$279,000$79,907 equity gap
Rate
6.35%
7.18%today
Payment
$1,266/mo
$1,379today
  • 3beds
  • 2baths
  • 1,560sqft

286 Sims Dr, Chattanooga

65 Lynnbrook Circle, Chattanooga, TN, 37415 — assumable FHA mortgage at 6.61%
FHA
Active
22
$330,000$76,302 equity gap
Rate
6.61%
7.18%today
Payment
$1,672/mo
$1,771today
  • 3beds
  • 3baths
  • 1,800sqft

65 Lynnbrook Circle, Chattanooga

3111 Riverside Dr, Chattanooga, TN, 37406 — assumable VA mortgage at 5.78%
VA
Active
11
$139,500$46,430 equity gap
Rate
5.78%
7.18%today
Payment
$578/mo
$669today
  • 2beds
  • 1baths
  • 964sqft

3111 Riverside Dr, Chattanooga

1728 Thrasher Pike, Hixson, TN, 37343 — assumable FHA mortgage at 6.20%
FHA
Active
35
$309,900$95,012 equity gap
Rate
6.20%
7.18%today
Payment
$1,346/mo
$1,489today
  • 3beds
  • 2baths
  • 1,383sqft

1728 Thrasher Pike, Hixson

1718 Lake Wood Circle, Hixson, TN, 37343 — assumable FHA mortgage at 6.60%
FHA
Active
33
$393,900$121,460 equity gap
Rate
6.60%
7.18%today
Payment
$1,794/mo
$1,902today
  • 4beds
  • 3baths
  • 2,174sqft

1718 Lake Wood Circle, Hixson

Assuming a mortgage in Signal Mountain

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$332/mo
Median cash to assume
$68,945
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Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.