Assumable homes for sale in Silver Point, TN

10 homesVA & FHA loansrates from 2.71% vs 7.18% today

Silver Point assumption guide

135 Shiloh Ln, Smithville, TN, 37166 — assumable VA mortgage at 2.71%

Active

$429,000$199,073 equity gap

Rate: 2.71%; ~~7.18%~~today
Payment: $1,076/mo; ~~$1,795~~today

4beds
3baths
2,240sqft

135 Shiloh Ln, Smithville

16600 Center Hill Dam Rd, Silver Point, TN, 38582 — assumable FHA mortgage at 2.90%

FHA

Active

$325,000$154,334 equity gap

Rate: 2.90%; ~~7.18%~~today
Payment: $844/mo; ~~$1,357~~today

4beds
2baths
2,960sqft

16600 Center Hill Dam Rd, Silver Point

198 Neil Dr, Smithville, TN, 37166 — assumable FHA mortgage at 3.10%

FHA

Active

$175,000$99,065 equity gap

Rate: 3.10%; ~~7.18%~~today
Payment: $387/mo; ~~$607~~today

3beds
2baths
1,404sqft

198 Neil Dr, Smithville

7220 Friendly Rd, Baxter, TN, 38544 — assumable FHA mortgage at 3.55%

FHA

Active

$269,929$253,513 equity gap

Rate: 3.55%; ~~7.18%~~today
Payment: $120/mo; ~~$154~~today

3beds
2baths
1,408sqft

7220 Friendly Rd, Baxter

161 Shiloh Ln, Smithville, TN, 37166 — assumable VA mortgage at 5.00%

Active

$320,000$56,482 equity gap

Rate: 5.00%; ~~7.18%~~today
Payment: $1,535/mo; ~~$1,928~~today

4beds
2baths
2,138sqft

161 Shiloh Ln, Smithville

480 Seaton Dr, Smithville, TN, 37166 — assumable VA mortgage at 3.75%

Active

$725,000$431,352 equity gap

Rate: 3.75%; ~~7.18%~~today
Payment: $1,579/mo; ~~$2,309~~today

3beds
4baths
2,400sqft

480 Seaton Dr, Smithville

191 Dale Mires Ln, Baxter, TN, 38544 — assumable FHA mortgage at 6.78%

FHA

Active

$254,900$22,271 equity gap

Rate: 6.78%; ~~7.18%~~today
Payment: $1,549/mo; ~~$1,613~~today

3beds
3baths
1,536sqft

191 Dale Mires Ln, Baxter

3754 Shady Oak Circle, Cookeville, TN, 38501 — assumable VA mortgage at 6.49%

Active

$349,900$73,864 equity gap

Rate: 6.49%; ~~7.18%~~today
Payment: $1,825/mo; ~~$1,958~~today

5beds
2baths
2,688sqft

3754 Shady Oak Circle, Cookeville

473 Ponder Rd, Smithville, TN, 37166 — assumable VA mortgage at 5.23%

Active

$389,000$163,595 equity gap

Rate: 5.23%; ~~7.18%~~today
Payment: $1,352/mo; ~~$1,656~~today

3beds
2baths
2,018sqft

473 Ponder Rd, Smithville

3944 Crawford Rd, Silver Point, TN, 38582 — assumable FHA mortgage at 5.62%

FHA

Active

$105,000$64,553 equity gap

Rate: 5.62%; ~~7.18%~~today
Payment: $450/mo; ~~$530~~today

—beds
—baths
—sqft

3944 Crawford Rd, Silver Point

Assuming a mortgage in Silver Point

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate: 2.71%
Lowest existing payment: $387/mo
Median cash to assume: $126,700